Nippon India Conservative Hybrid Fund

Q: What are the returns of this mutual fund scheme?

The Nippon India Conservative Hybrid Fund is a 21 yrs 9 m old fund and has delivered average annual returns of 8.47% since inception. Nippon India Conservative Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.27% 9.04% 9.01% 5.56% 8.47%

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹58.6704-0.01% 1 day change	8.47% p.a.	App exclusive #NA View Ranked Funds	₹827 Cr

Historical NAV & returns

NAV: ₹58.6704 as on Sep 29, 2025

This fund Category average

Nippon India Conservative Hybrid Fund overview

AUM (Fund size)	₹827 Cr
Exit load	1.0% For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months.!
Lock-in Period	Nil
Age	21 yrs 9 m since Dec 10, 2003
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.88% as on Aug 31, 2025
Plan type	Regular
Risk	High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Conservative Hybrid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	0.82%	0.65%
3 Months	1.39%	-0.01%
6 Months	5.08%	3.54%
1 Year	7.27%	3.76%
2 Years	8.79%	9.15%
3 Years	9.04%	9.1%
4 Years	7.79%	7.49%
5 Years	9.01%	9.19%
7 Years	4.99%	8.04%
10 Years	5.56%	7.6%

Asset allocationas on Dec 31, 2024

Large Cap 11.95%

Mid Cap 0.25%

Small Cap 0%

Other Cap 0%

Top holdings

HDFC Bank Ltd.1.55%

ICICI Bank Ltd.1.08%

Reliance Industries Ltd.0.97%

AU Small Finance Bank Ltd.0.82%

Top sectors

Financial 4.91%

Energy 1.51%

Technology 1.25%

Automobile 1.0100000000000002%

AA 20.59%

AA- 17.78%

AAA 13.8%

AA+ 9.15%

Top Debt Holdings

GOI 9.24%

Aditya Birla Real Estate Ltd. 3.99%

Suryapet Khammam Road Pvt. Ltd. 3.49%

Renserv Global Pvt Ltd. 3.34%

Allocation by Instruments

Non Convertible Debenture 37.980000000000004%

Debenture 30.03000000000001%

GOI Securities 9.24%

Commercial Paper 3.32%

Other Holdings

Others 1.73%

Cube Highways Trust 1.17%

Nexus Select Trust 1.14%

Brookfield India Real Estate Trust REIT 0.48%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Conservative Hybrid Fund	0.82%	5.08%	7.27%	9.04%	9.01%	5.56%
ICICI Prudential Regular Savings Fund	0.67%	5.29%	6.05%	10.28%	9.98%	9.38%
SBI Conservative Hybrid Fund	0.74%	4.37%	4.08%	10.0%	11.23%	8.9%
Canara Robeco Conservative Hybrid Fund	0.18%	3.65%	3.54%	8.56%	8.52%	7.87%
Baroda BNP Paribas Conservative Hybrid Fund	0.47%	3.28%	3.09%	8.4%	7.71%	7.16%
Kotak Debt Hybrid Fund	1.36%	2.81%	1.78%	10.15%	10.81%	9.32%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Conservative Hybrid Fund	1.97	0.46	1.03	1.79
ICICI Prudential Regular Savings Fund	3.0	0.74	1.07	1.73
SBI Conservative Hybrid Fund	3.36	0.79	0.92	1.58
Canara Robeco Conservative Hybrid Fund	3.6	0.89	0.46	0.76
Baroda BNP Paribas Conservative Hybrid Fund	3.43	0.84	0.4	0.58
Kotak Debt Hybrid Fund	4.6	1.13	0.63	0.98

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India Conservative Hybrid Fund	N.A.	827 Cr	21 yrs 9 m	1.88%
ICICI Prudential Regular Savings Fund	N.A.	3,235 Cr	21 yrs 7 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	24 yrs 7 m	1.55%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	23 yrs	1.84%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	813 Cr	21 yrs 1 m	2.0%
Kotak Debt Hybrid Fund	N.A.	3,129 Cr	21 yrs 11 m	1.66%

View all Conservative Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.88 vs. 2.73 Underperformed at beating benchmark
Sharpe	1.03 vs. 2.71 Poor risk-adjusted returns
Beta	0.46 vs. 0.91 Less sensitive to market ups & downs
Standard deviation	1.97 vs. 3.57 More stable returns

Compare Nippon India Conservative Hybrid Fund in detail with

About this fund

About Nippon India Conservative Hybrid Fund

Nippon India Conservative Hybrid Fund is a Conservative Hybrid mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 21 yrs 9 m, having been launched on 10/12/2003. Nippon India Conservative Hybrid Fund has ₹827 Crores worth of assets under management (AUM) as on 31/12/2024 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Conservative Hybrid Fund as of 29/09/2025 is ₹58.67. The fund has an expense ratio of 1.88%, which is higher than what most other Conservative Hybrid funds charge. Currently, the fund has a 12.20% allocation to equity and 79.45% to Debt.

Nippon India Conservative Hybrid Fund returns of last 1-year are 7.09%. Since launch, it has delivered 8.47% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Nippon India Conservative Hybrid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Financial, Construction, Energy, Technology, Services sectors. It has taken less exposure in Financial, Construction sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, Aditya Birla Real Estate Ltd., Suryapet Khammam Road Pvt. Ltd., Renserv Global Pvt Ltd., Trust Investment Advisors Pvt. Ltd..

...

Fund AUM	827 Cr as on Dec 31, 2024
Scheme document	View Scheme Document

Fund managers

Sushil Budhia

Mr. Budhia has done CA Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Dhrumil Shah

Mr. Shah is B.com and C.A Prior to joining Nippon India Mutual Fund, he has worked with Birla Sun Life Insurance as AVP Investments, Equity Fund Management and Research and ASK investment Managers as Portfolio Manager, Equity Fund Management and Research.

Investment objective

The scheme primarily aims to generate regular income in order to make regular dividend payments to unitholders while the secondary objective is growth of capital.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	6,17,875 Cr as on Jun 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Nippon India Aggressive Hybrid Fund	N.A.	3,811 Cr	-1.11%	19.32%
Nippon India Balanced Advantage Fund	N.A.	9,317 Cr	1.14%	13.79%
Nippon India Equity Savings Fund	N.A.	776 Cr	2.62%	9.74%
Nippon India Arbitrage Fund	N.A.	14,511 Cr	6.34%	5.57%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Conservative Hybrid Fund?

The current Net Asset Value (NAV) of the Nippon India Conservative Hybrid Fund plan is approximately ₹58.6704 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Conservative Hybrid Fund is a 21 yrs 9 m old fund and has delivered average annual returns of 8.47% since inception.

Nippon India Conservative Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.27%	9.04%	9.01%	5.56%	8.47%

How much does this mutual fund charge as expense ratio?

The Nippon India Conservative Hybrid Fund has an expense ratio of 1.88%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Nippon India Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 827 Cr as on Dec 31, 2024.

What are the top stock holdings of Nippon India Conservative Hybrid Fund?

The Nippon India Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	1.55%
ICICI Bank Ltd.	1.08%
Reliance Industries Ltd.	0.97%
AU Small Finance Bank Ltd.	0.82%
Bharti Airtel Ltd.	0.56%
Infosys Ltd.	0.56%
Larsen & Toubro Ltd.	0.41%
Tata Consultancy Services Ltd.	0.41%
Mahindra & Mahindra Ltd.	0.37%
State Bank of India	0.37%

What are the top sectors Nippon India Conservative Hybrid Fund has invested in?

The Nippon India Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	4.91%
Energy	1.51%
Technology	1.25%
Automobile	1.0100000000000002%
Consumer Staples	0.88%
Healthcare	0.6%
Communication	0.56%
Materials	0.53%
Construction	0.41%
Metals & Mining	0.39%

To whom does Nippon India Conservative Hybrid Fund lend to?

The top 3 debt holdings of Nippon India Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	9.24%
Aditya Birla Real Estate Ltd.	3.99%
Suryapet Khammam Road Pvt. Ltd.	3.49%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AA	20.59%
AA-	17.78%
AAA	13.8%

What is risk level of Nippon India Conservative Hybrid Fund?

This is a Conservative Hybrid fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Nippon India Conservative Hybrid Fund?

Redeeming your investments in the Nippon India Conservative Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Conservative Hybrid

#NA

Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months.