Aditya Birla Sun Life Dynamic Bond Fund

Q: What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Dynamic Bond Fund is a 21 yrs 4 m old fund and has delivered average annual returns of 7.54% since inception. Aditya Birla Sun Life Dynamic Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.9% 7.21% 6.72% 6.4% 7.54%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹47.2161-0.26% 1 day change	7.54% p.a.	App exclusive #NA View Ranked Funds	₹1,878 Cr

Historical NAV & returns

NAV: ₹47.2161 as on Feb 02, 2026

This fund Category average

Aditya Birla Sun Life Dynamic Bond Fund overview

AUM (Fund size)	₹1,878 Cr
Exit load	0.5% Exit load of 0.50% if units in excess of 15% are redeemed or switched-out within 90 days!
Lock-in Period	Nil
Age	21 yrs 4 m since Sep 10, 2004
Benchmark	NIFTY Composite Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.23% as on Feb 02, 2026
Plan type	Regular
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Aditya Birla Sun Life Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.13%	-0.08%
3 Months	0.32%	0.2%
6 Months	0.88%	0.57%
1 Year	5.9%	4.84%
2 Years	7.06%	6.2%
3 Years	7.21%	6.57%
4 Years	7.19%	6.02%
5 Years	6.72%	5.41%
7 Years	6.08%	6.42%
10 Years	6.4%	6.72%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 45.75353891%

AAA 18.11844112%

AA 11.85499074%

AA+ 8.58287916%

Top Debt Holdings

GOI 6.94%

Indian Railway Finance Corporation Ltd. 4.74%

Cholamandalam Investment and Finance Company Ltd. 4.36%

Hinduja Leyland Finance Ltd. 4.23%

Allocation by Instruments

GOI Securities 45.40939875%

Debenture 28.312748599999995%

Non Convertible Debenture 15.659975910000004%

Central Government Loan 6.9412822300000006%

Other Holdings

Others 2.17%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Dynamic Bond Fund	-0.13%	0.88%	5.9%	7.21%	6.72%	6.4%
ICICI Prudential All Seasons Bond Fund	-0.07%	1.36%	6.3%	7.43%	6.4%	8.21%
360 ONE Dynamic Bond Fund	0.13%	2.04%	7.52%	8.23%	6.91%	6.94%
JM Dynamic Bond Fund	-0.2%	0.55%	5.47%	6.73%	5.64%	6.37%
UTI Dynamic Bond Fund	-0.13%	0.52%	5.15%	6.66%	8.42%	6.67%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Dynamic Bond Fund	2.23	1.26	0.46	0.7
ICICI Prudential All Seasons Bond Fund	1.39	0.77	0.86	1.14
360 ONE Dynamic Bond Fund	1.95	1.08	0.9	1.36
JM Dynamic Bond Fund	2.15	1.16	0.24	0.4
UTI Dynamic Bond Fund	2.11	1.19	0.21	0.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,878 Cr	21 yrs 4 m	1.23%
ICICI Prudential All Seasons Bond Fund	N.A.	14,929 Cr	16 yrs 8 m	1.28%
360 ONE Dynamic Bond Fund	N.A.	618 Cr	12 yrs 7 m	0.52%
JM Dynamic Bond Fund	N.A.	58 Cr	22 yrs 7 m	0.98%
UTI Dynamic Bond Fund	N.A.	430 Cr	15 yrs 7 m	1.56%

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.51 vs. 2.04 Underperformed at beating benchmark
Sharpe	0.46 vs. 2.15 Poor risk-adjusted returns
Beta	1.26 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	2.23 vs. 2.44 More stable returns

Compare Aditya Birla Sun Life Dynamic Bond Fund in detail with

About this fund

About Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund is a Dynamic Bond mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 21 yrs 4 m, having been launched on 10/09/2004. Aditya Birla Sun Life Dynamic Bond Fund has ₹1,878 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Dynamic Bond Fund as of 02/02/2026 is ₹47.22. The fund has an expense ratio of 1.23%, which is higher than what most other Dynamic Bond funds charge.

Aditya Birla Sun Life Dynamic Bond Fund returns of last 1-year are 5.92%. Since launch, it has delivered 7.54% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Aditya Birla Sun Life Dynamic Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Indian Railway Finance Corporation Ltd., Cholamandalam Investment and Finance Company Ltd., Hinduja Leyland Finance Ltd., Power Finance Corporation Ltd..

...

Fund AUM	1,878 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Bhupesh Bameta

Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA) Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.

Mohit Sharma

Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta). Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Investment objective

The scheme aims to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	88 view all schemes
Total AUM	4,47,038 Cr as on Dec 31, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Aditya Birla Sun Life Credit Risk Fund	N.A.	1,092 Cr	16.43%	11.79%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,905 Cr	11.83%	9.83%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	N.A.	615 Cr	7.7%	7.97%
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	N.A.	361 Cr	7.61%	7.73%
Aditya Birla Sun Life US Treasury 3-10 Year Bonds ETFs Passive FoF	N.A.	181 Cr	11.58%	N.A.
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,416 Cr	7.19%	7.54%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Dynamic Bond Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Dynamic Bond Fund plan is approximately ₹47.2161 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Dynamic Bond Fund is a 21 yrs 4 m old fund and has delivered average annual returns of 7.54% since inception.

Aditya Birla Sun Life Dynamic Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.9%	7.21%	6.72%	6.4%	7.54%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Dynamic Bond Fund has an expense ratio of 1.23%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 1,878 Cr as on Dec 31, 2025.

To whom does Aditya Birla Sun Life Dynamic Bond Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	6.94%
Indian Railway Finance Corporation Ltd.	4.74%
Cholamandalam Investment and Finance Company Ltd.	4.36%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	45.75353891%
AAA	18.11844112%
AA	11.85499074%

What is risk level of Aditya Birla Sun Life Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Aditya Birla Sun Life Dynamic Bond Fund?

Redeeming your investments in the Aditya Birla Sun Life Dynamic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.50% if units in excess of 15% are redeemed or switched-out within 90 days