LIC MF Flexi Cap Fund Direct-Growth

Q: What are the returns of LIC MF Flexi Cap Fund?

The LIC MF Flexi Cap Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 11.04% since inception. LIC MF Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.18% 13.97% 18.63% 9.47% 11.04%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹100.2086+0.2% 1 day change	11.04% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹100.2086 as on Apr 23, 2025

This fund Category average

LIC MF Flexi Cap Fund overview

VRO rating	3
Expense ratio	1.28% as on Mar 31, 2025
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹920 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

LIC MF Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	2.19%	3.16%
3 months	-2.7%	3.35%
6 months	-8.88%	-2.8%
1 year	4.18%	10.15%
3 years	13.97%	17.38%
5 years	18.63%	25.65%
7 years	11.57%	15.44%
10 years	9.47%	14.75%

Asset allocationas on Mar 31, 2025

Large Cap 32.490198%

Mid Cap 12.215307000000001%

Small Cap 52.154808%

Other Cap 0.00968699999999119%

Top holdings

HDFC Bank Ltd.4.78%

Piramal Pharma Ltd.3.68%

JTL Industries Ltd3.47%

VA Tech Wabag Ltd.3.18%

Top sectors

Financial 20.1%

Services 9.06%

Consumer Staples 8.979999999999999%

Capital Goods 8.3%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 4.41041027%

Other Holdings

Others 4.41%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
LIC MF Flexi Cap Fund	N.A.	₹920 Crs	12 yrs 3 m	1.28%
Parag Parikh Flexi Cap Fund	N.A.	₹93,441 Crs	11 yrs 11 m	0.63%
JM Flexicap Fund	N.A.	₹5,263 Crs	12 yrs 3 m	0.56%
HDFC Flexi Cap Fund	N.A.	₹69,639 Crs	12 yrs 3 m	0.81%
Edelweiss Flexi Cap Fund	N.A.	₹2,419 Crs	10 yrs 3 m	0.49%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Flexi Cap Fund	2.19%	-8.88%	4.18%	13.97%	18.63%	9.47%
Parag Parikh Flexi Cap Fund	0.95%	1.49%	14.16%	20.42%	29.68%	18.11%
JM Flexicap Fund	3.45%	-7.19%	8.13%	25.76%	30.14%	17.73%
HDFC Flexi Cap Fund	3.77%	2.62%	18.27%	24.52%	32.3%	16.17%
Edelweiss Flexi Cap Fund	3.09%	-3.7%	12.86%	20.16%	27.54%	15.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Flexi Cap Fund	15.51	0.99	0.33	0.46
Parag Parikh Flexi Cap Fund	10.63	0.63	1.02	1.45
JM Flexicap Fund	16.02	0.99	0.97	1.55
HDFC Flexi Cap Fund	12.56	0.83	1.23	2.38
Edelweiss Flexi Cap Fund	14.98	0.98	0.73	1.28

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-2.64 vs. 3.92 Underperformed at beating benchmark
Sharpe	0.33 vs. 4.98 Poor risk-adjusted returns
Beta	0.99 vs. 0.75 More sensitive to market's ups & downs
Standard deviation	15.51 vs. 10.98 More volatile performance

Compare LIC MF Flexi Cap Fund in detail with

About this fund

About LIC MF Flexi Cap Fund

LIC MF Flexi Cap Fund Direct-Growth is a Flexi Cap mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. LIC MF Flexi Cap Fund Direct-Growth has ₹920 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Flexi Cap Fund Direct-Growth as of 23/04/2025 is ₹100.21. The fund has an expense ratio of 1.28%, which is higher than what most other Flexi Cap funds charge.

LIC MF Flexi Cap Fund Direct-Growth returns of last 1-year are 4.54%. Since launch, it has delivered 12.80% average annual returns. The fund has doubled the money invested in it every 5 yrs.
LIC MF Flexi Cap Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Services, Consumer Staples, Capital Goods, Metals & Mining sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Piramal Pharma Ltd., JTL Industries Ltd, VA Tech Wabag Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	₹920 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Jaiprakash Toshniwal

Mr. Toshniwal is a CFA - CFA Institute, USA. MS Finance (CFA) - ICFAI, India. B.com - Gujarat University. Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with India First Life Insurance and Taurus Mutual Fund.

Nikhil Rungta

Mr. Rungta has done CA, MBA (Finance), FRM Prior to joining Nippon India Mutual Fund, he has worked with Bajaj Allianz Life Insurance Company, Anand Rathi Shares & Stock Brokers Ltd., Standard Chartered Securities (India) Ltd., Religare Capital Markets Ltd. and Moody’s Investor Service -ICRA Ltd.

Investment objective

The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998.

LIC Mutual Fund details

No. of schemes	25 view all schemes
Total AUM	₹36,564 Crs as on Mar 31, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
LIC MF Infrastructure Fund	N.A.	₹874 Crs	11.72%	34.76%
LIC MF Dividend Yield Fund	N.A.	₹490 Crs	14.37%	27.34%
LIC MF Large & Mid Cap Fund	N.A.	₹2,859 Crs	14.55%	25.89%
LIC MF ELSS Tax Saver	N.A.	₹1,088 Crs	16.82%	23.84%
LIC MF Value Fund	N.A.	₹149 Crs	6.42%	23.37%
LIC MF Nifty 50 Index Fund	N.A.	₹316 Crs	9.62%	22.4%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Flexi Cap Fund?

The current Net Asset Value (NAV) of the LIC MF Flexi Cap Fund - Direct Growth plan is approximately ₹100.2086 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The LIC MF Flexi Cap Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 11.04% since inception.

LIC MF Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.18%	13.97%	18.63%	9.47%	11.04%

How much does this mutual fund charge as expense ratio?

The LIC MF Flexi Cap Fund - Direct Growth has an expense ratio of 1.28%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The LIC MF Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately ₹920 Crs crore as of Mar 31, 2025.

What are the top stock holdings of LIC MF Flexi Cap Fund?

The LIC MF Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	4.78%
Piramal Pharma Ltd.	3.68%
JTL Industries Ltd	3.47%
VA Tech Wabag Ltd.	3.18%
Kotak Mahindra Bank Ltd.	2.97%
Page Industries Ltd.	2.85%
Tata Power Company Ltd.	2.78%
Ramkrishna Forgings Ltd.	2.43%
Hindustan Unilever Ltd.	2.4%
Allied Blenders And Distillers Ltd.	2.36%

What are the top sectors LIC MF Flexi Cap Fund has invested in?

The LIC MF Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	20.1%
Services	9.06%
Consumer Staples	8.979999999999999%
Capital Goods	8.3%
Metals & Mining	8.01%
Healthcare	7.670000000000001%
Energy	7.49%
Textiles	5.73%
Automobile	5.57%
Technology	4.46%

What is risk level of LIC MF Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in LIC MF Flexi Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for LIC MF Flexi Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in LIC MF Flexi Cap Fund is complete.

How can I redeem my investments in LIC MF Flexi Cap Fund?

Redeeming your investments in LIC MF Flexi Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in LIC MF Flexi Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Flexi Cap

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 8.61% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.