Nippon India Fixed Maturity Plan XLV - Series 5

Q: What are the returns of this mutual fund scheme?

The Nippon India Fixed Maturity Plan XLV - Series 5 is a 2 yrs 10 m old fund and has delivered average annual returns of 8.45% since inception. Nippon India Fixed Maturity Plan XLV - Series 5 Returns 1-Year Since Inception 8.07% 8.45%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.6052+0.07% 1 day change	8.45% p.a.	App exclusive #NA View Ranked Funds	₹237 Cr

Historical NAV & returns

NAV: ₹12.6052 as on Feb 02, 2026

This fund Category average

Nippon India Fixed Maturity Plan XLV - Series 5 overview

AUM (Fund size)	₹237 Cr
Exit load	0%
Lock-in Period	Nil
Age	2 yrs 10 m since Mar 29, 2023
Benchmark	CRISIL Medium Term Debt
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.37% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Fixed Maturity Plan XLV - Series 5 Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 50.71%

AA 16.91%

AA+ 8.45%

AA- 8.27%

Top Debt Holdings

Mindspace Business Parks REIT 9.52%

National Bank For Agriculture & Rural Development 9.51%

REC Ltd. 9.3%

IIFL Finance Ltd. 6.35%

Allocation by Instruments

Debenture 52.32000000000001%

Non Convertible Debenture 25.18%

Bonds 16.49%

Net Current Assets 3.62%

Other Holdings

Others 3.62%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Nippon India Fixed Maturity Plan XLV - Series 5 in detail with

About this fund

About Nippon India Fixed Maturity Plan XLV - Series 5

Nippon India Fixed Maturity Plan XLV - Series 5 is a FMP mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 2 yrs 10 m, having been launched on 29/03/2023. Nippon India Fixed Maturity Plan XLV - Series 5 has ₹237 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Fixed Maturity Plan XLV - Series 5 as of 02/02/2026 is ₹12.61. The fund has an expense ratio of 0.37%, which is higher than what most other Fmp funds charge.

Nippon India Fixed Maturity Plan XLV - Series 5 returns of last 1-year are 8.10%. Since launch, it has delivered 8.47% average annual returns.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Mindspace Business Parks REIT, National Bank For Agriculture & Rural Development, REC Ltd., IIFL Finance Ltd., Aditya Birla Real Estate Ltd..

...

Fund AUM	237 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Vikash Agarwal

Mr. Agarwal is a B.Com., CA, CFA Prior to joining Nippon AMC, he has worked with HDFC AMC, Larsen & Toubro Ltd.

Investment objective

The scheme seeks to generate returns and growth of capital by investing in a diversified portfolio of Central and State Government securities and Other fixed income/ debt securities maturing on or before the date of maturity of the scheme with the objective of limiting interest rate volatility.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	7,11,598 Cr as on Dec 31, 2025
Address	30th Floor, One Lodha Place Senapati Bapat Marg, Lower Parel Mumbai Mumbai, 400013
Phone	+91 022 6808 7000

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Nippon India Credit Risk Fund	N.A.	1,016 Cr	8.36%	8.21%
Nippon India Medium Duration Fund	N.A.	138 Cr	8.83%	8.16%
Nippon India Nifty G-Sec Jun 2036 Maturity Index Fund	N.A.	884 Cr	5.77%	7.98%
Nippon India Fixed Maturity Plan XLIII - Series 5	N.A.	184 Cr	7.47%	7.95%
Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund	N.A.	135 Cr	7.81%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Fixed Maturity Plan XLV - Series 5?

The current Net Asset Value (NAV) of the Nippon India Fixed Maturity Plan XLV - Series 5 plan is approximately ₹12.6052 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Nippon India Fixed Maturity Plan XLV - Series 5 is a 2 yrs 10 m old fund and has delivered average annual returns of 8.45% since inception.

Nippon India Fixed Maturity Plan XLV - Series 5 Returns

1-Year	Since Inception
8.07%	8.45%

How much does this mutual fund charge as expense ratio?

The Nippon India Fixed Maturity Plan XLV - Series 5 has an expense ratio of 0.37%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Nippon India Fixed Maturity Plan XLV - Series 5 currently has assets under management (AUM) or fund size valued at approximately 237 Cr as on Dec 31, 2025.

To whom does Nippon India Fixed Maturity Plan XLV - Series 5 lend to?

The top 3 debt holdings of Nippon India Fixed Maturity Plan XLV - Series 5 are as follows

Holding Name	Percentage of Portfolio
Mindspace Business Parks REIT	9.52%
National Bank For Agriculture & Rural Development	9.51%
REC Ltd.	9.3%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Fixed Maturity Plan XLV - Series 5 allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	50.71%
AA	16.91%
AA+	8.45%

What is risk level of Nippon India Fixed Maturity Plan XLV - Series 5?

This is a Fmp fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Nippon India Fixed Maturity Plan XLV - Series 5?

Redeeming your investments in the Nippon India Fixed Maturity Plan XLV - Series 5 is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in FMP

#NA

Return Outperformance: This fund has generated highest return amongst FMP funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.