DSP ELSS Tax Saver Direct Plan-Growth

Q: What are the returns of DSP ELSS Tax Saver Fund?

The DSP ELSS Tax Saver Fund is a 12 yrs 4 m old fund and has delivered average annual returns of 18.15% since inception. DSP ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 16.61% 24.04% 28.95% 16.96% 18.15%

Previously called: DSP Tax Saver Direct-G

NAV as of May 14, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹151.49+0.43% 1 day change	18.15% p.a.	#NA View Ranked Funds	₹16,638 Crs

Historical NAV & returns

NAV: ₹151.49 as on May 14, 2025

This fund Category average

DSP ELSS Tax Saver Fund overview

Expense ratio	0.74% as on Apr 30, 2025
Exit load	0%
AUM (Fund size)	₹16,638 Crs
Lock-in	3 Years
Age	12 yrs 4 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹500 & Lump. ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

DSP ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on May 15, 2025

Period	This fund	Category average
1 Month	4.5%	5.45%
3 Months	9.32%	8.69%
6 Months	3.62%	1.96%
1 Year	16.61%	10.43%
2 Years	27.85%	22.84%
3 Years	24.04%	21.51%
4 Years	19.87%	18.04%
5 Years	28.95%	26.74%
7 Years	17.73%	15.33%
10 Years	16.96%	14.55%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 63.06835399999999%

Mid Cap 17.791147000000002%

Small Cap 12.630499%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.7.47%

ICICI Bank Ltd.6.28%

Axis Bank Ltd.5.0%

State Bank of India4.7%

Top sectors

Financial 33.57%

Healthcare 10.170000000000002%

Energy 8.350000000000001%

Automobile 6.63%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Reverse Repo 6.14%

Net Receivables 0.37%

Other Holdings

Others 6.14%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
DSP ELSS Tax Saver Fund	N.A.	₹16,638 Crs	12 yrs 4 m	0.74%
Quant ELSS Tax Saver Fund	N.A.	₹10,873 Crs	12 yrs 4 m	0.52%
SBI Long Term Equity Fund	N.A.	₹28,506 Crs	12 yrs 4 m	0.94%
Bandhan ELSS Tax Saver Fund	N.A.	₹6,597 Crs	12 yrs 4 m	0.64%
HDFC ELSS Tax Saver Fund	N.A.	₹15,556 Crs	12 yrs 4 m	1.06%
Motilal Oswal ELSS Tax Saver Fund	N.A.	₹3,897 Crs	10 yrs 4 m	0.65%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP ELSS Tax Saver Fund	4.5%	3.62%	16.61%	24.04%	28.95%	16.96%
Quant ELSS Tax Saver Fund	5.26%	-2.04%	-4.76%	20.75%	36.51%	20.89%
SBI Long Term Equity Fund	5.42%	2.01%	10.6%	28.91%	30.93%	15.02%
Bandhan ELSS Tax Saver Fund	5.12%	2.04%	7.2%	19.7%	30.5%	15.32%
HDFC ELSS Tax Saver Fund	5.21%	5.62%	15.5%	26.54%	30.18%	14.1%
Motilal Oswal ELSS Tax Saver Fund	8.53%	-2.81%	12.89%	29.94%	29.97%	18.18%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP ELSS Tax Saver Fund	14.47	0.95	0.93	1.96
Quant ELSS Tax Saver Fund	17.68	1.11	0.57	1.03
SBI Long Term Equity Fund	14.44	0.94	1.2	2.1
Bandhan ELSS Tax Saver Fund	13.46	0.89	0.68	1.05
HDFC ELSS Tax Saver Fund	12.52	0.83	1.27	2.45
Motilal Oswal ELSS Tax Saver Fund	19.2	1.12	0.91	1.0

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.97 vs. 5.28 Underperformed at beating benchmark
Sharpe	0.93 vs. 5.76 Poor risk-adjusted returns
Beta	0.95 vs. 0.9 More sensitive to market's ups & downs
Standard deviation	14.47 vs. 13.01 More volatile performance

Compare DSP ELSS Tax Saver Fund in detail with

About this fund

About DSP ELSS Tax Saver Fund

DSP ELSS Tax Saver Direct Plan-Growth is a ELSS mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 12 yrs 4 m, having been launched on 01/01/2013. DSP ELSS Tax Saver Direct Plan-Growth has ₹16,638 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP ELSS Tax Saver Direct Plan-Growth as of 14/05/2025 is ₹151.49. The fund has an expense ratio of 0.74%, which is less than what most other Elss funds charge.

DSP ELSS Tax Saver Direct Plan-Growth returns of last 1-year are 17.20%. Since launch, it has delivered 18.16% average annual returns. The fund has doubled the money invested in it every 3 yrs.
DSP ELSS Tax Saver Direct Plan-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Healthcare, Energy, Automobile, Technology sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., State Bank of India, Bharti Airtel Ltd..

...

Fund AUM	₹16,638 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Rohit Singhania

Mr. Singhania is an MMS. Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.

Investment objective

The scheme seeks to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors avail of deduction from total income, as permitted under the income tax act.

DSP Mutual Fund details

No. of schemes	50 view all schemes
Total AUM	₹1,87,436 Crs as on Mar 31, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
DSP India T.I.G.E.R. Fund	N.A.	₹4,950 Crs	-0.88%	36.9%
DSP Small Cap Fund	N.A.	₹14,258 Crs	7.96%	34.88%
DSP Natural Resources and New Energy Fund	N.A.	₹1,227 Crs	-3.22%	31.38%
DSP Large & Mid Cap Fund	N.A.	₹14,387 Crs	14.83%	28.26%
DSP Nifty 50 Equal Weight Index Fund	N.A.	₹2,068 Crs	9.68%	27.6%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of DSP ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the DSP ELSS Tax Saver Fund - Direct Growth plan is approximately ₹151.49 as of May 14, 2025.

What are the returns of this mutual fund scheme?

The DSP ELSS Tax Saver Fund is a 12 yrs 4 m old fund and has delivered average annual returns of 18.15% since inception.

DSP ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
16.61%	24.04%	28.95%	16.96%	18.15%

How much does this mutual fund charge as expense ratio?

The DSP ELSS Tax Saver Fund - Direct Growth has an expense ratio of 0.74%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The DSP ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately ₹16,638 Crs crore as of Mar 31, 2025.

What are the top stock holdings of DSP ELSS Tax Saver Fund?

The DSP ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.47%
ICICI Bank Ltd.	6.28%
Axis Bank Ltd.	5.0%
State Bank of India	4.7%
Bharti Airtel Ltd.	3.25%
Kotak Mahindra Bank Ltd.	3.12%
Infosys Ltd.	2.4%
Cipla Ltd.	2.34%
Mahindra & Mahindra Ltd.	2.24%
Larsen & Toubro Ltd.	2.14%

What are the top sectors DSP ELSS Tax Saver Fund has invested in?

The DSP ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	33.57%
Healthcare	10.170000000000002%
Energy	8.350000000000001%
Automobile	6.63%
Technology	5.79%
Communication	5.48%
Consumer Staples	5.18%
Construction	3.3600000000000003%
Materials	3.3600000000000003%
Chemicals	2.94%

What is risk level of DSP ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in DSP ELSS Tax Saver Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for DSP ELSS Tax Saver Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in DSP ELSS Tax Saver Fund is complete.

How can I redeem my investments in DSP ELSS Tax Saver Fund?

Redeeming your investments in DSP ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Chance: This fund has generated a 13.65% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Exit Load: This fund has no exit load.