Kotak Bond Fund

Q: What are the returns of this mutual fund scheme?

The Kotak Bond Fund is a 26 yrs old fund and has delivered average annual returns of 8.19% since inception. Kotak Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.12% 7.13% 5.19% 6.53% 8.19%

Q: How much does this mutual fund charge as expense ratio?

The Kotak Bond Fund has an expense ratio of 1.66% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹77.6751+0.02% 1 day change	8.19% p.a.	App exclusive #NA View Ranked Funds	₹2,075 Cr

Historical NAV & returns

NAV: ₹77.6751 as on Oct 20, 2025

This fund Category average

Kotak Bond Fund overview

AUM (Fund size)	₹2,075 Cr
Exit load	0%
Lock-in Period	Nil
Age	26 yrs since Oct 18, 1999
Benchmark	CRISIL Medium to Long Duration Debt A-III Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.66% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.78%	0.66%
3 Months	0.36%	0.45%
6 Months	1.15%	1.16%
1 Year	6.12%	6.45%
2 Years	7.83%	7.76%
3 Years	7.13%	7.18%
4 Years	5.55%	5.72%
5 Years	5.19%	5.25%
7 Years	7.05%	6.49%
10 Years	6.53%	6.25%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 61.86031321%

AAA 30.01%

Cash & Call Money 7.5%

Others 0.28%

Top Debt Holdings

GOI 44.02%

Bihar State 11.04%

National Housing Bank 8.32%

Tamilnadu State 5.36%

Allocation by Instruments

GOI Securities 44.020168649999995%

State Development Loan 17.84014456%

Bonds 11.23%

Debenture 8.889999999999999%

Other Holdings

Others 2.04%

Indus Infra Trust 0.35%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Bond Fund	0.78%	1.15%	6.12%	7.13%	5.19%	6.53%
SBI Magnum Income Fund	0.66%	1.34%	6.53%	7.52%	5.67%	7.39%
ICICI Prudential Bond Fund	0.94%	1.75%	7.62%	8.0%	5.82%	7.18%
LIC MF Medium to Long Duration Fund	0.59%	1.34%	6.83%	7.73%	5.15%	6.25%
Nippon India Medium to Long Duration Fund	0.83%	0.51%	5.68%	7.02%	4.95%	6.73%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	0.75%	2.83%	7.76%	7.49%	5.99%	6.81%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Bond Fund	2.27	1.34	0.18	0.24
SBI Magnum Income Fund	1.96	1.15	0.41	0.59
ICICI Prudential Bond Fund	1.99	1.15	0.61	0.79
LIC MF Medium to Long Duration Fund	2.35	1.36	0.38	0.56
Nippon India Medium to Long Duration Fund	2.42	1.43	0.15	0.21
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	1.17	N.A.	0.7	1.15

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Bond Fund	N.A.	2,075 Cr	26 yrs	1.66%
SBI Magnum Income Fund	N.A.	2,162 Cr	27 yrs	1.5%
ICICI Prudential Bond Fund	N.A.	2,859 Cr	17 yrs 2 m	1.03%
LIC MF Medium to Long Duration Fund	N.A.	204 Cr	26 yrs 6 m	1.22%
Nippon India Medium to Long Duration Fund	N.A.	420 Cr	27 yrs 10 m	1.53%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	N.A.	1,274 Cr	18 yrs 10 m	0.28%

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.47 vs. 2.38 Underperformed at beating benchmark
Sharpe	0.18 vs. 1.91 Poor risk-adjusted returns
Beta	1.34 vs. 0.74 More sensitive to market's ups & downs
Standard deviation	2.27 vs. 2.02 More volatile performance

Compare Kotak Bond Fund in detail with

About this fund

About Kotak Bond Fund

Kotak Bond Fund is a Medium to Long Duration mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 26 yrs, having been launched on 18/10/1999. Kotak Bond Fund has ₹2,075 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Bond Fund as of 20/10/2025 is ₹77.68. The fund has an expense ratio of 1.66%, which is higher than what most other Medium To Long Duration funds charge.

Kotak Bond Fund returns of last 1-year are 6.25%. Since launch, it has delivered 8.23% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Kotak Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Bihar State, National Housing Bank, Tamilnadu State, Shivshakti Securitisation Trust.

...

Fund AUM	2,075 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Investment objective

The scheme aims to create a portfolio of debt instruments of different maturities so as to spread the risk across a wide maturity horizon and different kind of issuers in the debt market. The wholesale plan is targeted at big ticket investors and corporate.

Kotak Mahindra Mutual Fund details

No. of schemes	83 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	2,937 Cr	7.27%	8.65%
Kotak FMP Series 304 - 3119 Days	N.A.	117 Cr	8.69%	N.A.
Kotak Medium Term Fund	N.A.	1,837 Cr	8.73%	8.07%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	N.A.	548 Cr	8.18%	7.91%
Kotak Floating Rate Fund	N.A.	2,989 Cr	8.3%	7.9%
Kotak Income Plus Arbitrage Omni FoF	N.A.	6,346 Cr	7.62%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Bond Fund?

The current Net Asset Value (NAV) of the Kotak Bond Fund plan is approximately ₹77.6751 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Kotak Bond Fund is a 26 yrs old fund and has delivered average annual returns of 8.19% since inception.

Kotak Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.12%	7.13%	5.19%	6.53%	8.19%

How much does this mutual fund charge as expense ratio?

The Kotak Bond Fund has an expense ratio of 1.66%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Bond Fund currently has assets under management (AUM) or fund size valued at approximately 2,075 Cr as on Sep 30, 2025.

To whom does Kotak Bond Fund lend to?

The top 3 debt holdings of Kotak Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	44.02%
Bihar State	11.04%
National Housing Bank	8.32%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	61.86031321%
AAA	30.01%
Cash & Call Money	7.5%

What is risk level of Kotak Bond Fund?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak Bond Fund?

Redeeming your investments in the Kotak Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium to Long Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium to Long Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.