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LIC MF Banking & Financial Services Fund
| NAV as of Dec 04, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹22.1983-0.42% 1 day change | 7.72% | App exclusive   | ₹285 Cr |
Historical NAV & returns
NAV: ₹22.1983 as on Dec 04, 2025
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LIC MF Banking & Financial Services Fund overview
| AUM (Fund size) | ₹285 Cr |
| Exit load | 1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.! |
| Lock-in Period | Nil |
| Age | 10 yrs 9 m since Mar 09, 2015 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹1000 |
| Expense ratio | 2.45% as on Nov 30, 2025 |
| Plan type | Regular |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
LIC MF Banking & Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Dec 05, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 1.54% | 1.84% |
| 3 Months | 9.54% | 7.47% |
| 6 Months | 8.51% | 5.82% |
| 1 Year | 12.1% | 8.65% |
| 2 Years | 10.19% | 13.19% |
| 3 Years | 11.94% | 14.54% |
| 4 Years | 13.24% | 14.17% |
| 5 Years | 14.33% | 15.32% |
| 7 Years | 12.1% | 12.78% |
| 10 Years | 9.72% | 12.98% |
Asset allocationas on Oct 31, 2025
Large Cap 61.17%
Mid Cap 13.99%
Small Cap 23.61%
Other Cap 0%
Top holdings
Top sectors
Financial 91.6%
Services 4.83%
Automobile 2.26%
Insurance 0.06%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bifurcation by Holding is not available for this fund
Allocation by Instruments
Repo 1.03973668%
Net Receivables 0.1957453%
Other Holdings
Others 0.2%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from LIC Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 1 Year.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.