SBI Flexicap Fund

Q: What are the returns of this mutual fund scheme?

The SBI Flexicap Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 12.79% since inception. SBI Flexicap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.35% 13.26% 18.44% 12.99% 12.79%

Q: How much does this mutual fund charge as expense ratio?

The SBI Flexicap Fund has an expense ratio of 1.67% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹112.1288+0.35% 1 day change	12.79% p.a.	App exclusive #NA View Ranked Funds	₹22,504 Cr

Historical NAV & returns

NAV: ₹112.1288 as on Oct 20, 2025

This fund Category average

SBI Flexicap Fund overview

AUM (Fund size)	₹22,504 Cr
Exit load	0.1% Exit load of 0.10% if redeemed within 30 days.!
Lock-in Period	Nil
Age	20 yrs 2 m since Aug 22, 2005
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.67% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI Flexicap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.65%	2.42%
3 Months	4.12%	3.18%
6 Months	8.4%	9.58%
1 Year	5.35%	5.26%
2 Years	15.94%	19.91%
3 Years	13.26%	17.23%
4 Years	9.58%	12.61%
5 Years	18.44%	20.68%
7 Years	14.88%	16.98%
10 Years	12.99%	14.22%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 69.27%

Mid Cap 14.6%

Small Cap 13.01%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.94%

ICICI Bank Ltd.6.86%

Reliance Industries Ltd.4.81%

Kotak Mahindra Bank Ltd.4.54%

Top sectors

Financial 34.269999999999996%

Automobile 10.91%

Metals & Mining 7.220000000000001%

Materials 6.98%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.79%

Allocation by Instruments

Repo 2.87741464%

Foreign - Equity 2.71375515%

Treasury Bills 0.79535372%

Cash Margin 0.01621943%

Other Holdings

Others 2.88%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Flexicap Fund	2.65%	8.4%	5.35%	13.26%	18.44%	12.99%
HDFC Flexi Cap Fund	2.38%	9.29%	10.8%	22.87%	29.18%	16.18%
JM Flexicap Fund	1.25%	5.81%	-2.43%	22.71%	25.86%	16.81%
Parag Parikh Flexi Cap Fund	2.27%	8.87%	9.93%	21.3%	22.5%	17.78%
Franklin India Flexi Cap Fund	2.9%	6.92%	4.41%	18.59%	24.14%	14.05%
Bank of India Flexi Cap Fund	2.17%	12.72%	3.75%	22.29%	25.28%	13.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Flexicap Fund	11.26	0.83	0.61	0.87
HDFC Flexi Cap Fund	10.92	0.8	1.42	2.36
JM Flexicap Fund	14.74	1.02	1.04	1.41
Parag Parikh Flexi Cap Fund	8.5	0.57	1.63	2.35
Franklin India Flexi Cap Fund	12.52	0.93	0.92	1.37
Bank of India Flexi Cap Fund	16.99	1.15	0.88	1.27

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Flexicap Fund	N.A.	22,504 Cr	20 yrs 2 m	1.67%
HDFC Flexi Cap Fund	N.A.	85,560 Cr	30 yrs 10 m	1.37%
JM Flexicap Fund	N.A.	5,990 Cr	17 yrs 2 m	1.79%
Parag Parikh Flexi Cap Fund	N.A.	1,19,723 Cr	12 yrs 5 m	1.28%
Franklin India Flexi Cap Fund	N.A.	18,912 Cr	31 yrs 1 m	1.69%
Bank of India Flexi Cap Fund	N.A.	2,165 Cr	5 yrs 4 m	1.98%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.13 vs. 4.14 Underperformed at beating benchmark
Sharpe	0.61 vs. 5.12 Poor risk-adjusted returns
Beta	0.83 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	11.26 vs. 10.0 More volatile performance

Compare SBI Flexicap Fund in detail with

About this fund

About SBI Flexicap Fund

SBI Flexicap Fund is a Flexi Cap mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 20 yrs 2 m, having been launched on 22/08/2005. SBI Flexicap Fund has ₹22,504 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Flexicap Fund as of 20/10/2025 is ₹112.13. The fund has an expense ratio of 1.67%, which is higher than what most other Flexi Cap funds charge.

SBI Flexicap Fund returns of last 1-year are 0.99%. Since launch, it has delivered 12.80% average annual returns. The fund has doubled the money invested in it every 5 yrs.
SBI Flexicap Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Automobile, Metals & Mining, Materials, Energy sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Kotak Mahindra Bank Ltd., Maruti Suzuki India Ltd..

...

Fund AUM	22,504 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Anup Upadhyay

Mr. Upadhyay has done B.Tech, PGDM and CFA Prior to joining SBI Mutual Fund, he has worked with TCS

Dinesh Balachandran

Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA. Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.

Investment objective

The scheme would invest in equities and equity related instruments of companies spanning the entire market capitalization spectrum. The fund will invest 50-90 per cent in large-cap stocks, 10-40 per cent in mid-cap stocks and upto 10 per cent in small-cap stocks.

SBI Mutual Fund details

No. of schemes	72 view all schemes
Total AUM	12,07,585 Cr as on Sep 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI PSU Fund	N.A.	5,521 Cr	6.8%	33.0%
SBI Contra Fund	N.A.	47,205 Cr	3.22%	29.54%
SBI Infrastructure Fund	N.A.	4,785 Cr	-2.79%	27.62%
SBI ELSS Tax Saver Fund	N.A.	30,420 Cr	3.95%	25.51%
SBI Midcap Fund	N.A.	22,209 Cr	-1.54%	25.23%
SBI Small Cap Fund	N.A.	35,585 Cr	-0.98%	24.15%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI Flexicap Fund?

The current Net Asset Value (NAV) of the SBI Flexicap Fund plan is approximately ₹112.1288 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The SBI Flexicap Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 12.79% since inception.

SBI Flexicap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.35%	13.26%	18.44%	12.99%	12.79%

How much does this mutual fund charge as expense ratio?

The SBI Flexicap Fund has an expense ratio of 1.67%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The SBI Flexicap Fund currently has assets under management (AUM) or fund size valued at approximately 22,504 Cr as on Sep 30, 2025.

What are the top stock holdings of SBI Flexicap Fund?

The SBI Flexicap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.94%
ICICI Bank Ltd.	6.86%
Reliance Industries Ltd.	4.81%
Kotak Mahindra Bank Ltd.	4.54%
Maruti Suzuki India Ltd.	4.3%
Larsen & Toubro Ltd.	4.22%
Bharti Airtel Ltd.	3.73%
Bajaj Finance Ltd.	3.65%
Eicher Motors Ltd.	3.04%
Tata Steel Ltd.	2.73%

What are the top sectors SBI Flexicap Fund has invested in?

The SBI Flexicap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	34.269999999999996%
Automobile	10.91%
Metals & Mining	7.220000000000001%
Materials	6.98%
Energy	6.58%
Technology	5.43%
Communication	5.35%
Construction	4.779999999999999%
Services	4.2%
Insurance	2.6799999999999997%

What is risk level of SBI Flexicap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in SBI Flexicap Fund?

Redeeming your investments in the SBI Flexicap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.10% if redeemed within 30 days.