Q: What are the returns of SBI Balanced Advantage Fund?

The SBI Balanced Advantage Fund is a 3 yrs 11 m old fund and has delivered average annual returns of 12.81% since inception. SBI Balanced Advantage Fund Returns 1-Year 3-Year Since Inception 7.25% 15.89% 12.81%

Question 1

What is the current NAV of SBI Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the SBI Balanced Advantage Fund - Direct Growth plan is approximately ₹16.0513 as of Jul 21, 2025.

Question 2

What are the returns of SBI Balanced Advantage Fund?

Accepted Answer

The SBI Balanced Advantage Fund is a 3 yrs 11 m old fund and has delivered average annual returns of 12.81% since inception.

SBI Balanced Advantage Fund Returns

1-Year	3-Year	Since Inception
7.25%	15.89%	12.81%

Question 3

How much does SBI Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The SBI Balanced Advantage Fund - Direct Growth has an expense ratio of 0.71%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of SBI Balanced Advantage Fund?

Accepted Answer

The SBI Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹34,895 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of SBI Balanced Advantage Fund?

Accepted Answer

The SBI Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Reliance Industries Ltd.	5.87%
HDFC Bank Ltd.	5.37%
GAIL (India) Ltd.	2.99%
Tata Steel Ltd.	2.54%
Bharti Airtel Ltd.	2.42%
ITC Ltd.	2.3%
Larsen & Toubro Ltd.	2.01%
Axis Bank Ltd.	1.99%
HCL Technologies Ltd.	1.99%
Tata Motors Ltd.	1.88%

Question 6

What are the top sectors SBI Balanced Advantage Fund has invested in?

Accepted Answer

The SBI Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Reliance Industries Ltd.	5.87%
HDFC Bank Ltd.	5.37%
GAIL (India) Ltd.	2.99%
Tata Steel Ltd.	2.54%
Bharti Airtel Ltd.	2.42%
ITC Ltd.	2.3%
Larsen & Toubro Ltd.	2.01%
Axis Bank Ltd.	1.99%
HCL Technologies Ltd.	1.99%
Tata Motors Ltd.	1.88%

Question 7

To whom does SBI Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of SBI Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	6.53%
Power Finance Corporation Ltd.	1.23%
Cholamandalam Investment and Finance Company Ltd.	1.15%

Question 8

What is the quality of borrowers SBI Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The SBI Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	6.53%
Power Finance Corporation Ltd.	1.23%
Cholamandalam Investment and Finance Company Ltd.	1.15%

Question 9

What is the risk level of SBI Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in SBI Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in SBI Balanced Advantage Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in SBI Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in SBI Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in SBI Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.71% as on May 31, 2025
Exit load	1.0% For units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹34,895 Cr
Lock-in Period	Nil
Age	3 yrs 11 m since Aug 12, 2021
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High

Period	This fund	Category average
1 Month	-0.48%	0.13%
3 Months	3.59%	4.29%
6 Months	6.94%	7.35%
1 Year	7.25%	6.14%
2 Years	14.81%	15.28%
3 Years	15.89%	14.91%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Balanced Advantage Fund	N.A.	34,895 Cr	3 yrs 11 m	0.71%
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 6 m	0.42%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	12 yrs 6 m	0.85%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	12 yrs 6 m	1.09%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	12 yrs 6 m	0.55%
Axis Balanced Advantage Fund	N.A.	2,935 Cr	8 yrs	0.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Balanced Advantage Fund	-0.48%	6.94%	7.25%	15.89%	N.A.	N.A.
Tata Balanced Advantage Fund	0.22%	6.29%	4.67%	13.76%	14.98%	8.6%
ICICI Prudential Balanced Advantage Fund	-0.31%	8.4%	8.31%	14.42%	15.52%	11.85%
Franklin India Dynamic Asset Allocation FoF	-0.18%	7.03%	6.92%	15.92%	20.02%	11.21%
Nippon India Balanced Advantage Fund	0.16%	7.19%	6.06%	14.81%	15.64%	10.79%
Axis Balanced Advantage Fund	-0.3%	6.27%	7.44%	16.24%	14.77%	8.8%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Balanced Advantage Fund	6.11	0.58	1.62	2.5
Tata Balanced Advantage Fund	6.8	0.67	1.2	1.78
ICICI Prudential Balanced Advantage Fund	5.65	0.54	1.49	2.24
Franklin India Dynamic Asset Allocation FoF	6.73	0.64	1.54	2.2
Nippon India Balanced Advantage Fund	7.26	0.71	1.25	1.75
Axis Balanced Advantage Fund	7.79	0.74	1.35	1.97

SBI Balanced Advantage Fund Direct - Growth

Historical NAV & returns

SBI Balanced Advantage Fund overview

SBI Balanced Advantage Fund Returns calculator

Trailing returns as on Jun 01, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare SBI Balanced Advantage Fund in detail with

About this fund

About SBI Balanced Advantage Fund

Fund managers

Investment objective

SBI Mutual Fund details

More funds from SBI Mutual Fund

Frequently asked questions

SBI Balanced Advantage Fund Returns

ET Money rank

Alpha	4.2 vs. 4.2 Underperformed at beating benchmark
Sharpe	1.62 vs. 3.98 Poor risk-adjusted returns
Beta	0.58 vs. 0.88 Less sensitive to market ups & downs
Standard deviation	6.11 vs. 5.6 More volatile performance

Fund AUM	34,895 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

No. of schemes	68 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

Fund name	ETM Rank	AUM	1Y	5Y
SBI Equity Hybrid Fund	N.A.	74,036 Cr	10.8%	17.83%
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	10.26%	15.93%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan	N.A.	1,507 Cr	2.68%	N.A.
SBI Equity Savings Fund	N.A.	5,443 Cr	8.05%	12.98%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	7.47%	12.14%
SBI Retirement Benefit Fund - Conservative Hybrid Plan	N.A.	284 Cr	5.37%	N.A.

Sector	Percentage of Portfolio
Energy	16.66%
Financial	16.23%
Automobile	6.869999999999999%
Technology	5.2700000000000005%
Consumer Staples	4.72%
Healthcare	3.63%
Communication	3.49%
Metals & Mining	3.37%
Construction	3.0%
Services	2.1700000000000004%

Credit Quality	Percentage of Portfolio
Cash	15.30509677%
AAA	10.17864259%
SOV	8.65383271%