Nippon India Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Nippon India Balanced Advantage Fund is a 21 yrs old fund and has delivered average annual returns of 14.8% since inception. Nippon India Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.11% 12.69% 13.88% 10.42% 14.8%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹181.1293+0.13% 1 day change	14.8% p.a.	App exclusive #NA View Ranked Funds	₹9,480 Cr

Historical NAV & returns

NAV: ₹181.1293 as on Oct 20, 2025

This fund Category average

Nippon India Balanced Advantage Fund overview

AUM (Fund size)	₹9,480 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.!
Lock-in Period	Nil
Age	21 yrs since Oct 16, 2004
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.75% as on Sep 30, 2025
Plan type	Regular
Risk	Very High

Nippon India Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	1.56%	2.11%
3 Months	2.85%	2.3%
6 Months	5.9%	6.06%
1 Year	7.11%	5.89%
2 Years	14.8%	14.34%
3 Years	12.69%	12.61%
4 Years	10.16%	10.06%
5 Years	13.88%	13.26%
7 Years	11.65%	11.36%
10 Years	10.42%	10.06%

Asset allocationas on Sep 30, 2025

Large Cap 47.76%

Mid Cap 11.16%

Small Cap 3.35%

Other Cap 0%

Top holdings

HDFC Bank Ltd.4.28%

ICICI Bank Ltd.3.77%

Infosys Ltd.2.92%

State Bank of India2.86%

Top sectors

Financial 18.729999999999997%

Energy 6.640000000000001%

Consumer Staples 6.62%

Services 6.369999999999999%

Cash 8.76585586%

SOV 7.17188785%

AAA 6.32823747%

AA 5.04442742%

Top Debt Holdings

GOI 5.24%

Telangana State Industrial Infrastructure Corporation Ltd. 1.17%

Haryana State 1.07%

Suryapet Khammam Road Pvt. Ltd. 1.03%

Allocation by Instruments

Cash Margin 8.77016811%

Debenture 6.159504780000001%

GOI Securities 5.236600039999999%

Non Convertible Debenture 4.34486086%

Other Holdings

Others 2.3%

Cube Highways Trust 1.36%

National Highways Infra Trust 1.17%

Brookfield India Real Estate Trust REIT 0.91%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Balanced Advantage Fund	1.56%	5.9%	7.11%	12.69%	13.88%	10.42%
ICICI Prudential Balanced Advantage Fund	2.09%	7.76%	10.3%	13.59%	14.75%	11.22%
Franklin India Dynamic Asset Allocation Active FoF	1.71%	4.91%	6.0%	13.46%	18.46%	10.2%
Tata Balanced Advantage Fund	2.22%	5.3%	4.9%	11.27%	12.72%	7.62%
Axis Balanced Advantage Fund	2.63%	5.04%	6.55%	14.41%	13.13%	7.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Balanced Advantage Fund	6.93	0.72	0.81	1.21
ICICI Prudential Balanced Advantage Fund	5.46	0.55	1.16	1.69
Franklin India Dynamic Asset Allocation Active FoF	6.43	0.63	1.02	1.55
Tata Balanced Advantage Fund	6.51	0.67	0.64	0.97
Axis Balanced Advantage Fund	7.44	0.74	0.93	1.48

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India Balanced Advantage Fund	N.A.	9,480 Cr	21 yrs	1.75%
ICICI Prudential Balanced Advantage Fund	N.A.	66,751 Cr	18 yrs 11 m	1.44%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,285 Cr	22 yrs	2.08%
Tata Balanced Advantage Fund	N.A.	9,749 Cr	6 yrs 9 m	1.72%
Axis Balanced Advantage Fund	N.A.	3,591 Cr	8 yrs 3 m	1.92%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.91 vs. 3.23 Underperformed at beating benchmark
Sharpe	0.81 vs. 3.06 Poor risk-adjusted returns
Beta	0.72 vs. 0.66 More sensitive to market's ups & downs
Standard deviation	6.93 vs. 5.56 More volatile performance

Compare Nippon India Balanced Advantage Fund in detail with

About this fund

About Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 21 yrs, having been launched on 16/10/2004. Nippon India Balanced Advantage Fund has ₹9,480 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Balanced Advantage Fund as of 20/10/2025 is ₹181.13. The fund has an expense ratio of 1.75%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 62.27% allocation to equity and 21.19% to Debt.

Nippon India Balanced Advantage Fund returns of last 1-year are 5.44%. Since launch, it has delivered 14.83% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Nippon India Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Services, Energy, Consumer Staples, Construction sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., State Bank of India.

...

Fund AUM	9,480 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Ashutosh Bhargava

Mr. Bhargava is B.Com & MBA (Finance) Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.

Amar Kalkundrikar

Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Sushil Budhia

Mr. Budhia has done CA Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Investment objective

The scheme seeks to capitalize on the potential upside in equity markets while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	6,63,684 Cr as on Sep 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Nippon India Aggressive Hybrid Fund	N.A.	3,960 Cr	6.37%	19.06%
Nippon India Multi Asset Allocation Fund	N.A.	7,759 Cr	15.73%	18.45%
Nippon India Multi - Asset Omni FoF	N.A.	1,265 Cr	13.73%	N.A.
Nippon India Equity Savings Fund	N.A.	831 Cr	4.95%	9.54%
Nippon India Conservative Hybrid Fund	N.A.	902 Cr	9.09%	8.94%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Balanced Advantage Fund?

The current Net Asset Value (NAV) of the Nippon India Balanced Advantage Fund plan is approximately ₹181.1293 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Balanced Advantage Fund is a 21 yrs old fund and has delivered average annual returns of 14.8% since inception.

Nippon India Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.11%	12.69%	13.88%	10.42%	14.8%

How much does this mutual fund charge as expense ratio?

The Nippon India Balanced Advantage Fund has an expense ratio of 1.75%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Nippon India Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 9,480 Cr as on Sep 30, 2025.

What are the top stock holdings of Nippon India Balanced Advantage Fund?

The Nippon India Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	4.28%
ICICI Bank Ltd.	3.77%
Infosys Ltd.	2.92%
State Bank of India	2.86%
Reliance Industries Ltd.	2.66%
Bharti Airtel Ltd.	2.38%
Mahindra & Mahindra Ltd.	2.37%
NTPC Ltd.	2.07%
Larsen & Toubro Ltd.	1.75%
Bajaj Finance Ltd.	1.67%

What are the top sectors Nippon India Balanced Advantage Fund has invested in?

The Nippon India Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	18.729999999999997%
Energy	6.640000000000001%
Consumer Staples	6.62%
Services	6.369999999999999%
Capital Goods	6.04%
Automobile	6.0%
Technology	5.3100000000000005%
Healthcare	2.95%
Communication	2.58%
Construction	2.31%

To whom does Nippon India Balanced Advantage Fund lend to?

The top 3 debt holdings of Nippon India Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	5.24%
Telangana State Industrial Infrastructure Corporation Ltd.	1.17%
Haryana State	1.07%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	8.76585586%
SOV	7.17188785%
AAA	6.32823747%

What is risk level of Nippon India Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Nippon India Balanced Advantage Fund?

Redeeming your investments in the Nippon India Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 10 Years.
Chance: This fund has generated a 9.43% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.