HDFC ELSS Tax Saver Direct Plan-Growth

Q: What are the returns of HDFC ELSS Tax Saver Fund?

The HDFC ELSS Tax Saver Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 15.58% since inception. HDFC ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.69% 28.32% 28.15% 14.51% 15.58%

Previously called: HDFC Taxsaver Direct-G

NAV as of Jun 17, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1505.625-0.26% 1 day change	15.58% p.a.	#NA View Ranked Funds	₹16,454 Cr

Historical NAV & returns

NAV: ₹1505.625 as on Jun 17, 2025

This fund Category average

HDFC ELSS Tax Saver Fund overview

Expense ratio	1.05% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹16,454 Cr
Lock-in Period	3 Years
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹5000 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HDFC ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 18, 2025

Period	This fund	Category average
1 Month	0.08%	0.84%
3 Months	10.41%	10.98%
6 Months	3.72%	-0.67%
1 Year	8.69%	4.68%
2 Years	26.93%	21.64%
3 Years	28.32%	24.1%
4 Years	22.5%	17.04%
5 Years	28.15%	25.16%
7 Years	16.24%	15.9%
10 Years	14.51%	14.85%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 76.47822%

Mid Cap 4.686255%

Small Cap 10.185525%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.9.81%

ICICI Bank Ltd.9.67%

Axis Bank Ltd.8.69%

SBI Life Insurance Company Ltd.4.96%

Top sectors

Financial 36.120000000000005%

Automobile 13.48%

Healthcare 8.55%

Technology 6.1%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.31%

Allocation by Instruments

Repo 8.41%

GOI Securities 0.31%

Other Holdings

Others 8.41%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	12 yrs 5 m	1.05%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	5 yrs 11 m	0.62%
SBI Long Term Equity Fund	N.A.	28,506 Cr	12 yrs 5 m	0.93%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	12 yrs 5 m	0.74%
Bank of India ELSS Tax Saver Fund	N.A.	1,398 Cr	12 yrs 5 m	0.94%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC ELSS Tax Saver Fund	0.08%	3.72%	8.69%	28.32%	28.15%	14.51%
Parag Parikh ELSS Tax Saver Fund	0.24%	4.17%	14.01%	24.73%	27.59%	13.06%
SBI Long Term Equity Fund	0.75%	0.38%	3.99%	31.35%	29.28%	15.24%
DSP ELSS Tax Saver Fund	0.0%	1.26%	7.86%	26.63%	27.12%	17.14%
Bank of India ELSS Tax Saver Fund	0.16%	-7.98%	-5.79%	25.67%	27.04%	16.99%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC ELSS Tax Saver Fund	12.39	0.83	1.35	2.35
Parag Parikh ELSS Tax Saver Fund	10.43	0.66	1.28	1.9
SBI Long Term Equity Fund	14.17	0.94	1.38	2.32
DSP ELSS Tax Saver Fund	14.17	0.95	1.09	1.99
Bank of India ELSS Tax Saver Fund	17.12	1.09	0.9	1.3

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	7.14 vs. 6.2 Higher outperformance against benchmark
Sharpe	1.35 vs. 6.71 Poor risk-adjusted returns
Beta	0.83 vs. 1.01 Less sensitive to market ups & downs
Standard deviation	12.39 vs. 12.82 More stable returns

Compare HDFC ELSS Tax Saver Fund in detail with

About this fund

About HDFC ELSS Tax Saver Fund

HDFC ELSS Tax Saver Direct Plan-Growth is a ELSS mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. HDFC ELSS Tax Saver Direct Plan-Growth has ₹16,454 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC ELSS Tax Saver Direct Plan-Growth as of 17/06/2025 is ₹1505.62. The fund has an expense ratio of 1.05%, which is close to what most other Elss funds charge.

HDFC ELSS Tax Saver Direct Plan-Growth returns of last 1-year are 9.22%. Since launch, it has delivered 15.63% average annual returns. The fund has doubled the money invested in it every 3 yrs.
HDFC ELSS Tax Saver Direct Plan-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Automobile, Healthcare, Technology, Insurance sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., SBI Life Insurance Company Ltd., Cipla Ltd..

...

Fund AUM	16,454 Cr as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Roshi Jain

Ms. Jain is a CFA, ACA and PGDM. Prior to joining HDFC Asset Management Company Limited, she has worked with Franklin Templeton Investments, Goldman Sachs, London, Goldman Sachs, Singapore, Wipro Ltd. and S. R. Batliboi & Co.

Investment objective

The scheme seeks to generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments.

HDFC Mutual Fund details

No. of schemes	75 view all schemes
Total AUM	7,80,967 Cr as on Mar 31, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HDFC Infrastructure Fund	N.A.	2,540 Cr	-0.95%	36.66%
HDFC Small Cap Fund	N.A.	34,032 Cr	4.45%	35.81%
HDFC Mid-Cap Opportunities Fund	N.A.	79,718 Cr	6.73%	33.78%
HDFC Focused 30 Fund	N.A.	19,578 Cr	11.09%	31.26%
HDFC Flexi Cap Fund	N.A.	75,784 Cr	10.87%	30.92%
HDFC Flexi Cap Fund	N.A.	75,784 Cr	10.15%	30.08%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HDFC ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the HDFC ELSS Tax Saver Fund - Direct Growth plan is approximately ₹1505.625 as of Jun 17, 2025.

What are the returns of this mutual fund scheme?

The HDFC ELSS Tax Saver Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 15.58% since inception.

HDFC ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.69%	28.32%	28.15%	14.51%	15.58%

How much does this mutual fund charge as expense ratio?

The HDFC ELSS Tax Saver Fund - Direct Growth has an expense ratio of 1.05%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 16,454 Cr as of Mar 31, 2025.

What are the top stock holdings of HDFC ELSS Tax Saver Fund?

The HDFC ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.81%
ICICI Bank Ltd.	9.67%
Axis Bank Ltd.	8.69%
SBI Life Insurance Company Ltd.	4.96%
Cipla Ltd.	4.81%
Kotak Mahindra Bank Ltd.	4.41%
Maruti Suzuki India Ltd.	4.12%
Bharti Airtel Ltd.	3.84%
HCL Technologies Ltd.	3.33%
Bajaj Auto Ltd.	2.48%

What are the top sectors HDFC ELSS Tax Saver Fund has invested in?

The HDFC ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	36.120000000000005%
Automobile	13.48%
Healthcare	8.55%
Technology	6.1%
Insurance	5.6899999999999995%
Communication	4.49%
Services	3.62%
Metals & Mining	3.2800000000000002%
Energy	2.95%
Materials	1.8900000000000001%

What is risk level of HDFC ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in HDFC ELSS Tax Saver Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC ELSS Tax Saver Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in HDFC ELSS Tax Saver Fund is complete.

How can I redeem my investments in HDFC ELSS Tax Saver Fund?

Redeeming your investments in HDFC ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in ELSS

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Chance: This fund has generated a 9.63% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.