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Tata Retirement Savings Fund Progressive Plan Direct-Growth
| NAV as of Dec 04, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹79.7506+0.07% 1 day change | 15.54% | App exclusive   | ₹2,117 Cr |
Historical NAV & returns
NAV: ₹79.7506 as on Dec 04, 2025
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Tata Retirement Savings Progressive Plan overview
| Expense ratio | 0.53% as on Nov 30, 2025 |
| Exit load | 1.0% Exit load of 1% if redeemed before 61 months.! |
| AUM (Fund size) | ₹2,117 Cr |
| Lock-in Period | 5 Years |
| Age | 12 yrs 11 m since Jan 01, 2013 |
| Benchmark | NIFTY 500 TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Tata Retirement Savings Progressive Plan Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Dec 05, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.4% | 0.81% |
| 3 Months | 1.61% | 3.0% |
| 6 Months | 1.76% | 3.2% |
| 1 Year | -0.02% | 1.17% |
| 2 Years | 13.44% | 12.69% |
| 3 Years | 16.38% | 15.45% |
| 4 Years | 12.54% | 14.0% |
| 5 Years | 15.94% | 17.25% |
| 7 Years | 14.89% | 15.28% |
| 10 Years | 14.91% | 13.92% |
Asset allocationas on Oct 31, 2025
Large Cap 48.41%
Mid Cap 28.74%
Small Cap 18.84%
Other Cap 0%
Top holdings
Top sectors
Financial 24.519999999999996%
Consumer Staples 17.8%
Services 13.26%
Energy 8.78%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bifurcation by Holding is not available for this fund
Allocation by Instruments
Repo 2.44%
Cash/Net Current Assets 1.56999999%
Other Holdings
Others 2.44%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Tata Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 10 Years.
- AUM Growth: This fund has the highest AUM growth in the last 12 months in Retirement Solutions category.
- Age: This is the oldest Retirement Solutions fund.
- Expense Ratio: This fund has the lowest expense ratio amongst actively/passively managed Retirement Solutions funds.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if redeemed before 61 months.