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Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹32.6534+0.56% 1 day change | 11.94% |   | ₹3,119 Cr |
Historical NAV & returns
NAV: ₹32.6534 as on Jul 21, 2025
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Nippon India Retirement Fund - Wealth Creation Scheme overview
| Expense ratio | 0.98% as on May 31, 2025 |
| Exit load | 0% Exit load of 1% if redeemed before the age of 60 yrs.! |
| AUM (Fund size) | ₹3,119 Cr |
| Lock-in Period | 5 Years |
| Age | 10 yrs 6 m since Jan 22, 2015 |
| Benchmark | BSE 500 TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Nippon India Retirement Fund - Wealth Creation Scheme Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jul 22, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.43% | 0.01% |
| 3 Months | 5.02% | 7.85% |
| 6 Months | 8.2% | 10.46% |
| 1 Year | 1.37% | 5.3% |
| 2 Years | 20.1% | 20.44% |
| 3 Years | 21.23% | 21.24% |
| 4 Years | 16.96% | 17.64% |
| 5 Years | 22.69% | 23.42% |
| 7 Years | 13.0% | 15.35% |
| 10 Years | 11.99% | 13.44% |
Asset allocationas on Apr 30, 2025
Large Cap 72.76%
Mid Cap 15.34%
Small Cap 11.3%
Other Cap 0%
Top holdings
Top sectors
Financial 30.05%
Capital Goods 10.69%
Energy 10.0%
Technology 6.45%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bifurcation by Holding is not available for this fund
Allocation by Instruments
Repo 0.67%
Net Current Assets 0.14%
Margin Money 4.4206E-4%
Other Holdings
Others 0.14%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Nippon India Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 5 Years.
- Age: This is the 2nd oldest Retirement Solutions fund.
- Exit Load: This fund has no exit load.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Chance: This fund has generated only 7.32% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.