LIC MF Dividend Yield Fund

Q: What are the returns of this mutual fund scheme?

The LIC MF Dividend Yield Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 18.34% since inception. LIC MF Dividend Yield Fund Returns 1-Year 3-Year 5-Year Since Inception 6.5% 21.91% 22.16% 18.34%

Q: How much does this mutual fund charge as expense ratio?

The LIC MF Dividend Yield Fund has an expense ratio of 2.33% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹31.5544+0.35% 1 day change	18.34% p.a.	App exclusive #NA View Ranked Funds	₹660 Cr

Historical NAV & returns

NAV: ₹31.5544 as on Oct 20, 2025

This fund Category average

LIC MF Dividend Yield Fund overview

AUM (Fund size)	₹660 Cr
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.!
Lock-in Period	Nil
Age	6 yrs 10 m since Dec 03, 2018
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.33% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

LIC MF Dividend Yield Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	3.16%	2.64%
3 Months	3.34%	2.93%
6 Months	10.15%	9.1%
1 Year	6.5%	3.99%
2 Years	27.17%	20.83%
3 Years	21.91%	18.72%
4 Years	16.37%	13.91%
5 Years	22.16%	22.31%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 48.16%

Mid Cap 14.94%

Small Cap 34.88%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.68%

ICICI Bank Ltd.3.54%

Kotak Mahindra Bank Ltd.2.96%

Axis Bank Ltd.2.69%

Top sectors

Financial 22.939999999999998%

Capital Goods 14.48%

Consumer Staples 10.209999999999999%

Automobile 8.059999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 2.13303367%

Other Holdings

Others 2.13%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Dividend Yield Fund	3.16%	10.15%	6.5%	21.91%	22.16%	N.A.
ICICI Prudential India Opportunities Fund	3.01%	8.74%	8.97%	23.08%	32.63%	13.86%
ICICI Prudential Dividend Yield Equity Fund	2.75%	8.7%	7.93%	24.05%	29.89%	16.07%
ICICI Prudential Value Fund	3.17%	9.21%	8.13%	22.1%	26.81%	15.51%
SBI Contra Fund	3.39%	7.19%	3.22%	20.42%	29.54%	16.14%
ICICI Prudential India Equity FOF	2.88%	8.41%	7.12%	21.6%	26.52%	12.27%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Dividend Yield Fund	15.0	1.08	0.94	1.4
ICICI Prudential India Opportunities Fund	11.51	0.82	1.32	2.34
ICICI Prudential Dividend Yield Equity Fund	12.13	0.86	1.33	2.07
ICICI Prudential Value Fund	11.19	0.79	1.28	2.23
SBI Contra Fund	12.19	0.89	1.05	1.68
ICICI Prudential India Equity FOF	11.73	0.87	1.17	1.88

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Dividend Yield Fund	N.A.	660 Cr	6 yrs 10 m	2.33%
ICICI Prudential India Opportunities Fund	N.A.	30,802 Cr	6 yrs 10 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,936 Cr	11 yrs 6 m	1.81%
ICICI Prudential Value Fund	N.A.	55,445 Cr	21 yrs 3 m	1.5%
SBI Contra Fund	N.A.	47,205 Cr	20 yrs 5 m	1.5%
ICICI Prudential India Equity FOF	N.A.	229 Cr	5 yrs 8 m	1.21%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.77 vs. 4.37 Underperformed at beating benchmark
Sharpe	0.94 vs. 4.77 Poor risk-adjusted returns
Beta	1.08 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	15.0 vs. 8.76 More volatile performance

Compare LIC MF Dividend Yield Fund in detail with

About this fund

About LIC MF Dividend Yield Fund

LIC MF Dividend Yield Fund is a Strategy mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 6 yrs 10 m, having been launched on 03/12/2018. LIC MF Dividend Yield Fund has ₹660 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Dividend Yield Fund as of 20/10/2025 is ₹31.55. The fund has an expense ratio of 2.33%, which is higher than what most other Strategy funds charge.

LIC MF Dividend Yield Fund returns of last 1-year are -0.37%. Since launch, it has delivered 18.92% average annual returns. The fund has doubled the money invested in it every 4 yrs.
LIC MF Dividend Yield Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Capital Goods, Consumer Staples, Automobile, Services sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd., Axis Bank Ltd., Interglobe Aviation Ltd..

...

Fund AUM	660 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Dikshit Mittal

Mr. Mittal is a MBA (Finance) - ICFAI Busines School, Hyderabad. B-Tech (Chemical) - Punjab Technical University. Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with Subhkam Ventures Pvt. Limited. SBI Capital Securities and Alchemy Shares and Stock Brokers.

Karan Doshi

Mr. Doshi is a Bachelor of Engineering, MMS (Finance) Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Investment objective

The scheme seeks to provide long term capital appreciation and dividend distribution by investing predominantly in dividend yielding equity and equity related instruments.

LIC Mutual Fund details

No. of schemes	30 view all schemes
Total AUM	41,742 Cr as on Sep 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,025 Cr	4.77%	31.34%
LIC MF Small Cap Fund	N.A.	632 Cr	-1.39%	27.78%
LIC MF Midcap Fund	N.A.	335 Cr	2.8%	22.25%
LIC MF Large & Mid Cap Fund	N.A.	3,047 Cr	3.71%	20.1%
LIC MF Value Fund	N.A.	195 Cr	0.44%	19.06%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Dividend Yield Fund?

The current Net Asset Value (NAV) of the LIC MF Dividend Yield Fund plan is approximately ₹31.5544 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The LIC MF Dividend Yield Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 18.34% since inception.

LIC MF Dividend Yield Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.5%	21.91%	22.16%	18.34%

How much does this mutual fund charge as expense ratio?

The LIC MF Dividend Yield Fund has an expense ratio of 2.33%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The LIC MF Dividend Yield Fund currently has assets under management (AUM) or fund size valued at approximately 660 Cr as on Sep 30, 2025.

What are the top stock holdings of LIC MF Dividend Yield Fund?

The LIC MF Dividend Yield Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.68%
ICICI Bank Ltd.	3.54%
Kotak Mahindra Bank Ltd.	2.96%
Axis Bank Ltd.	2.69%
Interglobe Aviation Ltd.	2.65%
Tata Consultancy Services Ltd.	2.4%
Avalon Technologies Ltd.	2.36%
Bharat Electronics Ltd.	2.32%
LTIMindtree Ltd.	2.2%
Garware Hi-Tech Films Ltd.	2.07%

What are the top sectors LIC MF Dividend Yield Fund has invested in?

The LIC MF Dividend Yield Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	22.939999999999998%
Capital Goods	14.48%
Consumer Staples	10.209999999999999%
Automobile	8.059999999999999%
Services	8.01%
Technology	5.890000000000001%
Healthcare	5.78%
Energy	4.33%
Metals & Mining	4.08%
Materials	3.96%

What is risk level of LIC MF Dividend Yield Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in LIC MF Dividend Yield Fund?

Redeeming your investments in the LIC MF Dividend Yield Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 5 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.