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PGIM India Equity Savings Fund Direct-Growth

NAV as of Oct 20, 2025Returns since inceptionET Money RankAUM (Fund size)
8.96% p.a.
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71 Cr

Historical NAV & returns

NAV: ₹56.7792 as on Oct 20, 2025
This fund Category average
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This fund Category average

PGIM India Equity Savings Fund overview

Expense ratio0.58% as on Sep 30, 2025
Exit load0%
AUM (Fund size)71 Cr
Lock-in PeriodNil
Age12 yrs 9 m since Jan 01, 2013
BenchmarkNIFTY Equity Savings TRI
Min. investment

SIP: 1000 & Lumpsum: 5000

RiskLow to ModerateLow to Moderate Risk
Short term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

PGIM India Equity Savings Fund Returns calculator

Investment type
Investment period
Investment period
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
  • Total investment ₹ 12 lakh
  • Profit ₹12 lakhs
  • Total corpus ₹1 lakh
  • Absolute return 52.69%

Trailing returns as on Oct 25, 2025

PeriodThis fundCategory average
1 Month 1.06% 1.34%
3 Months 1.65% 2.4%
6 Months 3.57% 5.38%
1 Year 7.02% 7.78%
2 Years 8.77% 12.11%
3 Years 8.07% 11.22%
4 Years 6.85% 9.07%
5 Years 9.63% 11.61%
7 Years 8.64% 10.16%
10 Years 8.22% 9.11%

Asset allocationas on Sep 30, 2025

Large Cap 15.55%

Mid Cap 1.37%

Small Cap 0.11%

Other Cap 0%

Top sectors

Financial 23.14%

Metals & Mining 10.18%

Energy 8.82%

Materials 8.47%

Cash & Call Money 62.55%

SOV 15.96%

AAA 4.46%

Top Debt Holdings

Others 7.32%

Export-Import Bank Of India 3.03%

GOI 1.48%

Bajaj Housing Finance Ltd. 1.43%

Allocation by Instruments

Net Receivables 55.23%

GOI Securities 14.48%

CBLO 7.32%

Bonds 3.03%

Other Holdings

Others 55.23%

Key risk & return ratios Compared to other funds in the category

Alpha 0.1 vs. 3.92 Underperformed at beating benchmark
Sharpe 0.65 vs. 3.82 Poor risk-adjusted returns
Beta 0.29 vs. 0.9 Less sensitive to market ups & downs
Standard deviation 2.16 vs. 3.8 More stable returns

Compare PGIM India Equity Savings Fund in detail with

ET Money rank

in Equity Savings
#NA
Ranking for this fund is unavailable.
  • Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
  • Exit Load: This fund has no exit load.
  • Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
  • Return/Risk: The fund is performing poorly than its category.