TRUSTMF Short Duration Fund

Q: What are the returns of this mutual fund scheme?

The TRUSTMF Short Duration Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 5.96% since inception. TRUSTMF Short Duration Fund Returns 1-Year 3-Year Since Inception 7.97% 7.31% 5.96%

Q: How much does this mutual fund charge as expense ratio?

The TRUSTMF Short Duration Fund has an expense ratio of 0.73% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: TRUSTMF Short Term Reg-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1276.8718+0.03% 1 day change	5.96% p.a.	App exclusive #NA View Ranked Funds	₹102 Cr

Historical NAV & returns

NAV: ₹1276.8718 as on Oct 20, 2025

This fund Category average

TRUSTMF Short Duration Fund overview

AUM (Fund size)	₹102 Cr
Exit load	0%
Lock-in Period	Nil
Age	4 yrs 3 m since Jul 20, 2021
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	0.73% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

TRUSTMF Short Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.62%	0.63%
3 Months	1.24%	1.2%
6 Months	3.19%	3.07%
1 Year	7.97%	7.95%
2 Years	7.67%	7.97%
3 Years	7.31%	7.57%
4 Years	6.04%	6.44%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 83.9321854%

SOV 10.22967026%

Cash & Call Money 5.48297464%

Others 0.35516962%

Top Debt Holdings

REC Ltd. 10.99%

GOI 9.94%

LIC Housing Finance Ltd. 9.92%

National Housing Bank 9.91%

Allocation by Instruments

Debenture 38.39776615%

Bonds 19.66569871%

Non Convertible Debenture 15.95141468%

GOI Securities 9.937147719999999%

Other Holdings

Others 3.27%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
TRUSTMF Short Duration Fund	0.62%	3.19%	7.97%	7.31%	N.A.	N.A.
UTI Short Duration Fund	0.62%	3.1%	7.79%	7.58%	6.91%	6.26%
ICICI Prudential Short Term Fund	0.64%	3.32%	8.2%	7.82%	6.37%	7.43%
Sundaram Short Duration Fund	0.57%	2.97%	7.69%	7.53%	7.14%	6.22%
SBI Short Term Debt Fund	0.63%	3.28%	8.23%	7.63%	5.76%	6.94%
Aditya Birla Sun Life Short Term Fund	0.73%	3.14%	8.1%	7.64%	6.16%	7.33%

Fund name	Std. deviation	Beta	Sharpe	Sortino
TRUSTMF Short Duration Fund	0.98	2.45	0.69	1.37
UTI Short Duration Fund	0.89	2.25	1.04	1.95
ICICI Prudential Short Term Fund	0.78	1.79	1.5	2.53
Sundaram Short Duration Fund	1.02	2.5	0.88	1.59
SBI Short Term Debt Fund	0.96	2.45	0.99	1.81
Aditya Birla Sun Life Short Term Fund	0.96	2.35	0.97	1.58

Fund name	ETM Rank	AUM	Fund age	Expense ratio
TRUSTMF Short Duration Fund	N.A.	102 Cr	4 yrs 3 m	0.73%
UTI Short Duration Fund	N.A.	3,231 Cr	18 yrs 1 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,387 Cr	24 yrs	1.05%
Sundaram Short Duration Fund	N.A.	195 Cr	22 yrs 5 m	0.89%
SBI Short Term Debt Fund	N.A.	16,277 Cr	18 yrs 3 m	0.82%
Aditya Birla Sun Life Short Term Fund	N.A.	10,696 Cr	22 yrs 6 m	0.99%

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.09 vs. 4.2 Higher outperformance against benchmark
Sharpe	0.69 vs. 3.83 Poor risk-adjusted returns
Beta	2.45 vs. 1.92 More sensitive to market's ups & downs
Standard deviation	0.98 vs. 1.01 More stable returns

Compare TRUSTMF Short Duration Fund in detail with

About this fund

About TRUSTMF Short Duration Fund

TRUSTMF Short Duration Fund is a Short Duration mutual fund scheme from Trust Mutual Fund. This fund has been in existence for 4 yrs 3 m, having been launched on 20/07/2021. TRUSTMF Short Duration Fund has ₹102 Crores worth of assets under management (AUM) as on 30/09/2025 and is small fund of its category. The latest Net Asset Value (NAV) of TRUSTMF Short Duration Fund as of 20/10/2025 is ₹1276.87. The fund has an expense ratio of 0.73%, which is higher than what most other Short Duration funds charge.

TRUSTMF Short Duration Fund returns of last 1-year are 7.97%. Since launch, it has delivered 5.98% average annual returns.
TRUSTMF Short Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in REC Ltd., GOI, LIC Housing Finance Ltd., National Housing Bank, Bajaj Finance Ltd..

...

Fund AUM	102 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Jalpan Shah

Mr. Shah is a B.E. (Mechanical) and holds a PGDM. Prior to joining Trust Mutual Fund,he was associated with HSBC Mutual Fund, L&T Mutual Fund, FIL Fund Management Private Limited (Dec 2007-Nov 2012), Lotus India Asset Management Company Private Limited (Sep 2007-Nov 2007) as a Research Analyst, UTI Asset Management Company Private Limited (July 2006-Aug 2007) as a Research Analyst and UTI Asset Management Company Private Limited(May 2004-June 2006) as a Sales & Marketing Manager.

Investment objective

The scheme seeks to generate stable returns for investors with a short term investment horizon by investing in debt and money market instruments.

TRUST Mutual Fund details

No. of schemes	10 view all schemes
Total AUM	3,794 Cr as on Sep 30, 2025
Address	801, G Block, Naman Center, Bandra Kurla Complex, Bandra (East), Mumbai, 400051
Phone	+91 22 6274 6000

More funds from TRUST Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
TRUSTMF Banking & PSU Fund	N.A.	129 Cr	7.63%	7.29%
TRUSTMF Money Market Fund	N.A.	95 Cr	7.12%	7.18%
TRUSTMF Liquid Fund	N.A.	592 Cr	6.55%	6.88%
TRUSTMF Corporate Bond Fund	N.A.	29 Cr	7.47%	N.A.
TRUSTMF Overnight Fund	N.A.	69 Cr	5.94%	6.37%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of TRUSTMF Short Duration Fund?

The current Net Asset Value (NAV) of the TRUSTMF Short Duration Fund plan is approximately ₹1276.8718 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The TRUSTMF Short Duration Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 5.96% since inception.

TRUSTMF Short Duration Fund Returns

1-Year	3-Year	Since Inception
7.97%	7.31%	5.96%

How much does this mutual fund charge as expense ratio?

The TRUSTMF Short Duration Fund has an expense ratio of 0.73%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The TRUSTMF Short Duration Fund currently has assets under management (AUM) or fund size valued at approximately 102 Cr as on Sep 30, 2025.

To whom does TRUSTMF Short Duration Fund lend to?

The top 3 debt holdings of TRUSTMF Short Duration Fund are as follows

Holding Name	Percentage of Portfolio
REC Ltd.	10.99%
GOI	9.94%
LIC Housing Finance Ltd.	9.92%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The TRUSTMF Short Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	83.9321854%
SOV	10.22967026%
Cash & Call Money	5.48297464%

What is risk level of TRUSTMF Short Duration Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in TRUSTMF Short Duration Fund?

Redeeming your investments in the TRUSTMF Short Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Short Duration

#NA

Return Outperformance: This fund has generated highest return amongst Short Duration funds in the last 1 Year.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.