Sundaram Overnight Fund

Q: What are the returns of this mutual fund scheme?

The Sundaram Overnight Fund is a 6 yrs 8 m old fund and has delivered average annual returns of 5.1% since inception. Sundaram Overnight Fund Returns 1-Year 3-Year 5-Year Since Inception 5.81% 6.32% 5.26% 5.1%

Q: How much does this mutual fund charge as expense ratio?

The Sundaram Overnight Fund has an expense ratio of 0.16% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1398.3503+0.01% 1 day change	5.1% p.a.	App exclusive #NA View Ranked Funds	₹567 Cr

Historical NAV & returns

NAV: ₹1398.3503 as on Dec 04, 2025

This fund Category average

Sundaram Overnight Fund overview

AUM (Fund size)	₹567 Cr
Exit load	0%
Lock-in Period	Nil
Age	6 yrs 8 m since Mar 15, 2019
Benchmark	NIFTY 1D Rate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	0.16% as on Nov 30, 2025
Plan type	Regular
Risk	Low
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Sundaram Overnight Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	0.41%	0.41%
3 Months	1.3%	1.29%
6 Months	2.63%	2.65%
1 Year	5.81%	5.81%
2 Years	6.2%	6.21%
3 Years	6.32%	6.32%
4 Years	5.83%	5.84%
5 Years	5.26%	5.28%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

Cash & Call Money 96.483239%

SOV 3.516762%

Top Debt Holdings

Reserve Bank of India 3.52%

Allocation by Instruments

Reverse Repo 65.537663%

Repo 30.83346%

Treasury Bills 3.516762%

Cash/Net Current Assets 0.112116%

Other Holdings

Others 65.54%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Overnight Fund	0.41%	2.63%	5.81%	6.32%	5.26%	N.A.
Mirae Asset Overnight Fund	0.41%	2.66%	5.84%	6.35%	5.32%	3.05%
PGIM India Overnight Fund	0.42%	2.64%	5.84%	6.35%	5.32%	3.12%
Edelweiss Overnight Fund	0.41%	2.63%	5.8%	6.32%	5.27%	3.16%
UTI Overnight Fund	0.41%	2.66%	5.86%	6.38%	5.32%	5.55%
SBI Overnight Fund	0.41%	2.65%	5.82%	6.32%	5.27%	5.43%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Overnight Fund	0.14	0.17	-0.48	-0.62
Mirae Asset Overnight Fund	0.15	0.15	-0.22	-0.3
PGIM India Overnight Fund	0.15	0.17	-0.32	-0.42
Edelweiss Overnight Fund	0.14	0.13	-0.47	-0.66
UTI Overnight Fund	0.14	0.14	-0.1	-0.14
SBI Overnight Fund	0.14	0.14	-0.52	-0.75

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Overnight Fund	N.A.	567 Cr	6 yrs 8 m	0.16%
Mirae Asset Overnight Fund	N.A.	1,570 Cr	6 yrs 1 m	0.17%
PGIM India Overnight Fund	N.A.	105 Cr	6 yrs 3 m	0.17%
Edelweiss Overnight Fund	N.A.	158 Cr	6 yrs 4 m	0.16%
UTI Overnight Fund	N.A.	5,069 Cr	22 yrs	0.11%
SBI Overnight Fund	N.A.	25,409 Cr	23 yrs 2 m	0.14%

View all Overnight funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.21 vs. 1.33 Underperformed at beating benchmark
Sharpe	-0.48 vs. 1.53 Poor risk-adjusted returns
Beta	0.17 vs. -0.17 More sensitive to market's ups & downs
Standard deviation	0.14 vs. 0.11 More volatile performance

Compare Sundaram Overnight Fund in detail with

About this fund

About Sundaram Overnight Fund

Sundaram Overnight Fund is a Overnight mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 6 yrs 8 m, having been launched on 15/03/2019. Sundaram Overnight Fund has ₹567 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Overnight Fund as of 04/12/2025 is ₹1398.35. The fund has an expense ratio of 0.16%, which is close to what most other Overnight funds charge.

Sundaram Overnight Fund returns of last 1-year are 5.82%. Since launch, it has delivered 5.12% average annual returns.
Sundaram Overnight Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very low indicating it has lent to borrowers whose quality is poor. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India.

...

Fund AUM	567 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Sandeep Agarwal

Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS. Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Dwijendra Srivastava

Mr. Srivastava is B.Tech , PGDM (Finance) and CFA. Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Investment objective

The scheme seeks to generate income by investing in debt, money market instruments, cash and cash equivalents with overnight maturity /maturing in one business day.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	74,005 Cr as on Sep 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Sundaram Banking & PSU Fund	N.A.	404 Cr	7.8%	7.52%
Sundaram Corporate Bond Fund	N.A.	771 Cr	7.78%	7.4%
Sundaram Short Duration Fund	N.A.	194 Cr	7.46%	7.39%
Sundaram Money Market Fund	N.A.	1,988 Cr	7.43%	7.29%
Sundaram Liquid Fund	N.A.	7,498 Cr	6.48%	6.91%
Sundaram Low Duration Fund	N.A.	397 Cr	6.94%	6.88%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Overnight Fund?

The current Net Asset Value (NAV) of the Sundaram Overnight Fund plan is approximately ₹1398.3503 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Sundaram Overnight Fund is a 6 yrs 8 m old fund and has delivered average annual returns of 5.1% since inception.

Sundaram Overnight Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.81%	6.32%	5.26%	5.1%

How much does this mutual fund charge as expense ratio?

The Sundaram Overnight Fund has an expense ratio of 0.16%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Overnight Fund currently has assets under management (AUM) or fund size valued at approximately 567 Cr as on Oct 31, 2025.

To whom does Sundaram Overnight Fund lend to?

The top 3 debt holdings of Sundaram Overnight Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	3.52%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Sundaram Overnight Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash & Call Money	96.483239%
SOV	3.516762%

What is risk level of Sundaram Overnight Fund?

This is a Overnight fund comes with Low risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Sundaram Overnight Fund?

Redeeming your investments in the Sundaram Overnight Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Overnight

#NA

Return Outperformance: This fund has generated highest return amongst Overnight funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.