Q: What are the returns of LIC MF Balanced Advantage Fund?

The LIC MF Balanced Advantage Fund is a 3 yrs 9 m old fund and has delivered average annual returns of 11.21% since inception. LIC MF Balanced Advantage Fund Returns 1-Year 3-Year Since Inception 8.94% 13.68% 11.21%

Question 1

What is the current NAV of LIC MF Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the LIC MF Balanced Advantage Fund - Direct Growth plan is approximately ₹14.8304 as of Jul 21, 2025.

Question 2

What are the returns of LIC MF Balanced Advantage Fund?

Accepted Answer

The LIC MF Balanced Advantage Fund is a 3 yrs 9 m old fund and has delivered average annual returns of 11.21% since inception.

LIC MF Balanced Advantage Fund Returns

1-Year	3-Year	Since Inception
8.94%	13.68%	11.21%

Question 3

How much does LIC MF Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The LIC MF Balanced Advantage Fund - Direct Growth has an expense ratio of 0.76%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of LIC MF Balanced Advantage Fund?

Accepted Answer

The LIC MF Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹831 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of LIC MF Balanced Advantage Fund?

Accepted Answer

The LIC MF Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.31%
Reliance Industries Ltd.	4.15%
Tata Consultancy Services Ltd.	3.53%
ICICI Bank Ltd.	2.92%
State Bank of India	2.7%
Kotak Mahindra Bank Ltd.	2.67%
Infosys Ltd.	2.05%
Axis Bank Ltd.	2.05%
Garware Hi-Tech Films Ltd.	1.88%
Larsen & Toubro Ltd.	1.71%

Question 6

What are the top sectors LIC MF Balanced Advantage Fund has invested in?

Accepted Answer

The LIC MF Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.31%
Reliance Industries Ltd.	4.15%
Tata Consultancy Services Ltd.	3.53%
ICICI Bank Ltd.	2.92%
State Bank of India	2.7%
Kotak Mahindra Bank Ltd.	2.67%
Infosys Ltd.	2.05%
Axis Bank Ltd.	2.05%
Garware Hi-Tech Films Ltd.	1.88%
Larsen & Toubro Ltd.	1.71%

Question 7

To whom does LIC MF Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of LIC MF Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	13.73%
Jamnagar Utilities and Power Pvt. Ltd.	6.37%

Question 8

What is the quality of borrowers LIC MF Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The LIC MF Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	13.73%
Jamnagar Utilities and Power Pvt. Ltd.	6.37%

Question 9

What is the risk level of LIC MF Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in LIC MF Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in LIC MF Balanced Advantage Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for LIC MF Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in LIC MF Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in LIC MF Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in LIC MF Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in LIC MF Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.76% as on May 31, 2025
Exit load	1.0% Exit load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹831 Cr
Lock-in Period	Nil
Age	3 yrs 9 m since Oct 20, 2021
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High

Period	This fund	Category average
1 Month	-0.08%	0.13%
3 Months	4.38%	4.29%
6 Months	7.28%	7.35%
1 Year	8.94%	6.14%
2 Years	12.99%	15.28%
3 Years	13.68%	14.91%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Balanced Advantage Fund	N.A.	831 Cr	3 yrs 9 m	0.76%
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 6 m	0.42%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	12 yrs 6 m	0.85%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	12 yrs 6 m	1.09%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	12 yrs 6 m	0.55%
Axis Balanced Advantage Fund	N.A.	2,935 Cr	8 yrs	0.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Balanced Advantage Fund	-0.08%	7.28%	8.94%	13.68%	N.A.	N.A.
Tata Balanced Advantage Fund	0.22%	6.29%	4.67%	13.76%	14.98%	8.6%
ICICI Prudential Balanced Advantage Fund	-0.31%	8.4%	8.31%	14.42%	15.52%	11.85%
Franklin India Dynamic Asset Allocation FoF	-0.18%	7.03%	6.92%	15.92%	20.02%	11.21%
Nippon India Balanced Advantage Fund	0.16%	7.19%	6.06%	14.81%	15.64%	10.79%
Axis Balanced Advantage Fund	-0.3%	6.27%	7.44%	16.24%	14.77%	8.8%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Balanced Advantage Fund	7.81	0.74	1.06	1.54
Tata Balanced Advantage Fund	6.8	0.67	1.2	1.78
ICICI Prudential Balanced Advantage Fund	5.65	0.54	1.49	2.24
Franklin India Dynamic Asset Allocation FoF	6.73	0.64	1.54	2.2
Nippon India Balanced Advantage Fund	7.26	0.71	1.25	1.75
Axis Balanced Advantage Fund	7.79	0.74	1.35	1.97

LIC MF Balanced Advantage Fund Direct - Growth

Historical NAV & returns

LIC MF Balanced Advantage Fund overview

LIC MF Balanced Advantage Fund Returns calculator

Trailing returns as on Jun 12, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare LIC MF Balanced Advantage Fund in detail with

About this fund

About LIC MF Balanced Advantage Fund

Fund managers

Investment objective

LIC Mutual Fund details

More funds from LIC Mutual Fund

Frequently asked questions

LIC MF Balanced Advantage Fund Returns

ET Money rank

Alpha	1.02 vs. 4.2 Underperformed at beating benchmark
Sharpe	1.06 vs. 3.98 Poor risk-adjusted returns
Beta	0.74 vs. 0.88 Less sensitive to market ups & downs
Standard deviation	7.81 vs. 5.6 More volatile performance

Fund AUM	831 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	26 view all schemes
Total AUM	38,854 Cr as on Jun 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Aggressive Hybrid Fund	N.A.	530 Cr	6.25%	15.35%
LIC MF Conservative Hybrid Fund	N.A.	50 Cr	6.59%	7.31%
LIC MF Arbitrage Fund	N.A.	168 Cr	7.22%	5.9%
LIC MF Multi Asset Allocation Fund	N.A.	577 Cr	N.A.	N.A.

Sector	Percentage of Portfolio
Financial	24.22%
Technology	9.17%
Capital Goods	7.73%
Energy	6.620000000000001%
Healthcare	5.64%
Consumer Staples	3.58%
Materials	3.4299999999999997%
Automobile	3.23%
Construction	3.2199999999999998%
Communication	1.9%

Credit Quality	Percentage of Portfolio
SOV	13.72843422%
Cash	7.66889996%
AAA	6.3723187%