SBI Long Term Equity Fund Direct Plan-Growth

Q: What are the returns of SBI Long Term Equity Fund?

The SBI Long Term Equity Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 16.83% since inception. SBI Long Term Equity Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.54% 27.55% 27.55% 14.89% 16.83%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹479.5278+0.26% 1 day change	16.83% p.a.	#NA View Ranked Funds	₹28,506 Cr

Historical NAV & returns

NAV: ₹479.5278 as on Jul 21, 2025

This fund Category average

SBI Long Term Equity Fund overview

Expense ratio	0.93% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹28,506 Cr
Lock-in Period	3 Years
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI Long Term Equity Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	0.25%	-0.16%
3 Months	6.54%	6.22%
6 Months	8.63%	9.28%
1 Year	4.54%	3.96%
2 Years	27.1%	20.25%
3 Years	27.55%	20.59%
4 Years	21.86%	16.46%
5 Years	27.55%	23.6%
7 Years	19.26%	16.28%
10 Years	14.89%	14.45%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 61.53%

Mid Cap 20.24%

Small Cap 9.09%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.37%

Reliance Industries Ltd.5.4%

ICICI Bank Ltd.3.61%

Tata Steel Ltd.3.37%

Top sectors

Financial 27.18%

Energy 13.739999999999998%

Technology 10.150000000000002%

Healthcare 7.42%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.13%

Allocation by Instruments

Repo 9.07%

Treasury Bills 0.14%

Other Holdings

Others 7.9%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Long Term Equity Fund	N.A.	28,506 Cr	12 yrs 6 m	0.93%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	6 yrs	0.62%
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	12 yrs 6 m	1.05%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	12 yrs 6 m	0.74%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	12 yrs 6 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Long Term Equity Fund	0.25%	8.63%	4.54%	27.55%	27.55%	14.89%
Parag Parikh ELSS Tax Saver Fund	-0.57%	8.74%	8.89%	22.23%	25.31%	13.16%
HDFC ELSS Tax Saver Fund	-0.92%	10.74%	6.09%	24.7%	26.21%	14.06%
DSP ELSS Tax Saver Fund	-0.31%	9.63%	4.58%	22.81%	25.42%	16.52%
Kotak ELSS Tax Saver Fund	-0.05%	8.38%	0.99%	20.14%	23.49%	15.16%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Long Term Equity Fund	13.7	0.94	1.58	2.49
Parag Parikh ELSS Tax Saver Fund	9.79	0.64	1.64	2.46
HDFC ELSS Tax Saver Fund	11.92	0.83	1.6	2.57
DSP ELSS Tax Saver Fund	13.64	0.94	1.32	2.13
Kotak ELSS Tax Saver Fund	13.44	0.92	1.17	1.57

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	8.16 vs. 7.03 Higher outperformance against benchmark
Sharpe	1.58 vs. 7.57 Poor risk-adjusted returns
Beta	0.94 vs. 1.13 Less sensitive to market ups & downs
Standard deviation	13.7 vs. 12.46 More volatile performance

Compare SBI Long Term Equity Fund in detail with

About this fund

About SBI Long Term Equity Fund

SBI Long Term Equity Fund Direct Plan-Growth is a ELSS mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. SBI Long Term Equity Fund Direct Plan-Growth has ₹28,506 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Long Term Equity Fund Direct Plan-Growth as of 21/07/2025 is ₹479.53. The fund has an expense ratio of 0.93%, which is close to what most other Elss funds charge.

SBI Long Term Equity Fund Direct Plan-Growth returns of last 1-year are 4.62%. Since launch, it has delivered 16.85% average annual returns. The fund has doubled the money invested in it every 3 yrs.
SBI Long Term Equity Fund Direct Plan-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Energy, Technology, Healthcare, Metals & Mining sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., ICICI Bank Ltd., Tata Steel Ltd., ITC Ltd..

...

Fund AUM	28,506 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Dinesh Balachandran

Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA. Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.

Investment objective

The scheme seeks capital appreciation through investments in equities, cumulative convertible preference shares and fully convertible debentures and bonds. The scheme was converted into an open-ended plan in November 1999.

SBI Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI Contra Fund	N.A.	44,069 Cr	1.9%	32.91%
SBI PSU Fund	N.A.	5,035 Cr	-3.81%	31.5%
SBI Small Cap Fund	N.A.	31,790 Cr	0.88%	29.68%
SBI Infrastructure Fund	N.A.	4,872 Cr	-2.46%	29.61%
SBI Magnum Midcap Fund	N.A.	21,512 Cr	4.39%	29.25%
SBI Consumption Opportunities Fund	N.A.	3,028 Cr	-0.36%	27.96%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI Long Term Equity Fund?

The current Net Asset Value (NAV) of the SBI Long Term Equity Fund - Direct Growth plan is approximately ₹479.5278 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The SBI Long Term Equity Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 16.83% since inception.

SBI Long Term Equity Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.54%	27.55%	27.55%	14.89%	16.83%

How much does this mutual fund charge as expense ratio?

The SBI Long Term Equity Fund - Direct Growth has an expense ratio of 0.93%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI Long Term Equity Fund currently has assets under management (AUM) or fund size valued at approximately 28,506 Cr as on Apr 30, 2025.

What are the top stock holdings of SBI Long Term Equity Fund?

The SBI Long Term Equity Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.37%
Reliance Industries Ltd.	5.4%
ICICI Bank Ltd.	3.61%
Tata Steel Ltd.	3.37%
ITC Ltd.	3.02%
Cipla Ltd.	3.01%
Torrent Power Ltd.	2.6%
Axis Bank Ltd.	2.6%
Hexaware Technologies Ltd.	2.57%
State Bank of India	2.56%

What are the top sectors SBI Long Term Equity Fund has invested in?

The SBI Long Term Equity Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.18%
Energy	13.739999999999998%
Technology	10.150000000000002%
Healthcare	7.42%
Metals & Mining	6.99%
Automobile	5.859999999999999%
Consumer Staples	4.66%
Services	3.31%
Materials	3.02%
Capital Goods	2.43%

What is risk level of SBI Long Term Equity Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in SBI Long Term Equity Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI Long Term Equity Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in SBI Long Term Equity Fund is complete.

How can I redeem my investments in SBI Long Term Equity Fund?

Redeeming your investments in SBI Long Term Equity Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Long Term Equity Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in ELSS

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Chance: This fund has generated a 11.24% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.