Nippon India Dynamic Bond Fund

Q: What are the returns of this mutual fund scheme?

The Nippon India Dynamic Bond Fund is a 20 yrs 11 m old fund and has delivered average annual returns of 6.52% since inception. Nippon India Dynamic Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.11% 7.76% 6.05% 6.71% 6.52%

Q: How much does this mutual fund charge as expense ratio?

The Nippon India Dynamic Bond Fund has an expense ratio of 0.74% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹37.5747-0.07% 1 day change	6.52% p.a.	App exclusive #NA View Ranked Funds	₹4,234 Cr

Historical NAV & returns

NAV: ₹37.5747 as on Sep 29, 2025

This fund Category average

Nippon India Dynamic Bond Fund overview

AUM (Fund size)	₹4,234 Cr
Exit load	0%
Lock-in Period	Nil
Age	20 yrs 11 m since Oct 16, 2004
Benchmark	NIFTY Composite Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.74% as on Aug 31, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	0.55%	1.07%
3 Months	0.01%	0.36%
6 Months	3.16%	2.08%
1 Year	7.11%	5.5%
2 Years	7.98%	7.56%
3 Years	7.76%	7.22%
4 Years	6.07%	5.85%
5 Years	6.05%	5.78%
7 Years	7.1%	6.79%
10 Years	6.71%	6.7%

Asset allocationas on Dec 31, 2024

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 97.2501181%

Cash & Call Money 2.44%

Others 0.31%

Top Debt Holdings

Maharashtra State 35.06%

Tamilnadu State 22.46%

Gujarat State 14.21%

Karnataka State 13.57%

Allocation by Instruments

State Development Loan 93.28011810000004%

GOI Securities 3.97%

Net Current Assets 1.71%

Repo 0.73%

Other Holdings

Others 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Dynamic Bond Fund	0.55%	3.16%	7.11%	7.76%	6.05%	6.71%
ICICI Prudential All Seasons Bond Fund	0.91%	3.21%	7.51%	7.77%	6.67%	7.92%
PGIM India Dynamic Bond Fund	1.17%	1.74%	5.11%	6.81%	5.24%	6.73%
JM Dynamic Bond Fund	0.68%	2.79%	6.72%	7.25%	5.75%	6.6%
360 ONE Dynamic Bond Fund	1.23%	4.19%	8.12%	8.25%	7.05%	6.89%
Aditya Birla Sun Life Dynamic Bond Fund	0.91%	2.75%	6.6%	7.66%	6.92%	6.21%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Dynamic Bond Fund	2.12	1.12	0.43	0.63
ICICI Prudential All Seasons Bond Fund	1.38	0.76	0.73	0.97
PGIM India Dynamic Bond Fund	2.35	1.36	0.0	-0.01
JM Dynamic Bond Fund	2.1	1.17	0.25	0.42
360 ONE Dynamic Bond Fund	1.95	1.08	0.6	0.92
Aditya Birla Sun Life Dynamic Bond Fund	2.23	1.27	0.34	0.52

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India Dynamic Bond Fund	N.A.	4,234 Cr	20 yrs 11 m	0.74%
ICICI Prudential All Seasons Bond Fund	N.A.	14,848 Cr	16 yrs 4 m	1.28%
PGIM India Dynamic Bond Fund	N.A.	106 Cr	13 yrs 8 m	1.64%
JM Dynamic Bond Fund	N.A.	62 Cr	22 yrs 3 m	0.98%
360 ONE Dynamic Bond Fund	N.A.	648 Cr	12 yrs 3 m	0.52%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,914 Cr	21 yrs	1.23%

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.48 vs. 1.96 Underperformed at beating benchmark
Sharpe	0.43 vs. 2.04 Poor risk-adjusted returns
Beta	1.12 vs. 0.65 More sensitive to market's ups & downs
Standard deviation	2.12 vs. 2.44 More stable returns

Compare Nippon India Dynamic Bond Fund in detail with

About this fund

About Nippon India Dynamic Bond Fund

Nippon India Dynamic Bond Fund is a Dynamic Bond mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 20 yrs 11 m, having been launched on 16/10/2004. Nippon India Dynamic Bond Fund has ₹4,234 Crores worth of assets under management (AUM) as on 31/12/2024 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Dynamic Bond Fund as of 29/09/2025 is ₹37.57. The fund has an expense ratio of 0.74%, which is higher than what most other Dynamic Bond funds charge.

Nippon India Dynamic Bond Fund returns of last 1-year are 7.03%. Since launch, it has delivered 6.54% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Nippon India Dynamic Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Maharashtra State, Tamilnadu State, Gujarat State, Karnataka State, GOI.

...

Fund AUM	4,234 Cr as on Dec 31, 2024
Scheme document	View Scheme Document

Fund managers

Vivek Sharma

Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance). He has been associated with Nippon India Mutual Fund since 2006.

Pranay Sinha

Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta. Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Investment objective

The scheme aims to generate regular income and capital appreciation through investment in debt instruments and related securities besides preservation of capital The scheme can also invest in money market instruments.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	6,17,875 Cr as on Jun 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Nippon India Credit Risk Fund	N.A.	1,017 Cr	9.15%	8.34%
Nippon India Medium Duration Fund	N.A.	103 Cr	9.81%	8.31%
Nippon India Corporate Bond Fund	N.A.	6,566 Cr	8.0%	7.95%
Nippon India Floater Fund	N.A.	7,811 Cr	8.19%	7.82%
Nippon India Short Duration Fund	N.A.	7,469 Cr	8.09%	7.6%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Dynamic Bond Fund?

The current Net Asset Value (NAV) of the Nippon India Dynamic Bond Fund plan is approximately ₹37.5747 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Dynamic Bond Fund is a 20 yrs 11 m old fund and has delivered average annual returns of 6.52% since inception.

Nippon India Dynamic Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.11%	7.76%	6.05%	6.71%	6.52%

How much does this mutual fund charge as expense ratio?

The Nippon India Dynamic Bond Fund has an expense ratio of 0.74%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Nippon India Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 4,234 Cr as on Dec 31, 2024.

To whom does Nippon India Dynamic Bond Fund lend to?

The top 3 debt holdings of Nippon India Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
Maharashtra State	35.06%
Tamilnadu State	22.46%
Gujarat State	14.21%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	97.2501181%
Cash & Call Money	2.44%
Others	0.31%

What is risk level of Nippon India Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Nippon India Dynamic Bond Fund?

Redeeming your investments in the Nippon India Dynamic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.