Q: What are the returns of this mutual fund scheme?

The TRUSTMF Money Market Fund Direct - Growth is a 3 yrs 2 m old fund and has delivered average annual returns of 7.23% since inception. TRUSTMF Money Market Fund Direct - Growth Returns 1-Year 3-Year Since Inception 7.41% 7.38% 7.23%

Question 1

What is the current NAV of TRUSTMF Money Market Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the TRUSTMF Money Market Fund - Direct Growth plan is approximately ₹1250.2697 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The TRUSTMF Money Market Fund Direct - Growth is a 3 yrs 2 m old fund and has delivered average annual returns of 7.23% since inception.

TRUSTMF Money Market Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
7.41%	7.38%	7.23%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The TRUSTMF Money Market Fund - Direct Growth has an expense ratio of 0.16%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The TRUSTMF Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 95 Cr as on Sep 30, 2025.

Question 5

To whom does TRUSTMF Money Market Fund lend to?

Accepted Answer

The top 3 debt holdings of TRUSTMF Money Market Fund are as follows

Holding Name	Percentage of Portfolio
Small Industries Devp. Bank of India Ltd.	10.25%
National Bank For Agriculture & Rural Development	10.25%
Kotak Mahindra Bank Ltd.	10.23%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The TRUSTMF Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	89.93129863%
SOV	5.30441769%
Cash & Call Money	4.22966831%

Question 7

What is risk level of TRUSTMF Money Market Fund?

Accepted Answer

This is a Money Market fund comes with Low to Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in TRUSTMF Money Market Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for TRUSTMF Money Market Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the TRUSTMF Money Market Fund is complete.

Question 10

How can I redeem my investments in TRUSTMF Money Market Fund?

Accepted Answer

Redeeming your investments in the TRUSTMF Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.16% as on Sep 30, 2025
Exit load	0%
AUM (Fund size)	₹95 Cr
Lock-in Period	Nil
Age	3 yrs 2 m since Aug 05, 2022
Benchmark	CRISIL Money Market A-I Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.47%	0.49%
3 Months	1.4%	1.43%
6 Months	3.27%	3.36%
1 Year	7.41%	7.66%
2 Years	7.48%	7.67%
3 Years	7.38%	7.56%

Alpha	2.13 vs. 3.65 Underperformed at beating benchmark
Sharpe	2.97 vs. 3.7 Poor risk-adjusted returns
Beta	0.72 vs. 2.66 Less sensitive to market ups & downs
Standard deviation	0.28 vs. 0.28 More stable returns

Fund AUM	95 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	10 view all schemes
Total AUM	3,794 Cr as on Sep 30, 2025
Address	801, G Block, Naman Center, Bandra Kurla Complex, Bandra (East), Mumbai, 400051
Phone	+91 22 6274 6000

TRUSTMF Money Market Fund Direct - Growth

Historical NAV & returns

TRUSTMF Money Market Fund overview

TRUSTMF Money Market Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

Compare TRUSTMF Money Market Fund in detail with

About this fund

About TRUSTMF Money Market Fund

Fund managers

Investment objective

TRUST Mutual Fund details

More funds from TRUST Mutual Fund

Frequently asked questions

TRUSTMF Money Market Fund Direct - Growth Returns

ET Money rank

Fund name	ETM Rank	AUM	1Y	3Y
TRUSTMF Short Duration Fund	N.A.	102 Cr	8.51%	7.85%
TRUSTMF Banking & PSU Fund	N.A.	129 Cr	8.16%	7.83%
TRUSTMF Corporate Bond Fund	N.A.	29 Cr	7.9%	N.A.
TRUSTMF Liquid Fund	N.A.	592 Cr	6.71%	7.04%
TRUSTMF Overnight Fund	N.A.	69 Cr	5.98%	6.42%