LIC MF Dividend Yield Fund

Q: What are the returns of this mutual fund scheme?

The LIC MF Dividend Yield Fund is a 7 yrs 2 m old fund and has delivered average annual returns of 16.41% since inception. LIC MF Dividend Yield Fund Returns 1-Year 3-Year 5-Year Since Inception 5.05% 19.64% 16.22% 16.41%

Q: How much does this mutual fund charge as expense ratio?

The LIC MF Dividend Yield Fund has an expense ratio of 2.33% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹29.4713-0.92% 1 day change	16.41% p.a.	App exclusive #NA View Ranked Funds	₹689 Cr

Historical NAV & returns

NAV: ₹29.4713 as on Feb 02, 2026

This fund Category average

LIC MF Dividend Yield Fund overview

AUM (Fund size)	₹689 Cr
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.!
Lock-in Period	Nil
Age	7 yrs 2 m since Dec 03, 2018
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.33% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

LIC MF Dividend Yield Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-5.1%	-8.79%
3 Months	-7.53%	-8.32%
6 Months	-2.53%	-5.01%
1 Year	5.05%	0.77%
2 Years	8.89%	3.92%
3 Years	19.64%	13.52%
4 Years	14.13%	9.99%
5 Years	16.22%	12.72%
7 Years	16.6%	13.71%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 50.46%

Mid Cap 13.19%

Small Cap 35.02%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.82%

Tata Consultancy Services Ltd.3.71%

ICICI Bank Ltd.3.62%

Kotak Mahindra Bank Ltd.3.39%

Top sectors

Financial 24.32%

Capital Goods 13.540000000000001%

Consumer Staples 11.03%

Automobile 9.71%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 1.37329758%

Other Holdings

Others 1.37%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Dividend Yield Fund	-5.1%	-2.53%	5.05%	19.64%	16.22%	N.A.
ICICI Prudential India Opportunities Fund	-3.02%	5.18%	11.87%	22.83%	24.41%	13.86%
ICICI Prudential Value Fund	-3.55%	3.69%	11.27%	19.95%	20.57%	16.67%
ICICI Prudential Dividend Yield Equity Fund	-3.71%	3.15%	10.38%	22.01%	23.15%	17.4%
ICICI Prudential Diversified Equity All Cap Omni FoF	-4.85%	1.14%	8.2%	20.31%	19.81%	11.98%
SBI Contra Fund	-3.77%	1.88%	6.55%	19.59%	21.15%	17.19%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Dividend Yield Fund	15.2	1.13	0.88	1.38
ICICI Prudential India Opportunities Fund	11.3	0.83	1.35	2.2
ICICI Prudential Value Fund	11.09	0.81	1.18	2.0
ICICI Prudential Dividend Yield Equity Fund	11.93	0.87	1.26	1.98
ICICI Prudential Diversified Equity All Cap Omni FoF	11.66	0.89	1.16	1.79
SBI Contra Fund	12.07	0.91	1.07	1.65

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Dividend Yield Fund	N.A.	689 Cr	7 yrs 2 m	2.33%
ICICI Prudential India Opportunities Fund	N.A.	34,779 Cr	7 yrs 1 m	1.57%
ICICI Prudential Value Fund	N.A.	61,272 Cr	21 yrs 6 m	1.48%
ICICI Prudential Dividend Yield Equity Fund	N.A.	6,400 Cr	11 yrs 9 m	1.8%
ICICI Prudential Diversified Equity All Cap Omni FoF	N.A.	258 Cr	5 yrs 11 m	1.02%
SBI Contra Fund	N.A.	49,967 Cr	20 yrs 8 m	1.5%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.25 vs. 4.3 Underperformed at beating benchmark
Sharpe	0.88 vs. 4.6 Poor risk-adjusted returns
Beta	1.13 vs. 0.75 More sensitive to market's ups & downs
Standard deviation	15.2 vs. 8.85 More volatile performance

Compare LIC MF Dividend Yield Fund in detail with

About this fund

About LIC MF Dividend Yield Fund

LIC MF Dividend Yield Fund is a Strategy mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 7 yrs 2 m, having been launched on 03/12/2018. LIC MF Dividend Yield Fund has ₹689 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Dividend Yield Fund as of 02/02/2026 is ₹29.47. The fund has an expense ratio of 2.33%, which is higher than what most other Strategy funds charge.

LIC MF Dividend Yield Fund returns of last 1-year are 3.94%. Since launch, it has delivered 16.88% average annual returns. The fund has doubled the money invested in it every 4 yrs.
LIC MF Dividend Yield Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Capital Goods, Consumer Staples, Automobile, Technology sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Tata Consultancy Services Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd., Axis Bank Ltd..

...

Fund AUM	689 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Dikshit Mittal

Mr. Mittal is a MBA (Finance) - ICFAI Busines School, Hyderabad. B-Tech (Chemical) - Punjab Technical University. Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with Subhkam Ventures Pvt. Limited. SBI Capital Securities and Alchemy Shares and Stock Brokers.

Karan Doshi

Mr. Doshi is a Bachelor of Engineering, MMS (Finance) Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Investment objective

The scheme seeks to provide long term capital appreciation and dividend distribution by investing predominantly in dividend yielding equity and equity related instruments.

LIC Mutual Fund details

No. of schemes	32 view all schemes
Total AUM	44,894 Cr as on Dec 31, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,003 Cr	8.81%	23.34%
LIC MF Small Cap Fund	N.A.	619 Cr	-7.84%	19.38%
LIC MF Midcap Fund	N.A.	346 Cr	0.48%	15.17%
LIC MF Large & Mid Cap Fund	N.A.	3,116 Cr	3.98%	14.54%
LIC MF Value Fund	N.A.	199 Cr	-0.3%	13.44%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Dividend Yield Fund?

The current Net Asset Value (NAV) of the LIC MF Dividend Yield Fund plan is approximately ₹29.4713 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The LIC MF Dividend Yield Fund is a 7 yrs 2 m old fund and has delivered average annual returns of 16.41% since inception.

LIC MF Dividend Yield Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.05%	19.64%	16.22%	16.41%

How much does this mutual fund charge as expense ratio?

The LIC MF Dividend Yield Fund has an expense ratio of 2.33%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The LIC MF Dividend Yield Fund currently has assets under management (AUM) or fund size valued at approximately 689 Cr as on Dec 31, 2025.

What are the top stock holdings of LIC MF Dividend Yield Fund?

The LIC MF Dividend Yield Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.82%
Tata Consultancy Services Ltd.	3.71%
ICICI Bank Ltd.	3.62%
Kotak Mahindra Bank Ltd.	3.39%
Axis Bank Ltd.	2.9%
ITC Ltd.	2.44%
Bharat Electronics Ltd.	2.4%
Allied Blenders And Distillers Ltd.	2.34%
Interglobe Aviation Ltd.	2.3%
Garware Hi-Tech Films Ltd.	2.09%

What are the top sectors LIC MF Dividend Yield Fund has invested in?

The LIC MF Dividend Yield Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	24.32%
Capital Goods	13.540000000000001%
Consumer Staples	11.03%
Automobile	9.71%
Technology	7.53%
Services	6.68%
Healthcare	5.98%
Energy	4.04%
Materials	3.8%
Consumer Discretionary	3.34%

What is risk level of LIC MF Dividend Yield Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in LIC MF Dividend Yield Fund?

Redeeming your investments in the LIC MF Dividend Yield Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.