Question 1

What is the current NAV of LIC MF Multi Asset Allocation Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the LIC MF Multi Asset Allocation Fund - Direct Growth plan is approximately ₹12.2434 as of Oct 20, 2025.

Question 2

How much does this mutual fund charge as expense ratio?

Accepted Answer

The LIC MF Multi Asset Allocation Fund - Direct Growth has an expense ratio of 0.61%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 3

What is the AUM or fund size of this mutual fund?

Accepted Answer

The LIC MF Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately 731 Cr as on Sep 30, 2025.

Question 4

What are the top stock holdings of LIC MF Multi Asset Allocation Fund?

Accepted Answer

The LIC MF Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Bharti Airtel Ltd.	2.13%
ITC Ltd.	1.86%
Axis Bank Ltd.	1.86%
Kotak Mahindra Bank Ltd.	1.67%
State Bank of India	1.53%
SBI Cards And Payment Services Ltd.	1.52%
Allied Blenders And Distillers Ltd.	1.48%
Hero Motocorp Ltd.	1.48%
Bharat Electronics Ltd.	1.45%
Grasim Industries Ltd.	1.42%

Question 5

What are the top sectors LIC MF Multi Asset Allocation Fund has invested in?

Accepted Answer

The LIC MF Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	2.13%
ITC Ltd.	1.86%
Axis Bank Ltd.	1.86%
Kotak Mahindra Bank Ltd.	1.67%
State Bank of India	1.53%
SBI Cards And Payment Services Ltd.	1.52%
Allied Blenders And Distillers Ltd.	1.48%
Hero Motocorp Ltd.	1.48%
Bharat Electronics Ltd.	1.45%
Grasim Industries Ltd.	1.42%

Question 6

To whom does LIC MF Multi Asset Allocation Fund lend to?

Accepted Answer

The top 3 debt holdings of LIC MF Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
GOI	6.41%
Maharashtra State	1.41%
Nuclear Power Corpn. Of India Ltd.	0.72%

Question 7

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The LIC MF Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	6.41%
Maharashtra State	1.41%
Nuclear Power Corpn. Of India Ltd.	0.72%

Question 8

What is risk level of LIC MF Multi Asset Allocation Fund?

Accepted Answer

This is a Multi Asset Allocation fund comes with Very High risk.

Question 9

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 10

How do I invest in LIC MF Multi Asset Allocation Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for LIC MF Multi Asset Allocation Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the LIC MF Multi Asset Allocation Fund is complete.

Question 11

How can I redeem my investments in LIC MF Multi Asset Allocation Fund?

Accepted Answer

Redeeming your investments in the LIC MF Multi Asset Allocation Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.61% as on Sep 30, 2025
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹731 Cr
Lock-in Period	Nil
Age	9 m since Jan 24, 2025
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High

Period	This fund	Category average
1 Month	4.1%	2.95%
3 Months	7.67%	5.58%
6 Months	13.43%	10.59%

Fund AUM	731 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	30 view all schemes
Total AUM	41,742 Cr as on Sep 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Aggressive Hybrid Fund	N.A.	522 Cr	7.75%	14.94%
LIC MF Equity Savings Fund	N.A.	30 Cr	11.48%	11.22%
LIC MF Balanced Advantage Fund	N.A.	804 Cr	7.88%	N.A.
LIC MF Conservative Hybrid Fund	N.A.	49 Cr	5.92%	7.27%
LIC MF Arbitrage Fund	N.A.	225 Cr	6.83%	6.03%

LIC MF Multi Asset Allocation Fund Direct-Growth

Historical NAV & returns

LIC MF Multi Asset Allocation Fund overview

LIC MF Multi Asset Allocation Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

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About LIC MF Multi Asset Allocation Fund

Fund managers

Investment objective

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ET Money rank

Sector	Percentage of Portfolio
Financial	14.070000000000002%
Capital Goods	7.700000000000001%
Consumer Staples	7.08%
Healthcare	6.04%
Automobile	5.48%
Chemicals	4.16%
Technology	3.3200000000000003%
Energy	3.25%
Materials	2.74%
Consumer Discretionary	2.35%

Credit Quality	Percentage of Portfolio
SOV	7.82377629%
Cash & Call Money	4.08069032%
AAA	1.41649976%