SBI PSU Fund

Q: What are the returns of this mutual fund scheme?

The SBI PSU Fund is a 15 yrs 8 m old fund and has delivered average annual returns of 8.2% since inception. SBI PSU Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 19.87% 31.23% 28.21% 15.63% 8.2%

Q: How much does this mutual fund charge as expense ratio?

The SBI PSU Fund has an expense ratio of 1.85% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹34.1534-2.2% 1 day change	8.2% p.a.	App exclusive #NA View Ranked Funds	₹5,817 Cr

Historical NAV & returns

NAV: ₹34.1534 as on Feb 02, 2026

This fund Category average

SBI PSU Fund overview

AUM (Fund size)	₹5,817 Cr
Exit load	0.5% Exit load of 0.50% if redeemed within 30 days.!
Lock-in Period	Nil
Age	15 yrs 8 m since May 17, 2010
Benchmark	BSE PSU TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.85% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI PSU Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-1.27%	-2.01%
3 Months	0.55%	-1.82%
6 Months	9.65%	6.16%
1 Year	19.87%	14.58%
2 Years	8.68%	5.39%
3 Years	31.23%	26.78%
4 Years	26.13%	22.58%
5 Years	28.21%	25.14%
7 Years	20.44%	19.95%
10 Years	15.63%	15.89%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 68.95%

Mid Cap 21.21%

Small Cap 6.96%

Other Cap 0%

Top holdings

State Bank of India16.76%

Bharat Electronics Ltd.8.91%

NTPC Ltd.8.75%

GAIL (India) Ltd.8.63%

Top sectors

Energy 43.19%

Financial 27.37%

Capital Goods 10.89%

Metals & Mining 6.69%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.08%

Allocation by Instruments

Repo 2.84%

Treasury Bills 0.08%

Other Holdings

Others 2.84%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI PSU Fund	-1.27%	9.65%	19.87%	31.23%	28.21%	15.63%
Aditya Birla Sun Life PSU Equity Fund	-2.09%	9.07%	17.92%	28.51%	27.28%	13.21%
Invesco India PSU Equity Fund	-2.26%	6.65%	20.87%	31.01%	26.8%	18.14%
ICICI Prudential PSU Equity Fund	-1.29%	6.4%	14.54%	28.2%	16.44%	7.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI PSU Fund	21.45	0.94	1.07	1.94
Aditya Birla Sun Life PSU Equity Fund	21.22	0.95	1.0	1.77
Invesco India PSU Equity Fund	21.96	0.96	1.08	1.73
ICICI Prudential PSU Equity Fund	18.28	0.81	1.12	2.0

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI PSU Fund	N.A.	5,817 Cr	15 yrs 8 m	1.85%
Aditya Birla Sun Life PSU Equity Fund	N.A.	5,643 Cr	6 yrs 1 m	1.84%
Invesco India PSU Equity Fund	N.A.	1,449 Cr	16 yrs 4 m	2.13%
ICICI Prudential PSU Equity Fund	N.A.	1,903 Cr	3 yrs 5 m	2.09%

View all Thematic-psu funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.33 vs. 11.37 Underperformed at beating benchmark
Sharpe	1.07 vs. 5.03 Poor risk-adjusted returns
Beta	0.94 vs. 0.9 More sensitive to market's ups & downs
Standard deviation	21.45 vs. 16.58 More volatile performance

Compare SBI PSU Fund in detail with

About this fund

About SBI PSU Fund

SBI PSU Fund is a Thematic-PSU mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 15 yrs 8 m, having been launched on 17/05/2010. SBI PSU Fund has ₹5,817 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI PSU Fund as of 02/02/2026 is ₹34.15. The fund has an expense ratio of 1.85%, which is higher than what most other Thematic-psu funds charge.

SBI PSU Fund returns of last 1-year are 15.26%. Since launch, it has delivered 8.20% average annual returns. The fund has doubled the money invested in it every 3 yrs.
SBI PSU Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Energy, Financial, Capital Goods, Metals & Mining, Insurance sectors. It has taken less exposure in Energy, Financial sectors compared to other funds in the category.
The fund's top 5 holdings are in State Bank of India, Bharat Electronics Ltd., NTPC Ltd., GAIL (India) Ltd., Power Grid Corporation Of India Ltd..

...

Fund AUM	5,817 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Rohit Shimpi

Mr. Shimpi is a B. Com., PGDBM (Finance), CFA. Prior to joining SBI Mutual Fund, he has worked with CNBC TV18, JP Morgans offshore research centre and HDFC Standard Life Insurance.

Investment objective

The scheme seeks to provide opportunities for long-term growth through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs and others.

SBI Mutual Fund details

No. of schemes	72 view all schemes
Total AUM	12,63,745 Cr as on Dec 31, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI Contra Fund	N.A.	49,967 Cr	6.55%	21.15%
SBI Infrastructure Fund	N.A.	4,727 Cr	0.85%	20.47%
SBI ELSS Tax Saver Fund	N.A.	32,609 Cr	7.03%	19.07%
SBI Midcap Fund	N.A.	23,315 Cr	0.15%	17.86%
SBI Large & Midcap Fund	N.A.	37,443 Cr	11.94%	17.63%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI PSU Fund?

The current Net Asset Value (NAV) of the SBI PSU Fund plan is approximately ₹34.1534 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The SBI PSU Fund is a 15 yrs 8 m old fund and has delivered average annual returns of 8.2% since inception.

SBI PSU Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
19.87%	31.23%	28.21%	15.63%	8.2%

How much does this mutual fund charge as expense ratio?

The SBI PSU Fund has an expense ratio of 1.85%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The SBI PSU Fund currently has assets under management (AUM) or fund size valued at approximately 5,817 Cr as on Dec 31, 2025.

What are the top stock holdings of SBI PSU Fund?

The SBI PSU Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
State Bank of India	16.76%
Bharat Electronics Ltd.	8.91%
NTPC Ltd.	8.75%
GAIL (India) Ltd.	8.63%
Power Grid Corporation Of India Ltd.	8.02%
Bharat Petroleum Corporation Ltd.	6.4%
Bank Of Baroda	5.6%
NMDC Ltd.	3.99%
Indian Bank	3.49%
Oil India Ltd.	2.81%

What are the top sectors SBI PSU Fund has invested in?

The SBI PSU Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Energy	43.19%
Financial	27.37%
Capital Goods	10.89%
Metals & Mining	6.69%
Insurance	5.9399999999999995%
Unclassified	1.93%
Construction	1.11%

What is risk level of SBI PSU Fund?

This is a Thematic-psu fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in SBI PSU Fund?

Redeeming your investments in the SBI PSU Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.