Question 1

What is the current NAV of LIC MF Multi Asset Allocation Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the LIC MF Multi Asset Allocation Fund - Direct Growth plan is approximately ₹12.0334 as of Feb 02, 2026.

Question 2

How much does this mutual fund charge as expense ratio?

Accepted Answer

The LIC MF Multi Asset Allocation Fund - Direct Growth has an expense ratio of 0.66%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 3

What is the AUM or fund size of this mutual fund?

Accepted Answer

The LIC MF Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately 904 Cr as on Dec 31, 2025.

Question 4

What are the top stock holdings of LIC MF Multi Asset Allocation Fund?

Accepted Answer

The LIC MF Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Bharti Airtel Ltd.	2.52%
HDFC Bank Ltd.	2.33%
Axis Bank Ltd.	1.68%
Tata Consultancy Services Ltd.	1.55%
ITC Ltd.	1.51%
Larsen & Toubro Ltd.	1.5%
Kotak Mahindra Bank Ltd.	1.49%
Infosys Ltd.	1.45%
Reliance Industries Ltd.	1.44%
Apollo Hospitals Enterprise Ltd.	1.43%

Question 5

What are the top sectors LIC MF Multi Asset Allocation Fund has invested in?

Accepted Answer

The LIC MF Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	2.52%
HDFC Bank Ltd.	2.33%
Axis Bank Ltd.	1.68%
Tata Consultancy Services Ltd.	1.55%
ITC Ltd.	1.51%
Larsen & Toubro Ltd.	1.5%
Kotak Mahindra Bank Ltd.	1.49%
Infosys Ltd.	1.45%
Reliance Industries Ltd.	1.44%
Apollo Hospitals Enterprise Ltd.	1.43%

Question 6

To whom does LIC MF Multi Asset Allocation Fund lend to?

Accepted Answer

The top 3 debt holdings of LIC MF Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
GOI	6.33%
Maharashtra State	1.16%
Nuclear Power Corpn. Of India Ltd.	0.59%

Question 7

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The LIC MF Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	6.33%
Maharashtra State	1.16%
Nuclear Power Corpn. Of India Ltd.	0.59%

Question 8

What is risk level of LIC MF Multi Asset Allocation Fund?

Accepted Answer

This is a Multi Asset Allocation fund comes with Very High risk.

Question 9

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 10

How do I invest in LIC MF Multi Asset Allocation Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for LIC MF Multi Asset Allocation Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the LIC MF Multi Asset Allocation Fund is complete.

Question 11

How can I redeem my investments in LIC MF Multi Asset Allocation Fund?

Accepted Answer

Redeeming your investments in the LIC MF Multi Asset Allocation Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.66% as on Feb 02, 2026
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹904 Cr
Lock-in Period	Nil
Age	1 yrs since Jan 24, 2025
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High

Period	This fund	Category average
1 Month	-2.99%	-1.22%
3 Months	-1.42%	2.21%
6 Months	6.62%	8.07%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Multi Asset Allocation Fund	-2.99%	6.62%	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Multi Asset Fund	-2.19%	7.57%	14.7%	19.7%	20.95%	17.82%
Nippon India Multi Asset Allocation Fund	-0.58%	11.43%	22.85%	21.84%	17.77%	10.04%
ICICI Prudential Dynamic Asset Allocation Active FoF	-2.04%	2.44%	9.92%	14.27%	13.42%	13.72%
Kotak Multi Asset Omni FoF	-2.27%	8.93%	16.46%	19.42%	18.74%	16.5%
SBI Multi Asset Allocation Fund	-0.48%	10.9%	19.94%	20.04%	15.69%	12.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Multi Asset Allocation Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Multi Asset Fund	6.64	0.7	1.93	2.93
Nippon India Multi Asset Allocation Fund	7.42	0.81	2.08	2.94
ICICI Prudential Dynamic Asset Allocation Active FoF	5.33	0.54	1.44	2.05
Kotak Multi Asset Omni FoF	7.92	0.89	1.75	2.12
SBI Multi Asset Allocation Fund	6.48	0.69	2.04	3.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Multi Asset Allocation Fund	N.A.	904 Cr	1 yrs	0.66%
ICICI Prudential Multi Asset Fund	N.A.	78,179 Cr	13 yrs 1 m	0.65%
Nippon India Multi Asset Allocation Fund	N.A.	10,661 Cr	5 yrs 5 m	0.26%
ICICI Prudential Dynamic Asset Allocation Active FoF	N.A.	29,170 Cr	13 yrs 1 m	0.25%
Kotak Multi Asset Omni FoF	N.A.	2,255 Cr	13 yrs 1 m	0.39%
SBI Multi Asset Allocation Fund	N.A.	13,033 Cr	13 yrs 1 m	0.58%

LIC MF Multi Asset Allocation Fund Direct-Growth

Historical NAV & returns

LIC MF Multi Asset Allocation Fund overview

LIC MF Multi Asset Allocation Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About LIC MF Multi Asset Allocation Fund

Fund managers

Investment objective

LIC Mutual Fund details

More funds from LIC Mutual Fund

Frequently asked questions

ET Money rank

Fund AUM	904 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	32 view all schemes
Total AUM	44,894 Cr as on Dec 31, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Aggressive Hybrid Fund	N.A.	534 Cr	7.22%	10.72%
LIC MF Equity Savings Fund	N.A.	36 Cr	7.7%	8.17%
LIC MF Balanced Advantage Fund	N.A.	742 Cr	5.35%	N.A.
LIC MF Conservative Hybrid Fund	N.A.	49 Cr	5.3%	6.57%
LIC MF Arbitrage Fund	N.A.	259 Cr	6.69%	6.27%

Sector	Percentage of Portfolio
Financial	12.219999999999999%
Consumer Staples	8.870000000000001%
Automobile	5.78%
Capital Goods	5.35%
Chemicals	5.180000000000001%
Healthcare	4.76%
Technology	3.6799999999999997%
Consumer Discretionary	3.3%
Materials	3.02%
Services	2.75%

Credit Quality	Percentage of Portfolio
SOV	7.49%
Cash & Call Money	6.49%
AAA	2.03%