Q: What are the returns of Kotak Balanced Advantage Fund?

The Kotak Balanced Advantage Fund is a 7 yrs 1 m old fund and has delivered average annual returns of 11.84% since inception. Kotak Balanced Advantage Fund Returns 1-Year 3-Year 5-Year Since Inception 3.03% 12.53% 13.23% 11.84%

Question 1

What is the current NAV of Kotak Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Kotak Balanced Advantage Fund - Direct Growth plan is approximately ₹22.147 as of Sep 03, 2025.

Question 2

What are the returns of Kotak Balanced Advantage Fund?

Accepted Answer

The Kotak Balanced Advantage Fund is a 7 yrs 1 m old fund and has delivered average annual returns of 11.84% since inception.

Kotak Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	Since Inception
3.03%	12.53%	13.23%	11.84%

Question 3

How much does Kotak Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The Kotak Balanced Advantage Fund - Direct Growth has an expense ratio of 0.56%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Kotak Balanced Advantage Fund?

Accepted Answer

The Kotak Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹17,343 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Kotak Balanced Advantage Fund?

Accepted Answer

The Kotak Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ICICI Bank Ltd.	4.31%
Reliance Industries Ltd.	3.88%
HDFC Bank Ltd.	3.66%
State Bank of India	2.6%
Infosys Ltd.	2.54%
Bharti Airtel Ltd.	2.05%
Interglobe Aviation Ltd.	1.84%
Larsen & Toubro Ltd.	1.83%
ITC Ltd.	1.75%
Mahindra & Mahindra Ltd.	1.64%

Question 6

What are the top sectors Kotak Balanced Advantage Fund has invested in?

Accepted Answer

The Kotak Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
ICICI Bank Ltd.	4.31%
Reliance Industries Ltd.	3.88%
HDFC Bank Ltd.	3.66%
State Bank of India	2.6%
Infosys Ltd.	2.54%
Bharti Airtel Ltd.	2.05%
Interglobe Aviation Ltd.	1.84%
Larsen & Toubro Ltd.	1.83%
ITC Ltd.	1.75%
Mahindra & Mahindra Ltd.	1.64%

Question 7

To whom does Kotak Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of Kotak Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
National Housing Bank	1.28%
Telangana State Industrial Infrastructure Corporation Ltd.	1.11%
Bharti Telecom Ltd.	1.02%

Question 8

What is the quality of borrowers Kotak Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Kotak Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
National Housing Bank	1.28%
Telangana State Industrial Infrastructure Corporation Ltd.	1.11%
Bharti Telecom Ltd.	1.02%

Question 9

What is the risk level of Kotak Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in Kotak Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Kotak Balanced Advantage Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Kotak Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in Kotak Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in Kotak Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Kotak Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.56% as on Aug 31, 2025
Exit load	1.0% Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 180 days!
AUM (Fund size)	₹17,343 Cr
Lock-in Period	Nil
Age	7 yrs 1 m since Jul 13, 2018
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Very High

Period	This fund	Category average
1 Month	-0.3%	0.13%
3 Months	0.22%	1.05%
6 Months	10.6%	10.4%
1 Year	3.03%	2.24%
2 Years	12.93%	13.66%
3 Years	12.53%	13.11%
4 Years	10.48%	11.07%
5 Years	13.23%	14.38%
7 Years	11.97%	11.4%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Balanced Advantage Fund	N.A.	17,343 Cr	7 yrs 1 m	0.56%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	12 yrs 8 m	0.86%
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 7 m	0.43%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	12 yrs 8 m	1.08%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	12 yrs 8 m	0.55%
Axis Balanced Advantage Fund	N.A.	3,431 Cr	8 yrs 1 m	0.74%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Balanced Advantage Fund	-0.3%	10.6%	3.03%	12.53%	13.23%	N.A.
ICICI Prudential Balanced Advantage Fund	1.36%	11.33%	6.4%	13.62%	15.08%	12.4%
Tata Balanced Advantage Fund	-0.15%	8.2%	1.24%	12.03%	14.26%	8.46%
Franklin India Dynamic Asset Allocation FoF	-0.22%	8.69%	3.48%	14.17%	19.48%	11.54%
Nippon India Balanced Advantage Fund	0.63%	10.36%	3.14%	13.24%	14.94%	11.87%
Axis Balanced Advantage Fund	0.17%	8.26%	2.79%	14.48%	14.53%	8.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Balanced Advantage Fund	7.18	0.71	0.76	1.01
ICICI Prudential Balanced Advantage Fund	5.55	0.55	1.17	1.79
Tata Balanced Advantage Fund	6.6	0.67	0.76	1.22
Franklin India Dynamic Asset Allocation FoF	6.49	0.63	1.1	1.73
Nippon India Balanced Advantage Fund	7.03	0.71	0.86	1.35
Axis Balanced Advantage Fund	7.64	0.75	0.94	1.58

Kotak Balanced Advantage Fund Direct - Growth

Historical NAV & returns

Kotak Balanced Advantage Fund overview

Kotak Balanced Advantage Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Kotak Balanced Advantage Fund in detail with

About this fund

About Kotak Balanced Advantage Fund

Fund managers

Investment objective

Kotak Mahindra Mutual Fund details

More funds from Kotak Mahindra Mutual Fund

Frequently asked questions

Kotak Balanced Advantage Fund Returns

ET Money rank

Alpha	1.52 vs. 3.28 Underperformed at beating benchmark
Sharpe	0.76 vs. 3.56 Poor risk-adjusted returns
Beta	0.71 vs. 0.75 Less sensitive to market ups & downs
Standard deviation	7.18 vs. 5.63 More volatile performance

Fund AUM	17,343 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	82 view all schemes
Total AUM	5,26,213 Cr as on Jun 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

Fund name	ETM Rank	AUM	1Y	5Y
Kotak Multi Asset Omni FoF	N.A.	1,799 Cr	7.33%	20.61%
Kotak Equity Savings Fund	N.A.	8,254 Cr	4.35%	12.68%
Kotak Debt Hybrid Fund	N.A.	3,129 Cr	3.42%	11.98%
Kotak Multi Asset Allocation Fund	N.A.	7,947 Cr	6.36%	N.A.
Kotak Arbitrage Fund	N.A.	67,362 Cr	7.35%	6.49%

Sector	Percentage of Portfolio
Financial	16.04%
Energy	7.699999999999999%
Technology	6.73%
Services	5.390000000000001%
Automobile	5.28%
Consumer Staples	4.04%
Healthcare	3.9699999999999993%
Construction	3.15%
Capital Goods	3.02%
Communication	2.92%

Credit Quality	Percentage of Portfolio
SOV	15.8980746%
Cash	10.79%
Cash & Call Money	4.690918%