Q: What are the returns of this mutual fund scheme?

The HDFC Floating Rate Debt Fund Direct Plan-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 7.92% since inception. HDFC Floating Rate Debt Fund Direct Plan-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.29% 8.21% 6.81% 7.54% 7.92%

Question 1

What is the current NAV of HDFC Floating Rate Debt Fund Direct Plan-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the HDFC Floating Rate Debt Fund - Direct Growth plan is approximately ₹52.1257 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The HDFC Floating Rate Debt Fund Direct Plan-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 7.92% since inception.

HDFC Floating Rate Debt Fund Direct Plan-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.29%	8.21%	6.81%	7.54%	7.92%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The HDFC Floating Rate Debt Fund - Direct Growth has an expense ratio of 0.26%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The HDFC Floating Rate Debt Fund currently has assets under management (AUM) or fund size valued at approximately 15,446 Cr as on Sep 30, 2025.

Question 5

To whom does HDFC Floating Rate Debt Fund lend to?

Accepted Answer

The top 3 debt holdings of HDFC Floating Rate Debt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	4.96%
National Bank For Agriculture & Rural Development	3.44%
Aadhar Housing Finance Ltd	1.98%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Floating Rate Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	50.45%
SOV	30.18132789%
AA	9.28%

Question 7

What is risk level of HDFC Floating Rate Debt Fund?

Accepted Answer

This is a Floater fund comes with Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in HDFC Floating Rate Debt Fund Direct Plan-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC Floating Rate Debt Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the HDFC Floating Rate Debt Fund is complete.

Question 10

How can I redeem my investments in HDFC Floating Rate Debt Fund?

Accepted Answer

Redeeming your investments in the HDFC Floating Rate Debt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.26% as on Sep 30, 2025
Exit load	0%
AUM (Fund size)	₹15,446 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.65%	0.69%
3 Months	1.44%	1.36%
6 Months	3.54%	3.26%
1 Year	8.29%	8.27%
2 Years	8.43%	8.51%
3 Years	8.21%	8.21%
4 Years	7.14%	7.03%
5 Years	6.81%	6.67%
7 Years	7.49%	7.5%
10 Years	7.54%	7.52%

Alpha	3.88 vs. 4.63 Underperformed at beating benchmark
Sharpe	2.47 vs. 5.75 Poor risk-adjusted returns
Beta	1.3 vs. 2.72 Less sensitive to market ups & downs
Standard deviation	0.63 vs. 0.89 More stable returns

Fund AUM	15,446 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	78 view all schemes
Total AUM	8,93,028 Cr as on Sep 30, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

HDFC Floating Rate Debt Fund Direct Plan-Growth

Historical NAV & returns

HDFC Floating Rate Debt Fund overview

HDFC Floating Rate Debt Fund Returns calculator

Trailing returns as on Oct 25, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

Compare HDFC Floating Rate Debt Fund in detail with

About this fund

About HDFC Floating Rate Debt Fund

Fund managers

Investment objective

HDFC Mutual Fund details

More funds from HDFC Mutual Fund

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HDFC Floating Rate Debt Fund Direct Plan-Growth Returns

ET Money rank

Fund name	ETM Rank	AUM	1Y	3Y
HDFC Income Plus Arbitrage Active FoF	N.A.	1,725 Cr	2.24%	13.38%
HDFC Nifty G-Sec July 2031 Index	N.A.	677 Cr	8.96%	N.A.
HDFC Nifty G-Sec Sep 2032 Index	N.A.	654 Cr	8.65%	N.A.
HDFC Medium Term Debt Fund	N.A.	3,842 Cr	8.49%	8.41%
HDFC Credit Risk Debt Fund	N.A.	6,918 Cr	8.69%	8.39%
HDFC Short Term Debt Fund	N.A.	17,622 Cr	8.53%	8.28%