Kotak Bond Fund

Q: What are the returns of this mutual fund scheme?

The Kotak Bond Fund is a 26 yrs 3 m old fund and has delivered average annual returns of 8.09% since inception. Kotak Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.19% 6.41% 4.94% 6.7% 8.09%

Q: How much does this mutual fund charge as expense ratio?

The Kotak Bond Fund has an expense ratio of 1.65% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹77.3585-0.29% 1 day change	8.09% p.a.	App exclusive #NA View Ranked Funds	₹2,064 Cr

Historical NAV & returns

NAV: ₹77.3585 as on Feb 02, 2026

This fund Category average

Kotak Bond Fund overview

AUM (Fund size)	₹2,064 Cr
Exit load	0%
Lock-in Period	Nil
Age	26 yrs 3 m since Oct 18, 1999
Benchmark	CRISIL Medium to Long Duration Debt A-III Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.65% as on Feb 01, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.35%	-0.19%
3 Months	-0.09%	0.09%
6 Months	-0.06%	0.31%
1 Year	4.19%	4.38%
2 Years	5.85%	5.88%
3 Years	6.41%	6.27%
4 Years	5.64%	5.61%
5 Years	4.94%	5.01%
7 Years	6.65%	6.32%
10 Years	6.7%	6.47%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 49.78520504%

AAA 24.24405479%

Cash & Call Money 21.54604496%

Others 0.2901826%

Top Debt Holdings

Bihar State 11.89%

Gujarat State 4.67%

Shivshakti Securitisation Trust 3.65%

Siddhivinayak Securitisation Trust 3.65%

Allocation by Instruments

GOI Securities 27.21248424%

State Development Loan 22.5727208%

Repo 18.27597713%

Bonds 9.72531442%

Other Holdings

Capital Infra Trust 3.77%

Others 2.23%

Indus Infra Trust 0.36%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Bond Fund	-0.35%	-0.06%	4.19%	6.41%	4.94%	6.7%
SBI Medium to Long Duration Fund	-0.26%	0.45%	4.61%	6.62%	5.62%	7.36%
ICICI Prudential Bond Fund	-0.18%	0.64%	5.65%	7.35%	5.94%	7.17%
LIC MF Medium to Long Duration Fund	-0.1%	0.17%	4.94%	6.85%	5.34%	6.32%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	0.07%	1.94%	6.78%	7.18%	5.85%	7.06%
Nippon India Medium to Long Duration Fund	-0.38%	-0.02%	3.71%	6.17%	5.09%	6.8%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Bond Fund	2.29	1.33	0.13	0.18
SBI Medium to Long Duration Fund	1.99	1.14	0.27	0.42
ICICI Prudential Bond Fund	1.98	1.12	0.61	0.78
LIC MF Medium to Long Duration Fund	2.34	1.32	0.32	0.47
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	1.2	N.A.	0.73	1.21
Nippon India Medium to Long Duration Fund	2.44	1.41	0.07	0.09

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Bond Fund	N.A.	2,064 Cr	26 yrs 3 m	1.65%
SBI Medium to Long Duration Fund	N.A.	2,159 Cr	27 yrs 3 m	1.49%
ICICI Prudential Bond Fund	N.A.	2,922 Cr	17 yrs 5 m	1.03%
LIC MF Medium to Long Duration Fund	N.A.	199 Cr	26 yrs 10 m	0.5%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	N.A.	1,351 Cr	19 yrs 1 m	0.42%
Nippon India Medium to Long Duration Fund	N.A.	390 Cr	28 yrs 1 m	1.53%

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.23 vs. 2.27 Underperformed at beating benchmark
Sharpe	0.13 vs. 1.85 Poor risk-adjusted returns
Beta	1.33 vs. 0.67 More sensitive to market's ups & downs
Standard deviation	2.29 vs. 2.03 More volatile performance

Compare Kotak Bond Fund in detail with

About this fund

About Kotak Bond Fund

Kotak Bond Fund is a Medium to Long Duration mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 26 yrs 3 m, having been launched on 18/10/1999. Kotak Bond Fund has ₹2,064 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Bond Fund as of 02/02/2026 is ₹77.36. The fund has an expense ratio of 1.65%, which is higher than what most other Medium To Long Duration funds charge.

Kotak Bond Fund returns of last 1-year are 4.26%. Since launch, it has delivered 8.12% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Kotak Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Bihar State, Gujarat State, Capital Infra Trust, Shivshakti Securitisation Trust, Siddhivinayak Securitisation Trust.

...

Fund AUM	2,064 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Investment objective

The scheme aims to create a portfolio of debt instruments of different maturities so as to spread the risk across a wide maturity horizon and different kind of issuers in the debt market. The wholesale plan is targeted at big ticket investors and corporate.

Kotak Mahindra Mutual Fund details

No. of schemes	84 view all schemes
Total AUM	5,88,199 Cr as on Dec 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak FMP Series 304 - 3119 Days	N.A.	119 Cr	6.42%	8.33%
Kotak Medium Term Fund	N.A.	2,015 Cr	8.11%	8.07%
Kotak Income Plus Arbitrage Omni FoF	N.A.	7,870 Cr	6.76%	7.89%
Kotak Floating Rate Fund	N.A.	3,368 Cr	7.79%	7.8%
Kotak Credit Risk Fund	N.A.	707 Cr	8.26%	7.65%
Kotak Nifty SDL Jul 2033 Index Fund	N.A.	190 Cr	5.17%	7.62%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Bond Fund?

The current Net Asset Value (NAV) of the Kotak Bond Fund plan is approximately ₹77.3585 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Kotak Bond Fund is a 26 yrs 3 m old fund and has delivered average annual returns of 8.09% since inception.

Kotak Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.19%	6.41%	4.94%	6.7%	8.09%

How much does this mutual fund charge as expense ratio?

The Kotak Bond Fund has an expense ratio of 1.65%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Bond Fund currently has assets under management (AUM) or fund size valued at approximately 2,064 Cr as on Dec 31, 2025.

To whom does Kotak Bond Fund lend to?

The top 3 debt holdings of Kotak Bond Fund are as follows

Holding Name	Percentage of Portfolio
Bihar State	11.89%
Gujarat State	4.67%
Shivshakti Securitisation Trust	3.65%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	49.78520504%
AAA	24.24405479%
Cash & Call Money	21.54604496%

What is risk level of Kotak Bond Fund?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak Bond Fund?

Redeeming your investments in the Kotak Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium to Long Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium to Long Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.