Q: What are the returns of Mirae Asset Equity Savings Fund?

The Mirae Asset Equity Savings Fund is a 6 yrs 9 m old fund and has delivered average annual returns of 12.21% since inception. Mirae Asset Equity Savings Fund Returns 1-Year 3-Year 5-Year Since Inception 6.22% 11.64% 13.33% 12.21%

Question 1

What is the current NAV of Mirae Asset Equity Savings Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Mirae Asset Equity Savings Fund - Direct Growth plan is approximately ₹21.717 as of Sep 08, 2025.

Question 2

What are the returns of Mirae Asset Equity Savings Fund?

Accepted Answer

The Mirae Asset Equity Savings Fund is a 6 yrs 9 m old fund and has delivered average annual returns of 12.21% since inception.

Mirae Asset Equity Savings Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.22%	11.64%	13.33%	12.21%

Question 3

How much does Mirae Asset Equity Savings Fund charge as the expense ratio?

Accepted Answer

The Mirae Asset Equity Savings Fund - Direct Growth has an expense ratio of 0.37%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Mirae Asset Equity Savings Fund?

Accepted Answer

The Mirae Asset Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,442 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Mirae Asset Equity Savings Fund?

Accepted Answer

The Mirae Asset Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.01%
State Bank of India	2.88%
ICICI Bank Ltd.	2.85%
Reliance Industries Ltd.	2.04%
Mahindra & Mahindra Ltd.	1.67%
Axis Bank Ltd.	1.67%
Bharti Airtel Ltd.	1.62%
Larsen & Toubro Ltd.	1.6%
Tata Consultancy Services Ltd.	1.54%
Kotak Mahindra Bank Ltd.	1.38%

Question 6

What are the top sectors Mirae Asset Equity Savings Fund has invested in?

Accepted Answer

The Mirae Asset Equity Savings Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.01%
State Bank of India	2.88%
ICICI Bank Ltd.	2.85%
Reliance Industries Ltd.	2.04%
Mahindra & Mahindra Ltd.	1.67%
Axis Bank Ltd.	1.67%
Bharti Airtel Ltd.	1.62%
Larsen & Toubro Ltd.	1.6%
Tata Consultancy Services Ltd.	1.54%
Kotak Mahindra Bank Ltd.	1.38%

Question 7

To whom does Mirae Asset Equity Savings Fund lend to?

Accepted Answer

The top 3 debt holdings of Mirae Asset Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.26%
Power Finance Corporation Ltd.	1.74%
Bajaj Finance Ltd.	1.59%

Question 8

What is the quality of borrowers Mirae Asset Equity Savings Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Mirae Asset Equity Savings Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	11.26%
Power Finance Corporation Ltd.	1.74%
Bajaj Finance Ltd.	1.59%

Question 9

What is the risk level of Mirae Asset Equity Savings Fund?

Accepted Answer

This is a Equity Savings fund comes with Moderately High risk.

Question 10

Is there any lock-in period in Mirae Asset Equity Savings Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Mirae Asset Equity Savings Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Mirae Asset Equity Savings Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Mirae Asset Equity Savings Fund is complete.

Question 12

How can I redeem my investments in Mirae Asset Equity Savings Fund?

Accepted Answer

Redeeming your investments in Mirae Asset Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Mirae Asset Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.37% as on Aug 31, 2025
Exit load	1.0% Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 90 Days.!
AUM (Fund size)	₹1,442 Cr
Lock-in Period	Nil
Age	6 yrs 9 m since Nov 26, 2018
Benchmark	NIFTY Equity Savings TRI
Min. investment	Lumpsum: ₹5000
Risk	Moderately High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	0.58%	0.7%
3 Months	0.5%	1.03%
6 Months	8.67%	7.02%
1 Year	6.22%	5.56%
2 Years	11.63%	10.59%
3 Years	11.64%	10.63%
4 Years	9.87%	9.0%
5 Years	13.33%	11.66%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Mirae Asset Equity Savings Fund	N.A.	1,442 Cr	6 yrs 9 m	0.37%
Edelweiss Equity Savings Fund	N.A.	639 Cr	10 yrs 11 m	0.56%
Kotak Equity Savings Fund	N.A.	8,254 Cr	10 yrs 11 m	0.66%
UTI Equity Savings Fund	N.A.	714 Cr	7 yrs	0.66%
Sundaram Equity Savings Fund	N.A.	1,049 Cr	12 yrs 8 m	0.61%
HSBC Equity Savings Fund	N.A.	624 Cr	12 yrs 8 m	0.66%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Mirae Asset Equity Savings Fund	0.58%	8.67%	6.22%	11.64%	13.33%	N.A.
Edelweiss Equity Savings Fund	1.11%	7.98%	7.97%	12.05%	12.21%	10.1%
Kotak Equity Savings Fund	1.39%	8.56%	4.82%	12.51%	12.78%	10.35%
UTI Equity Savings Fund	0.34%	5.14%	4.42%	11.12%	12.72%	6.83%
Sundaram Equity Savings Fund	0.41%	7.36%	5.85%	12.55%	13.24%	10.14%
HSBC Equity Savings Fund	2.62%	12.53%	7.14%	14.42%	14.93%	10.01%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Mirae Asset Equity Savings Fund	5.53	0.72	0.86	1.41
Edelweiss Equity Savings Fund	3.74	0.47	1.38	1.98
Kotak Equity Savings Fund	5.08	0.65	1.08	1.42
UTI Equity Savings Fund	4.35	0.57	1.0	1.6
Sundaram Equity Savings Fund	5.35	0.66	1.06	1.98
HSBC Equity Savings Fund	7.32	0.61	0.99	0.97

Mirae Asset Equity Savings Fund Direct - Growth

Historical NAV & returns

Mirae Asset Equity Savings Fund overview

Mirae Asset Equity Savings Fund Returns calculator

Trailing returns as on Sep 01, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Mirae Asset Equity Savings Fund in detail with

About this fund

About Mirae Asset Equity Savings Fund

Fund managers

Investment objective

Mirae Asset Mutual Fund details

More funds from Mirae Asset Mutual Fund

Frequently asked questions

Mirae Asset Equity Savings Fund Returns

ET Money rank

Alpha	2.21 vs. 3.75 Underperformed at beating benchmark
Sharpe	0.86 vs. 3.63 Poor risk-adjusted returns
Beta	0.72 vs. 0.84 Less sensitive to market ups & downs
Standard deviation	5.53 vs. 3.88 More volatile performance

Fund AUM	1,442 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	47 view all schemes
Total AUM	2,02,662 Cr as on Jun 30, 2025
Address	Unit No.606 - 6th Floor, Windsor Building - Off. CST Road, Kalina, Santacruz (East), Mumbai, 400098
Phone	022-67800301 / 1800-2090-777

Fund name	ETM Rank	AUM	1Y	5Y
Mirae Asset Aggressive Hybrid Fund	N.A.	9,058 Cr	2.08%	17.52%
Mirae Asset Balanced Advantage Fund	N.A.	1,854 Cr	4.77%	N.A.
Mirae Asset Arbitrage Fund	N.A.	3,364 Cr	7.06%	6.3%
Mirae Asset Multi Asset Allocation Fund	N.A.	1,991 Cr	10.34%	N.A.

Sector	Percentage of Portfolio
Financial	19.75%
Energy	6.28%
Services	5.300000000000001%
Automobile	4.64%
Healthcare	4.6%
Technology	4.4799999999999995%
Capital Goods	3.8400000000000003%
Materials	3.72%
Metals & Mining	3.2199999999999998%
Construction	2.85%

Credit Quality	Percentage of Portfolio
Cash	25.56378035%
SOV	12.39697873%
AAA	12.02331346%