Q: What are the returns of LIC MF Balanced Advantage Fund?

The LIC MF Balanced Advantage Fund is a 3 yrs 6 m old fund and has delivered average annual returns of 10.78% since inception. LIC MF Balanced Advantage Fund Returns 1-Year 3-Year Since Inception 12.78% 12.57% 10.78%

Question 1

What is the current NAV of LIC MF Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the LIC MF Balanced Advantage Fund - Direct Growth plan is approximately ₹14.2518 as of Apr 23, 2025.

Question 2

What are the returns of LIC MF Balanced Advantage Fund?

Accepted Answer

The LIC MF Balanced Advantage Fund is a 3 yrs 6 m old fund and has delivered average annual returns of 10.78% since inception.

LIC MF Balanced Advantage Fund Returns

1-Year	3-Year	Since Inception
12.78%	12.57%	10.78%

Question 3

How much does LIC MF Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The LIC MF Balanced Advantage Fund - Direct Growth has an expense ratio of 0.8%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of LIC MF Balanced Advantage Fund?

Accepted Answer

The LIC MF Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹757 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of LIC MF Balanced Advantage Fund?

Accepted Answer

The LIC MF Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.18%
Reliance Industries Ltd.	4.35%
Tata Consultancy Services Ltd.	4.04%
Kotak Mahindra Bank Ltd.	3.06%
State Bank of India	3.02%
ICICI Bank Ltd.	2.99%
Infosys Ltd.	2.26%
Axis Bank Ltd.	1.9%
Shakti Pumps (India) Ltd.	1.77%
Larsen & Toubro Ltd.	1.75%

Question 6

What are the top sectors LIC MF Balanced Advantage Fund has invested in?

Accepted Answer

The LIC MF Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.18%
Reliance Industries Ltd.	4.35%
Tata Consultancy Services Ltd.	4.04%
Kotak Mahindra Bank Ltd.	3.06%
State Bank of India	3.02%
ICICI Bank Ltd.	2.99%
Infosys Ltd.	2.26%
Axis Bank Ltd.	1.9%
Shakti Pumps (India) Ltd.	1.77%
Larsen & Toubro Ltd.	1.75%

Question 7

To whom does LIC MF Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of LIC MF Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	13.27%
Jamnagar Utilities and Power Pvt. Ltd.	6.83%

Question 8

What is the quality of borrowers LIC MF Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The LIC MF Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	13.27%
Jamnagar Utilities and Power Pvt. Ltd.	6.83%

Question 9

What is the risk level of LIC MF Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in LIC MF Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in LIC MF Balanced Advantage Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for LIC MF Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in LIC MF Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in LIC MF Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in LIC MF Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in LIC MF Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

VRO rating	3
Expense ratio	0.8% as on Mar 31, 2025
Exit load	1.0% Exit load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹757 Crs
Lock-in	No Lockin
Age	3 yrs 6 m since Oct 20, 2021
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High

Period	This fund	Category average
1 month	1.61%	2.37%
3 months	3.62%	3.56%
6 months	3.15%	0.88%
1 year	12.78%	9.57%
3 years	12.57%	13.45%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
LIC MF Balanced Advantage Fund	N.A.	₹757 Crs	3 yrs 6 m	0.8%
Tata Balanced Advantage Fund	N.A.	₹10,075 Crs	6 yrs 3 m	0.36%
ICICI Prudential Balanced Advantage Fund	N.A.	₹60,591 Crs	12 yrs 3 m	0.92%
Nippon India Balanced Advantage Fund	N.A.	₹8,808 Crs	12 yrs 3 m	0.59%
Edelweiss Balanced Advantage Fund	N.A.	₹12,240 Crs	12 yrs 3 m	0.51%
Sundaram Balanced Advantage Fund	N.A.	₹1,491 Crs	12 yrs 3 m	0.69%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Balanced Advantage Fund	1.61%	3.15%	12.78%	12.57%	N.A.	N.A.
Tata Balanced Advantage Fund	1.7%	0.4%	7.35%	12.66%	16.86%	8.21%
ICICI Prudential Balanced Advantage Fund	3.22%	3.11%	11.35%	13.82%	18.2%	12.05%
Nippon India Balanced Advantage Fund	2.74%	2.45%	10.85%	14.39%	17.63%	11.26%
Edelweiss Balanced Advantage Fund	1.65%	-0.21%	8.27%	13.27%	17.98%	11.58%
Sundaram Balanced Advantage Fund	2.6%	0.43%	10.72%	12.98%	15.96%	10.81%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Balanced Advantage Fund	8.05	0.72	0.62	1.06
Tata Balanced Advantage Fund	7.2	0.67	0.74	1.26
ICICI Prudential Balanced Advantage Fund	5.7	0.52	1.03	1.83
Nippon India Balanced Advantage Fund	7.51	0.7	0.86	1.47
Edelweiss Balanced Advantage Fund	8.79	0.82	0.65	1.1
Sundaram Balanced Advantage Fund	8.11	0.76	0.62	1.13

LIC MF Balanced Advantage Fund Direct - Growth

Historical NAV & returns

LIC MF Balanced Advantage Fund overview

LIC MF Balanced Advantage Fund Returns calculator

Trailing returns as on Apr 08, 2025

Asset allocationas on Mar 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare LIC MF Balanced Advantage Fund in detail with

About this fund

About LIC MF Balanced Advantage Fund

Fund managers

Investment objective

LIC Mutual Fund details

More funds from LIC Mutual Fund

Frequently asked questions

LIC MF Balanced Advantage Fund Returns

ET Money rank

Alpha	1.3 vs. 3.16 Underperformed at beating benchmark
Sharpe	0.62 vs. 3.26 Poor risk-adjusted returns
Beta	0.72 vs. 0.7 More sensitive to market's ups & downs
Standard deviation	8.05 vs. 5.84 More volatile performance

Fund AUM	₹757 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	25 view all schemes
Total AUM	₹36,564 Crs as on Mar 31, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
LIC MF Aggressive Hybrid Fund	N.A.	₹497 Crs	9.53%	16.61%
LIC MF Conservative Hybrid Fund	N.A.	₹50 Crs	10.11%	8.19%
LIC MF Arbitrage Fund	N.A.	₹329 Crs	7.59%	5.73%
LIC MF Multi Asset Allocation Fund	N.A.	₹500 Crs	N.A.	N.A.

Sector	Percentage of Portfolio
Financial	22.19%
Technology	8.96%
Capital Goods	8.490000000000002%
Energy	6.89%
Healthcare	5.14%
Automobile	3.04%
Materials	2.9%
Consumer Staples	2.66%
Construction	2.29%
Metals & Mining	2.2199999999999998%

Credit Quality	Percentage of Portfolio
SOV	13.25790695%
Cash & Call Money	8.63140634%
Cash	7.31173125%