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SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth

NAV as of Apr 23, 2025Returns since inceptionET Money RankVRO Ratings
17.74% p.a.
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3

Historical NAV & returns

NAV: ₹20.0901 as on Apr 23, 2025
This fund Category average
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This fund Category average

SBI Retirement Benefit Fund - Aggressive Plan overview

VRO rating3
Expense ratio0.88% as on Mar 31, 2025
Exit load0%
AUM (Fund size)2,683 Crs
Lock-in5 Years
Age4 yrs 3 m since Jan 20, 2021
BenchmarkBSE 500 TRI
Min. investment

SIP 500  &  Lump. 5000

RiskVery HighVery High Risk
Short term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

SBI Retirement Benefit Fund - Aggressive Plan Returns calculator

Investment type
Investment period
Investment period
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
  • Total investment ₹ 12 lakh
  • Profit ₹12 lakhs
  • Total corpus ₹1 lakh
  • Absolute return 52.69%

Trailing returns as on Apr 24, 2025

PeriodThis fundCategory average
1 month 1.27% 3.06%
3 months 1.71% 3.35%
6 months -4.9% -2.87%
1 year 5.63% 9.19%
3 years 16.29% 18.55%

Asset allocationas on Mar 31, 2025

Large Cap 64.74405300000001%

Mid Cap 18.840549%

Small Cap 15.005398%

Other Cap 0.0%

Top sectors

Financial 27.48%

Technology 10.94%

Automobile 10.04%

Capital Goods 9.31%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Housing & Urban Development Corporation Ltd. 0.2%

Bajaj Housing Finance Ltd. 0.19%

GOI 0.04%

Allocation by Instruments

Repo 1.12%

Debenture 0.2%

Non Convertible Debenture 0.19%

GOI Securities 0.04%

Other Holdings

Others 1.12%

Peer comparison

Fund nameETM RankAUM (in Crs.)Fund ageExpense ratio
SBI Retirement Benefit Fund - Aggressive PlanN.A.₹2,683 Crs4 yrs 3 m0.88%
HDFC Retirement Savings Fund - Equity PlanN.A.₹5,983 Crs9 yrs 2 m0.94%
ICICI Prudential Retirement Fund - Pure Equity PlanN.A.₹1,074 Crs6 yrs 2 m0.99%
Nippon India Retirement Fund - Wealth Creation SchemeN.A.₹3,044 Crs10 yrs 3 m1.02%
Tata Retirement Savings ProgressiveN.A.₹1,914 Crs12 yrs 3 m0.58%
Aditya Birla Sun Life Retirement Fund - The 30s PlanN.A.₹371 Crs6 yrs 2 m1.16%
Fund name1M6M1Y3Y5Y10Y
SBI Retirement Benefit Fund - Aggressive Plan1.27%-4.9%5.63%16.29%N.A.N.A.
HDFC Retirement Savings Fund - Equity Plan3.2%-1.39%10.56%20.79%30.95%18.66%
ICICI Prudential Retirement Fund - Pure Equity Plan3.95%-1.45%8.41%22.91%32.1%12.54%
Nippon India Retirement Fund - Wealth Creation Scheme2.79%-2.78%9.81%18.88%26.13%12.22%
Tata Retirement Savings Progressive4.24%-3.2%11.33%17.02%21.47%14.68%
Aditya Birla Sun Life Retirement Fund - The 30s Plan3.28%-3.8%9.53%15.39%18.57%7.39%
Fund nameStd. deviationBetaSharpeSortino
SBI Retirement Benefit Fund - Aggressive Plan13.210.850.621.06
HDFC Retirement Savings Fund - Equity Plan12.170.81.041.65
ICICI Prudential Retirement Fund - Pure Equity Plan14.790.930.91.45
Nippon India Retirement Fund - Wealth Creation Scheme14.860.980.691.09
Tata Retirement Savings Progressive13.790.870.630.88
Aditya Birla Sun Life Retirement Fund - The 30s Plan14.30.930.50.84

Key risk & return ratios Compared to other funds in the category

Alpha 1.48 vs. 3.63 Underperformed at beating benchmark
Sharpe 0.62 vs. 5.14 Poor risk-adjusted returns
Beta 0.85 vs. 0.84 More sensitive to market's ups & downs
Standard deviation 13.21 vs. 11.87 More volatile performance

Compare SBI Retirement Benefit Fund - Aggressive Plan in detail with

ET Money rank

in Retirement Solutions
#NA
Ranking for this fund is unavailable.
  • Expense Ratio: This fund has the 3rd lowest expense ratio amongst actively/passively managed Retirement Solutions funds.
  • Exit Load: This fund has no exit load.
  • Return/Risk: The fund is performing poorly than its category.