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SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct - Growth

NAV as of Oct 20, 2025Returns since inceptionET Money RankAUM (Fund size)
10.67% p.a.
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283 Cr

Historical NAV & returns

NAV: ₹16.1701 as on Oct 20, 2025
This fund Category average
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This fund Category average

SBI Retirement Benefit Fund - Conservative Hybrid Plan overview

Expense ratio1.17% as on Sep 30, 2025
Exit load0%
AUM (Fund size)283 Cr
Lock-in Period5 Years
Age4 yrs 9 m since Jan 20, 2021
BenchmarkCRISIL Hybrid 65+35 Conservative
Min. investment

SIP: 500 & Lumpsum: 5000

RiskHighHigh Risk

SBI Retirement Benefit Fund - Conservative Hybrid Plan Returns calculator

Investment type
Investment period
Investment period
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
  • Total investment ₹ 12 lakh
  • Profit ₹12 lakhs
  • Total corpus ₹1 lakh
  • Absolute return 52.69%

Trailing returns as on Oct 25, 2025

PeriodThis fundCategory average
1 Month 1.38% 1.91%
3 Months 1.15% 2.07%
6 Months 3.97% 6.09%
1 Year 5.0% 6.89%
2 Years 10.84% 14.92%
3 Years 10.56% 13.38%
4 Years 9.3% 10.22%

Asset allocationas on Sep 30, 2025

Large Cap 24.33%

Mid Cap 6.69%

Small Cap 7.93%

Other Cap 0%

Top sectors

Financial 10.260000000000002%

Automobile 4.14%

Capital Goods 3.3799999999999994%

Energy 3.35%

SOV 40.44%

AAA 11.76%

AA+ 6.14%

Cash & Call Money 2.71%

Top Debt Holdings

GOI 29.95%

Karnataka State 10.49%

Bharat Sanchar Nigam Ltd 3.64%

Summit Digitel Infrastructure Pvt. Ltd. 2.69%

Allocation by Instruments

GOI Securities 29.95%

Debenture 15.41%

State Development Loan 10.49%

Non Convertible Debenture 1.78%

Other Holdings

Others 1.29%

Key risk & return ratios Compared to other funds in the category

Alpha -0.53 vs. 3.81 Underperformed at beating benchmark
Sharpe 0.7 vs. 3.65 Poor risk-adjusted returns
Beta 1.35 vs. 0.99 More sensitive to market's ups & downs
Standard deviation 5.28 vs. 6.26 More stable returns

Compare SBI Retirement Benefit Fund - Conservative Hybrid Plan in detail with

ET Money rank

in Retirement Solutions
#NA
Ranking for this fund is unavailable.
  • Exit Load: This fund has no exit load.
  • Return/Risk: The fund is performing poorly than its category.