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NAV as of Jun 05, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
---|---|---|---|
₹23.2911+0.2% 1 day change | 8.52% p.a. | ₹156 Crs |
Expense ratio | 0.97% as on May 31, 2025 |
Exit load | 0% Exit load of 1% if redeemed before the age of 60 yrs.! |
AUM (Fund size) | ₹156 Crs |
Lock-in | 5 Years |
Age | 10 yrs 4 m since Jan 22, 2015 |
Benchmark | CRISIL Hybrid 85+15 Conservative |
Min. investment | SIP ₹500 & Lump. ₹5000 |
Risk | Moderately High |
Period | This fund | Category average |
---|---|---|
1 Month | 1.32% | 3.03% |
3 Months | 6.31% | 8.23% |
6 Months | 4.12% | 1.75% |
1 Year | 11.22% | 10.3% |
2 Years | 11.43% | 15.83% |
3 Years | 12.3% | 14.72% |
4 Years | 8.83% | 11.57% |
5 Years | 9.36% | 14.42% |
7 Years | 9.39% | 10.94% |
10 Years | 8.96% | 10.44% |
Large Cap 15.539348000000002%
Mid Cap 2.920027%
Small Cap 1.230625%
Other Cap 0.0%
Financial 6.289999999999999%
Technology 3.0700000000000003%
Capital Goods 2.58%
Energy 2.05%
SOV 75.32%
Cash & Call Money 4.93%
Others 0.06%
GOI 38.97%
Others 0.06%
GOI Securities 38.97%
Central Government Loan 36.35%
Repo 4.03%
Net Current Assets 0.9%
Others 4.03%
Fund name | ETM Rank | AUM (in Crs.) | Fund age | Expense ratio |
---|---|---|---|---|
Nippon India Retirement Fund - Income Generation Scheme | N.A. | ₹156 Crs | 10 yrs 4 m | 0.97% |
UTI Retirement Fund | N.A. | ₹4,668 Crs | 12 yrs 5 m | 1.02% |
HDFC Retirement Savings Fund - Hybrid Debt Plan | N.A. | ₹159 Crs | 9 yrs 4 m | 1.02% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | N.A. | ₹1,567 Crs | 9 yrs 4 m | 0.9% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | N.A. | ₹790 Crs | 6 yrs 4 m | 0.81% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | N.A. | ₹78 Crs | 6 yrs 4 m | 0.78% |
Fund name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
---|---|---|---|---|---|---|
Nippon India Retirement Fund - Income Generation Scheme | 1.32% | 4.12% | 11.22% | 12.3% | 9.36% | 8.96% |
UTI Retirement Fund | 2.08% | 2.53% | 11.37% | 14.58% | 15.75% | 10.54% |
HDFC Retirement Savings Fund - Hybrid Debt Plan | 1.51% | 3.2% | 9.54% | 11.57% | 10.81% | 9.29% |
HDFC Retirement Savings Fund - Hybrid Equity Plan | 3.37% | 0.31% | 9.52% | 18.66% | 21.48% | 15.88% |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 5.95% | 0.95% | 9.41% | 22.86% | 23.4% | 10.75% |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 2.19% | 3.4% | 9.69% | 12.16% | 10.97% | 6.39% |
Fund name | Std. deviation | Beta | Sharpe | Sortino |
---|---|---|---|---|
Nippon India Retirement Fund - Income Generation Scheme | 4.46 | 1.02 | 1.14 | 2.11 |
UTI Retirement Fund | 5.96 | 0.6 | 1.24 | 1.89 |
HDFC Retirement Savings Fund - Hybrid Debt Plan | 3.64 | 0.85 | 1.27 | 2.06 |
HDFC Retirement Savings Fund - Hybrid Equity Plan | 9.1 | 0.74 | 1.24 | 1.96 |
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | 12.78 | 1.02 | 1.11 | 1.69 |
ICICI Prudential Retirement Fund - Hybrid Conservative Plan | 4.48 | 1.01 | 1.12 | 1.55 |
Alpha | 1.35 vs. 4.46 Underperformed at beating benchmark |
Sharpe | 1.14 vs. 4.19 Poor risk-adjusted returns |
Beta | 1.02 vs. 1.14 Less sensitive to market ups & downs |
Standard deviation | 4.46 vs. 6.7 More stable returns |
Fund AUM | ₹156 Crs as on Mar 31, 2025 |
Scheme document | View Scheme Document |
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
No. of schemes | 65 view all schemes |
Total AUM | ₹5,61,387 Crs as on Mar 31, 2025 |
Address | 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013 |
Fund name | ETM Rank | AUM (in Crs.) | 1Y | 5Y |
---|---|---|---|---|
Nippon India Equity Hybrid Fund | N.A. | ₹3,811 Crs | 10.16% | 21.47% |
Nippon India Multi Asset Allocation Fund | N.A. | ₹5,623 Crs | 14.04% | N.A. |
Nippon India Multi Asset Active FoF | N.A. | ₹488 Crs | 16.42% | N.A. |
Nippon India Balanced Advantage Fund | N.A. | ₹9,049 Crs | 9.91% | 16.61% |
Nippon India Equity Savings Fund | N.A. | ₹702 Crs | 7.18% | 11.07% |
Nippon India Hybrid Bond Fund | N.A. | ₹827 Crs | 9.7% | 9.94% |
The current Net Asset Value (NAV) of the Nippon India Retirement Fund - Income Generation Scheme - Direct Growth plan is approximately ₹23.2911 as of Jun 05, 2025.
The Nippon India Retirement Fund - Income Generation Scheme is a 10 yrs 4 m old fund and has delivered average annual returns of 8.52% since inception.
1-Year | 3-Year | 5-Year | 10-Year | Since Inception |
---|---|---|---|---|
11.22% | 12.3% | 9.36% | 8.96% | 8.52% |
The Nippon India Retirement Fund - Income Generation Scheme - Direct Growth has an expense ratio of 0.97%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.
The Nippon India Retirement Fund - Income Generation Scheme currently has assets under management (AUM) or fund size valued at approximately ₹156 Crs crore as of Mar 31, 2025.
The Nippon India Retirement Fund - Income Generation Scheme's equity portion has been invested in the stocks of the following companies
Company | Percentage of Portfolio |
---|---|
ICICI Bank Ltd. | 2.22% |
HDFC Bank Ltd. | 2.11% |
Reliance Industries Ltd. | 1.41% |
Tata Consultancy Services Ltd. | 1.28% |
Infosys Ltd. | 1.21% |
Dixon Technologies (India) Ltd. | 1.15% |
State Bank of India | 1.07% |
Larsen & Toubro Ltd. | 0.93% |
Axis Bank Ltd. | 0.89% |
Eternal Ltd. | 0.77% |
The Nippon India Retirement Fund - Income Generation Scheme's equity portion is primarily invested in the following sectors -
Sector | Percentage of Portfolio |
---|---|
Financial | 6.289999999999999% |
Technology | 3.0700000000000003% |
Capital Goods | 2.58% |
Energy | 2.05% |
Automobile | 1.3399999999999999% |
Construction | 0.93% |
Consumer Staples | 0.88% |
Services | 0.77% |
Consumer Discretionary | 0.51% |
Insurance | 0.43% |
The top 3 debt holdings of Nippon India Retirement Fund - Income Generation Scheme are as follows
Holding Name | Percentage of Portfolio |
GOI | 38.97% |
Others | 0.06% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Nippon India Retirement Fund - Income Generation Scheme's debt portion's allocation by credit quality is given belowCredit Quality | Percentage of Portfolio |
SOV | 75.32% |
Cash & Call Money | 4.93% |
Others | 0.06% |
This is a Retirement Solutions fund comes with Moderately High risk.
Yes, this fund comes with a mandatory lock-in period of 5 years.
It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:
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Redeeming your investments in Nippon India Retirement Fund - Income Generation Scheme is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.
If you have invested in Nippon India Retirement Fund - Income Generation Scheme from anywhere else, you can go to the fund house website and put a request through it.