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NAV as of Apr 23, 2025 | Returns since inception | ET Money Rank | VRO Ratings |
---|---|---|---|
₹15.6409+0.17% 1 day change | 11.14% p.a. | 3 |
VRO rating | 3 |
Expense ratio | 1.16% as on Mar 31, 2025 |
Exit load | 0% |
AUM (Fund size) | ₹273 Crs |
Lock-in | 5 Years |
Age | 4 yrs 3 m since Jan 20, 2021 |
Benchmark | CRISIL Hybrid 65+35 Conservative |
Min. investment | SIP ₹500 & Lump. ₹5000 |
Risk | High |
Period | This fund | Category average |
---|---|---|
1 month | 1.96% | 2.57% |
3 months | 2.93% | 3.47% |
6 months | 1.2% | 1.14% |
1 year | 8.97% | 10.38% |
3 years | 11.4% | 12.96% |
Large Cap 24.42836%
Mid Cap 7.298396%
Small Cap 5.909479999999999%
Other Cap 0.003763999999996577%
Financial 10.41%
Technology 4.09%
Automobile 3.7700000000000005%
Capital Goods 3.37%
SOV 40.57%
AAA 11.23%
AA+ 6.34%
Cash & Call Money 4.22%
GOI 39.63%
Bharat Sanchar Nigam Ltd 3.75%
Torrent Power Ltd. 1.9%
Sundaram Finance Ltd. 1.89%
GOI Securities 39.629999999999995%
Debenture 13.15%
Non Convertible Debenture 3.68%
Repo 2.42%
Others 1.8%
Fund name | ETM Rank | AUM (in Crs.) | Fund age | Expense ratio |
---|---|---|---|---|
SBI Retirement Benefit Fund - Conservative Hybrid Plan | N.A. | ₹273 Crs | 4 yrs 3 m | 1.16% |
HDFC Retirement Savings Fund - Hybrid Debt Plan | N.A. | ₹159 Crs | 9 yrs 2 m | 1.02% |
UTI Retirement Fund | N.A. | ₹4,564 Crs | 12 yrs 3 m | 1.04% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | N.A. | ₹1,567 Crs | 9 yrs 2 m | 0.95% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | N.A. | ₹755 Crs | 6 yrs 2 m | 1.03% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | N.A. | ₹79 Crs | 6 yrs 2 m | 0.6% |
Fund name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
---|---|---|---|---|---|---|
SBI Retirement Benefit Fund - Conservative Hybrid Plan | 1.96% | 1.2% | 8.97% | 11.4% | N.A. | N.A. |
HDFC Retirement Savings Fund - Hybrid Debt Plan | 2.01% | 2.82% | 9.75% | 10.59% | 10.98% | 9.12% |
UTI Retirement Fund | 2.86% | 2.48% | 12.61% | 13.68% | 16.71% | 10.28% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | 2.11% | -0.65% | 9.5% | 16.81% | 22.55% | 15.53% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 3.16% | -1.31% | 7.79% | 20.16% | 24.39% | 10.2% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 2.21% | 2.77% | 8.79% | 10.99% | 11.45% | 6.18% |
Fund name | Std. deviation | Beta | Sharpe | Sortino |
---|---|---|---|---|
SBI Retirement Benefit Fund - Conservative Hybrid Plan | 5.87 | 1.33 | 0.64 | 1.03 |
HDFC Retirement Savings Fund - Hybrid Debt Plan | 3.8 | 0.86 | 0.85 | 1.67 |
UTI Retirement Fund | 6.07 | 0.6 | 0.93 | 1.76 |
HDFC Retirement Savings Fund - Hybrid Equity Plan | 9.29 | 0.74 | 0.94 | 1.68 |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 12.96 | 1.0 | 0.84 | 1.36 |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 4.61 | 1.0 | 0.77 | 1.27 |
Alpha | 1.19 vs. 3.73 Underperformed at beating benchmark |
Sharpe | 0.64 vs. 3.41 Poor risk-adjusted returns |
Beta | 1.33 vs. 0.9 More sensitive to market's ups & downs |
Standard deviation | 5.87 vs. 6.89 More stable returns |
Fund AUM | ₹273 Crs as on Mar 31, 2025 |
Scheme document | View Scheme Document |
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
No. of schemes | 67 view all schemes |
Total AUM | ₹10,76,364 Crs as on Mar 31, 2025 |
Address | 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051 |
Phone | 022-61793000 / 1800-425-5425 |
Fund name | ETM Rank | AUM (in Crs.) | 1Y | 5Y |
---|---|---|---|---|
SBI Equity Hybrid Fund | N.A. | ₹72,555 Crs | 14.18% | 19.49% |
SBI Multi Asset Allocation Fund | N.A. | ₹7,674 Crs | 10.25% | 16.36% |
SBI Equity Savings Fund | N.A. | ₹5,671 Crs | 8.91% | 14.48% |
SBI Conservative Hybrid Fund | N.A. | ₹9,666 Crs | 9.87% | 13.29% |
SBI Retirement Benefit Fund - Aggressive Hybrid Plan | N.A. | ₹1,478 Crs | 6.84% | N.A. |
The current Net Asset Value (NAV) of the SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Growth plan is approximately ₹15.6409 as of Apr 23, 2025.
The SBI Retirement Benefit Fund - Conservative Hybrid Plan is a 4 yrs 3 m old fund and has delivered average annual returns of 11.14% since inception.
1-Year | 3-Year | Since Inception |
---|---|---|
8.97% | 11.4% | 11.14% |
The SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Growth has an expense ratio of 1.16%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.
The SBI Retirement Benefit Fund - Conservative Hybrid Plan currently has assets under management (AUM) or fund size valued at approximately ₹273 Crs crore as of Mar 31, 2025.
The SBI Retirement Benefit Fund - Conservative Hybrid Plan's equity portion has been invested in the stocks of the following companies
Company | Percentage of Portfolio |
---|---|
HDFC Bank Ltd. | 3.52% |
ICICI Bank Ltd. | 2.55% |
Reliance Industries Ltd. | 2.2% |
Infosys Ltd. | 1.8% |
Larsen & Toubro Ltd. | 1.61% |
Maruti Suzuki India Ltd. | 1.43% |
State Bank of India | 1.24% |
Tata Consultancy Services Ltd. | 1.21% |
Ultratech Cement Ltd. | 1.2% |
Kotak Mahindra Bank Ltd. | 1.11% |
The SBI Retirement Benefit Fund - Conservative Hybrid Plan's equity portion is primarily invested in the following sectors -
Sector | Percentage of Portfolio |
---|---|
Financial | 10.41% |
Technology | 4.09% |
Automobile | 3.7700000000000005% |
Capital Goods | 3.37% |
Energy | 2.93% |
Metals & Mining | 2.2199999999999998% |
Healthcare | 2.19% |
Materials | 2.0999999999999996% |
Construction | 2.0500000000000003% |
Services | 1.8% |
The top 3 debt holdings of SBI Retirement Benefit Fund - Conservative Hybrid Plan are as follows
Holding Name | Percentage of Portfolio |
GOI | 39.63% |
Bharat Sanchar Nigam Ltd | 3.75% |
Torrent Power Ltd. | 1.9% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The SBI Retirement Benefit Fund - Conservative Hybrid Plan's debt portion's allocation by credit quality is given belowCredit Quality | Percentage of Portfolio |
SOV | 40.57% |
AAA | 11.23% |
AA+ | 6.34% |
This is a Retirement Solutions fund comes with High risk.
Yes, this fund comes with a mandatory lock-in period of 5 years.
It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:
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Redeeming your investments in SBI Retirement Benefit Fund - Conservative Hybrid Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in SBI Retirement Benefit Fund - Conservative Hybrid Plan from anywhere else, you can go to the fund house website and put a request through it.