Nippon India Medium Duration Fund

Q: What are the returns of this mutual fund scheme?

The Nippon India Medium Duration Fund is a 11 yrs 3 m old fund and has delivered average annual returns of 4.24% since inception. Nippon India Medium Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.81% 8.31% 9.09% 3.44% 4.24%

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹15.9869-0.03% 1 day change	4.24% p.a.	App exclusive #NA View Ranked Funds	₹103 Cr

Historical NAV & returns

NAV: ₹15.9869 as on Sep 29, 2025

This fund Category average

Nippon India Medium Duration Fund overview

AUM (Fund size)	₹103 Cr
Exit load	1.0% Exit load of 1% if redeemed within 12 months!
Lock-in Period	Nil
Age	11 yrs 3 m since Jun 06, 2014
Benchmark	CRISIL Medium Duration Debt A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.01% as on Aug 31, 2025
Plan type	Regular
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Medium Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	0.73%	0.77%
3 Months	3.29%	1.2%
6 Months	5.56%	3.78%
1 Year	9.81%	7.96%
2 Years	8.93%	8.13%
3 Years	8.31%	7.65%
4 Years	6.42%	6.48%
5 Years	9.09%	6.8%
7 Years	1.75%	6.47%
10 Years	3.44%	6.69%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 34.4%

AA 30.35%

Cash & Call Money 16.83%

AA+ 7.95%

Top Debt Holdings

GOI 34.4%

Aditya Birla Real Estate Ltd. 5.04%

Truhome Finance Ltd. 4.99%

Godrej Industries Ltd. 4.95%

Allocation by Instruments

GOI Securities 34.4%

Non Convertible Debenture 31.849999999999998%

Debenture 15.83%

Repo 14.98%

Other Holdings

Others 1.85%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Medium Duration Fund	0.73%	5.56%	9.81%	8.31%	9.09%	3.44%
ICICI Prudential Medium Term Bond Fund	1.01%	4.28%	8.61%	7.89%	6.89%	7.43%
ICICI Prudential Debt Management Fund (FOF)	0.9%	3.51%	7.77%	7.71%	6.48%	7.3%
Axis Strategic Bond Fund	0.74%	4.0%	8.25%	8.04%	6.9%	7.48%
Aditya Birla Sun Life Medium Term Fund	0.81%	4.4%	12.32%	9.46%	11.93%	8.51%
SBI Magnum Medium Duration Fund	0.78%	3.38%	7.37%	7.68%	6.34%	7.96%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Medium Duration Fund	1.96	0.74	0.75	1.63
ICICI Prudential Medium Term Bond Fund	1.06	0.56	0.92	1.67
ICICI Prudential Debt Management Fund (FOF)	1.13	0.59	0.87	1.2
Axis Strategic Bond Fund	1.26	0.68	0.92	1.63
Aditya Birla Sun Life Medium Term Fund	1.76	0.51	1.44	3.31
SBI Magnum Medium Duration Fund	1.29	0.71	0.62	1.02

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India Medium Duration Fund	N.A.	103 Cr	11 yrs 3 m	1.01%
ICICI Prudential Medium Term Bond Fund	N.A.	5,704 Cr	21 yrs 1 m	1.38%
ICICI Prudential Debt Management Fund (FOF)	N.A.	110 Cr	21 yrs 10 m	0.61%
Axis Strategic Bond Fund	N.A.	1,888 Cr	13 yrs 6 m	1.33%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,829 Cr	16 yrs 6 m	1.57%
SBI Magnum Medium Duration Fund	N.A.	6,580 Cr	21 yrs 11 m	1.22%

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.19 vs. 2.12 Underperformed at beating benchmark
Sharpe	0.75 vs. 2.5 Poor risk-adjusted returns
Beta	0.74 vs. 0.74 More sensitive to market's ups & downs
Standard deviation	1.96 vs. 1.5 More volatile performance

Compare Nippon India Medium Duration Fund in detail with

About this fund

About Nippon India Medium Duration Fund

Nippon India Medium Duration Fund is a Medium Duration mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 11 yrs 3 m, having been launched on 06/06/2014. Nippon India Medium Duration Fund has ₹103 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Medium Duration Fund as of 29/09/2025 is ₹15.99. The fund has an expense ratio of 1.01%, which is higher than what most other Medium Duration funds charge.

Nippon India Medium Duration Fund returns of last 1-year are 9.83%. Since launch, it has delivered 4.25% average annual returns.
Nippon India Medium Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Aditya Birla Real Estate Ltd., Truhome Finance Ltd., Godrej Industries Ltd., Aadhar Housing Finance Ltd.

...

Fund AUM	103 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Sushil Budhia

Mr. Budhia has done CA Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Investment objective

The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	6,17,875 Cr as on Jun 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Nippon India Credit Risk Fund	N.A.	1,017 Cr	9.15%	8.34%
Nippon India Corporate Bond Fund	N.A.	6,566 Cr	8.0%	7.95%
Nippon India Floater Fund	N.A.	7,811 Cr	8.19%	7.82%
Nippon India Dynamic Bond Fund	N.A.	4,234 Cr	7.11%	7.76%
Nippon India Short Duration Fund	N.A.	7,469 Cr	8.09%	7.6%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Medium Duration Fund?

The current Net Asset Value (NAV) of the Nippon India Medium Duration Fund plan is approximately ₹15.9869 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Medium Duration Fund is a 11 yrs 3 m old fund and has delivered average annual returns of 4.24% since inception.

Nippon India Medium Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.81%	8.31%	9.09%	3.44%	4.24%

How much does this mutual fund charge as expense ratio?

The Nippon India Medium Duration Fund has an expense ratio of 1.01%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Nippon India Medium Duration Fund currently has assets under management (AUM) or fund size valued at approximately 103 Cr as on May 31, 2025.

To whom does Nippon India Medium Duration Fund lend to?

The top 3 debt holdings of Nippon India Medium Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	34.4%
Aditya Birla Real Estate Ltd.	5.04%
Truhome Finance Ltd.	4.99%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Medium Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	34.4%
AA	30.35%
Cash & Call Money	16.83%

What is risk level of Nippon India Medium Duration Fund?

This is a Medium Duration fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Nippon India Medium Duration Fund?

Redeeming your investments in the Nippon India Medium Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 12 months