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Nippon IndiaRetirement Fund - Income Generation Scheme Direct-Growth

NAV as of Sep 03, 2025Returns since inceptionET Money RankAUM (Fund size)
8.11% p.a.
App exclusive lock icon
157 Cr

Historical NAV & returns

NAV: ₹22.8333 as on Sep 03, 2025
This fund Category average
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This fund Category average

Nippon India Retirement Fund - Income Generation Scheme overview

Expense ratio0.98% as on Aug 31, 2025
Exit load0%
AUM (Fund size)157 Cr
Lock-in Period5 Years
Age10 yrs 7 m since Jan 22, 2015
BenchmarkCRISIL Hybrid 85+15 Conservative Index
Min. investment

SIP: 500 & Lumpsum: 5000

RiskModerately HighModerately High Risk

Nippon India Retirement Fund - Income Generation Scheme Returns calculator

Investment type
Investment period
Investment period
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
  • Total investment ₹ 12 lakh
  • Profit ₹12 lakhs
  • Total corpus ₹1 lakh
  • Absolute return 52.69%

Trailing returns as on Sep 04, 2025

PeriodThis fundCategory average
1 Month -1.46% -0.18%
3 Months -1.77% 0.26%
6 Months 4.65% 9.65%
1 Year 3.59% 2.6%
2 Years 9.24% 12.79%
3 Years 9.53% 12.28%
4 Years 7.47% 9.97%
5 Years 8.24% 13.04%
7 Years 9.0% 10.45%
10 Years 8.46% 10.28%

Asset allocationas on May 31, 2025

Large Cap 17.4%

Mid Cap 1.98%

Small Cap 1.02%

Other Cap 0%

Top sectors

Financial 7.75%

Energy 2.6500000000000004%

Capital Goods 2.1399999999999997%

Technology 1.89%

SOV 73.38%

AAA 3.21%

Cash & Call Money 2.98%

Others 0.03%

Top Debt Holdings

GOI 37.12%

Others 0.05%

Allocation by Instruments

GOI Securities 39.19%

Central Government Loan 37.12%

Repo 1.97%

Net Current Assets 1.04%

Other Holdings

Others 1.04%

Peer comparison

Fund nameETM RankAUMFund ageExpense ratio
Nippon India Retirement Fund - Income Generation SchemeN.A.157 Cr10 yrs 7 m0.98%
UTI Retirement FundN.A.4,725 Cr12 yrs 8 m1.09%
HDFC Retirement Savings Fund - Hybrid Equity PlanN.A.1,657 Cr9 yrs 7 m0.94%
HDFC Retirement Savings Fund - Hybrid Debt PlanN.A.163 Cr9 yrs 7 m1.06%
ICICI Prudential Retirement Fund - Hybrid Conservative PlanN.A.82 Cr6 yrs 7 m0.94%
ICICI Prudential Retirement Fund - Hybrid Aggressive PlanN.A.790 Cr6 yrs 7 m0.77%
Fund name1M6M1Y3Y5Y10Y
Nippon India Retirement Fund - Income Generation Scheme-1.46%4.65%3.59%9.53%8.24%8.46%
UTI Retirement Fund-0.8%7.08%2.63%12.3%14.08%10.31%
HDFC Retirement Savings Fund - Hybrid Equity Plan0.11%11.39%-0.03%15.63%19.07%15.87%
HDFC Retirement Savings Fund - Hybrid Debt Plan-0.57%5.76%3.85%9.79%9.79%9.26%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan0.4%8.7%7.12%11.64%10.34%6.6%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan0.74%18.95%4.75%21.27%22.14%11.1%
Fund nameStd. deviationBetaSharpeSortino
Nippon India Retirement Fund - Income Generation Scheme4.461.030.611.05
UTI Retirement Fund5.810.620.921.58
HDFC Retirement Savings Fund - Hybrid Equity Plan8.80.770.961.58
HDFC Retirement Savings Fund - Hybrid Debt Plan3.60.880.831.47
ICICI Prudential Retirement Fund - Hybrid Conservative Plan4.291.011.051.63
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan12.71.091.021.63

Key risk & return ratios Compared to other funds in the category

Alpha 0.16 vs. 3.65 Underperformed at beating benchmark
Sharpe 0.61 vs. 3.44 Poor risk-adjusted returns
Beta 1.03 vs. 0.92 More sensitive to market's ups & downs
Standard deviation 4.46 vs. 6.37 More stable returns

Compare Nippon India Retirement Fund - Income Generation Scheme in detail with

ET Money rank

in Retirement Solutions
#NA
Ranking for this fund is unavailable.
  • Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
  • Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
  • Exit Load: This fund has no exit load.
  • Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.