Tata Short Term Bond Direct Plan-Growth

Q: What are the returns of Tata Short Term Bond Fund?

The Tata Short Term Bond Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 7.57% since inception. Tata Short Term Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.12% 7.67% 6.19% 6.92% 7.57%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹53.4261+0.05% 1 day change	7.57% p.a.	App exclusive #NA View Ranked Funds	₹3,269 Cr

Historical NAV & returns

NAV: ₹53.4261 as on Sep 03, 2025

This fund Category average

Tata Short Term Bond Fund overview

Expense ratio	0.35% as on Aug 31, 2025
Exit load	0%
AUM (Fund size)	₹3,269 Cr
Lock-in Period	Nil
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Tata Short Term Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.19%	-0.09%
3 Months	0.62%	0.83%
6 Months	4.27%	4.59%
1 Year	8.12%	8.57%
2 Years	8.07%	8.3%
3 Years	7.67%	7.9%
4 Years	6.48%	7.01%
5 Years	6.19%	6.74%
7 Years	6.56%	7.27%
10 Years	6.92%	7.46%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 56.109331%

SOV 29.91331453%

A1+ 9.56%

Cash & Call Money 4.13748599%

Top Debt Holdings

GOI 21.92%

Maharashtra State 7.05%

Small Industries Devp. Bank of India Ltd. 5.83%

National Bank For Agriculture & Rural Development 3.85%

Allocation by Instruments

Debenture 29.869999999999997%

GOI Securities 21.92%

Non Convertible Debenture 9.969999999999999%

Certificate of Deposit 9.559999999999999%

Other Holdings

Others 0.23%

Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund Direct - Growth 0.19%

Roadstar Infra Investment Trust 0.05%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Short Term Bond Fund	N.A.	3,269 Cr	12 yrs 8 m	0.35%
ICICI Prudential Short Term Fund	N.A.	21,284 Cr	12 yrs 8 m	0.45%
UTI Short Duration Fund	N.A.	2,822 Cr	12 yrs 8 m	0.36%
Sundaram Short Duration Fund	N.A.	214 Cr	12 yrs 8 m	0.3%
Baroda BNP Paribas Short Duration Fund	N.A.	199 Cr	12 yrs 8 m	0.44%
Aditya Birla Sun Life Short Term Fund	N.A.	8,343 Cr	12 yrs 8 m	0.36%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Short Term Bond Fund	-0.19%	4.27%	8.12%	7.67%	6.19%	6.92%
ICICI Prudential Short Term Fund	0.05%	4.83%	8.75%	8.3%	7.11%	8.29%
UTI Short Duration Fund	-0.03%	4.51%	8.3%	7.88%	7.51%	6.88%
Sundaram Short Duration Fund	-0.07%	4.46%	8.62%	7.86%	7.71%	7.01%
Baroda BNP Paribas Short Duration Fund	-0.11%	4.72%	8.7%	8.0%	6.46%	7.73%
Aditya Birla Sun Life Short Term Fund	-0.08%	4.68%	8.72%	8.01%	6.99%	8.09%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Short Term Bond Fund	1.14	2.82	0.97	1.57
ICICI Prudential Short Term Fund	0.79	1.76	2.16	3.8
UTI Short Duration Fund	0.92	2.31	1.4	2.6
Sundaram Short Duration Fund	1.04	2.53	1.21	2.2
Baroda BNP Paribas Short Duration Fund	1.07	2.72	1.33	2.55
Aditya Birla Sun Life Short Term Fund	1.0	2.43	1.42	2.36

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.34 vs. 4.26 Higher outperformance against benchmark
Sharpe	0.97 vs. 4.31 Poor risk-adjusted returns
Beta	2.82 vs. 1.98 More sensitive to market's ups & downs
Standard deviation	1.14 vs. 1.05 More volatile performance

Compare Tata Short Term Bond Fund in detail with

About this fund

About Tata Short Term Bond Fund

Tata Short Term Bond Direct Plan-Growth is a Short Duration mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 12 yrs 8 m, having been launched on 01/01/2013. Tata Short Term Bond Direct Plan-Growth has ₹3,269 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Short Term Bond Direct Plan-Growth as of 03/09/2025 is ₹53.43. The fund has an expense ratio of 0.35%, which is close to what most other Short Duration funds charge.

Tata Short Term Bond Direct Plan-Growth returns of last 1-year are 8.16%. Since launch, it has delivered 7.58% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Tata Short Term Bond Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Maharashtra State, Small Industries Devp. Bank of India Ltd., National Bank For Agriculture & Rural Development, Punjab National Bank.

...

Fund AUM	3,269 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Sonthalia

Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder. Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Amit Somani

Mr.Somani is a B.Com, PGDBM and CFA. Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Investment objective

The scheme seeks to generate regular income/appreciation over a short term period.

Tata Mutual Fund details

No. of schemes	60 view all schemes
Total AUM	1,96,797 Cr as on Jun 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Tata Corporate Bond Fund	N.A.	4,024 Cr	8.14%	7.84%
Tata Money Market Fund	N.A.	31,975 Cr	8.11%	7.76%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	N.A.	869 Cr	8.27%	7.6%
Tata Gilt Securities Fund	N.A.	1,159 Cr	6.21%	7.57%
Tata Floating Rate Fund	N.A.	114 Cr	8.18%	7.57%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Tata Short Term Bond Fund?

The current Net Asset Value (NAV) of the Tata Short Term Bond Fund - Direct Growth plan is approximately ₹53.4261 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Tata Short Term Bond Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 7.57% since inception.

Tata Short Term Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.12%	7.67%	6.19%	6.92%	7.57%

How much does this mutual fund charge as expense ratio?

The Tata Short Term Bond Fund - Direct Growth has an expense ratio of 0.35%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Tata Short Term Bond Fund currently has assets under management (AUM) or fund size valued at approximately 3,269 Cr as on May 31, 2025.

To whom does Tata Short Term Bond Fund lend to?

The top 3 debt holdings of Tata Short Term Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	21.92%
Maharashtra State	7.05%
Small Industries Devp. Bank of India Ltd.	5.83%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Short Term Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	56.109331%
SOV	29.91331453%
A1+	9.56%

What is risk level of Tata Short Term Bond Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Tata Short Term Bond Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Tata Short Term Bond Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Tata Short Term Bond Fund is complete.

How can I redeem my investments in Tata Short Term Bond Fund?

Redeeming your investments in Tata Short Term Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Tata Short Term Bond Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Short Duration

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.