LIC MF Dividend Yield Fund Direct - Growth

Q: What are the returns of LIC MF Dividend Yield Fund?

The LIC MF Dividend Yield Fund is a 6 yrs 7 m old fund and has delivered average annual returns of 20.28% since inception. LIC MF Dividend Yield Fund Returns 1-Year 3-Year 5-Year Since Inception 4.74% 25.53% 24.85% 20.28%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹33.7036+0.12% 1 day change	20.28% p.a.	#NA View Ranked Funds	₹560 Cr

Historical NAV & returns

NAV: ₹33.7036 as on Jul 21, 2025

This fund Category average

LIC MF Dividend Yield Fund overview

Expense ratio	0.66% as on May 31, 2025
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.!
AUM (Fund size)	₹560 Cr
Lock-in Period	Nil
Age	6 yrs 7 m since Dec 03, 2018
Benchmark	NIFTY 500 TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

LIC MF Dividend Yield Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	-0.45%	0.2%
3 Months	7.16%	6.62%
6 Months	9.54%	8.55%
1 Year	4.74%	2.98%
2 Years	28.63%	21.64%
3 Years	25.53%	21.91%
4 Years	20.12%	17.72%
5 Years	24.85%	24.61%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 46.05%

Mid Cap 10.98%

Small Cap 40.08%

Other Cap 0%

Top holdings

HDFC Bank Ltd.4.88%

Garware Hi-Tech Films Ltd.3.89%

Kotak Mahindra Bank Ltd.3.59%

Tata Consultancy Services Ltd.3.39%

Top sectors

Financial 25.56%

Capital Goods 14.92%

Consumer Staples 7.7299999999999995%

Automobile 7.04%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 3.02%

Rights 0.03%

Other Holdings

Others 3.02%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Dividend Yield Fund	N.A.	560 Cr	6 yrs 7 m	0.66%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 6 m	0.63%
SBI Contra Fund	N.A.	44,069 Cr	12 yrs 6 m	0.62%
ICICI Prudential Value Fund	N.A.	51,112 Cr	12 yrs 6 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 3 m	0.58%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 5 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Dividend Yield Fund	-0.45%	9.54%	4.74%	25.53%	24.85%	N.A.
ICICI Prudential India Opportunities Fund	-0.54%	10.45%	8.69%	27.3%	32.76%	14.48%
SBI Contra Fund	0.0%	6.82%	1.9%	24.33%	32.91%	16.6%
ICICI Prudential Value Fund	-0.49%	9.35%	6.46%	24.25%	27.83%	15.73%
ICICI Prudential Dividend Yield Equity Fund	-0.37%	9.79%	4.94%	27.4%	30.93%	16.61%
ICICI Prudential India Equity FOF	0.13%	8.91%	6.26%	23.56%	28.2%	12.51%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Dividend Yield Fund	15.47	1.04	1.32	1.88
ICICI Prudential India Opportunities Fund	11.92	0.8	1.74	2.97
SBI Contra Fund	12.58	0.86	1.51	2.4
ICICI Prudential Value Fund	11.51	0.76	1.55	2.66
ICICI Prudential Dividend Yield Equity Fund	12.58	0.84	1.65	2.51
ICICI Prudential India Equity FOF	12.1	0.84	1.46	2.23

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.35 vs. 6.22 Underperformed at beating benchmark
Sharpe	1.32 vs. 6.51 Poor risk-adjusted returns
Beta	1.04 vs. 0.94 More sensitive to market's ups & downs
Standard deviation	15.47 vs. 9.57 More volatile performance

Compare LIC MF Dividend Yield Fund in detail with

About this fund

About LIC MF Dividend Yield Fund

LIC MF Dividend Yield Fund Direct - Growth is a Strategy mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 6 yrs 7 m, having been launched on 03/12/2018. LIC MF Dividend Yield Fund Direct - Growth has ₹560 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Dividend Yield Fund Direct - Growth as of 21/07/2025 is ₹33.70. The fund has an expense ratio of 0.66%, which is close to what most other Strategy funds charge.

LIC MF Dividend Yield Fund Direct - Growth returns of last 1-year are 5.42%. Since launch, it has delivered 20.89% average annual returns. The fund has doubled the money invested in it every 3 yrs.
LIC MF Dividend Yield Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Capital Goods, Consumer Staples, Automobile, Services sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Garware Hi-Tech Films Ltd., Kotak Mahindra Bank Ltd., Tata Consultancy Services Ltd., ICICI Bank Ltd..

...

Fund AUM	560 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Dikshit Mittal

Mr. Mittal is a MBA (Finance) - ICFAI Busines School, Hyderabad. B-Tech (Chemical) - Punjab Technical University. Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with Subhkam Ventures Pvt. Limited. SBI Capital Securities and Alchemy Shares and Stock Brokers.

Karan Doshi

Mr. Doshi is a Bachelor of Engineering, MMS (Finance) Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Investment objective

The scheme seeks to provide long term capital appreciation and dividend distribution by investing predominantly in dividend yielding equity and equity related instruments.

LIC Mutual Fund details

No. of schemes	26 view all schemes
Total AUM	38,854 Cr as on Jun 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,005 Cr	2.47%	33.98%
LIC MF Small Cap Fund	N.A.	576 Cr	1.37%	32.9%
LIC MF Large & Mid Cap Fund	N.A.	3,055 Cr	3.41%	23.92%
LIC MF Value Fund	N.A.	165 Cr	0.77%	21.9%
LIC MF ELSS Tax Saver	N.A.	1,113 Cr	4.56%	21.45%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Dividend Yield Fund?

The current Net Asset Value (NAV) of the LIC MF Dividend Yield Fund - Direct Growth plan is approximately ₹33.7036 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The LIC MF Dividend Yield Fund is a 6 yrs 7 m old fund and has delivered average annual returns of 20.28% since inception.

LIC MF Dividend Yield Fund Returns

1-Year	3-Year	5-Year	Since Inception
4.74%	25.53%	24.85%	20.28%

How much does this mutual fund charge as expense ratio?

The LIC MF Dividend Yield Fund - Direct Growth has an expense ratio of 0.66%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The LIC MF Dividend Yield Fund currently has assets under management (AUM) or fund size valued at approximately 560 Cr as on May 31, 2025.

What are the top stock holdings of LIC MF Dividend Yield Fund?

The LIC MF Dividend Yield Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	4.88%
Garware Hi-Tech Films Ltd.	3.89%
Kotak Mahindra Bank Ltd.	3.59%
Tata Consultancy Services Ltd.	3.39%
ICICI Bank Ltd.	2.79%
Axis Bank Ltd.	2.56%
Bharat Electronics Ltd.	2.37%
Power Finance Corporation Ltd.	2.23%
LTIMindtree Ltd.	2.17%
Bank Of Baroda	1.96%

What are the top sectors LIC MF Dividend Yield Fund has invested in?

The LIC MF Dividend Yield Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	25.56%
Capital Goods	14.92%
Consumer Staples	7.7299999999999995%
Automobile	7.04%
Services	6.97%
Materials	6.29%
Technology	5.5600000000000005%
Energy	5.32%
Healthcare	4.95%
Metals & Mining	3.4299999999999997%

What is risk level of LIC MF Dividend Yield Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in LIC MF Dividend Yield Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for LIC MF Dividend Yield Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in LIC MF Dividend Yield Fund is complete.

How can I redeem my investments in LIC MF Dividend Yield Fund?

Redeeming your investments in LIC MF Dividend Yield Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in LIC MF Dividend Yield Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 5 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.