Kotak Bond Fund Direct-Growth

Q: What are the returns of Kotak Bond Fund?

The Kotak Bond Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 8.01% since inception. Kotak Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.74% 9.16% 7.02% 8.07% 8.01%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹86.8958+0.02% 1 day change	8.01% p.a.	#NA View Ranked Funds	₹2,031 Crs

Historical NAV & returns

NAV: ₹86.8958 as on Jun 05, 2025

This fund Category average

Kotak Bond Fund overview

Expense ratio	0.7% as on May 31, 2025
Exit load	0% redeemed within 180 days from the date of allotment.!
AUM (Fund size)	₹2,031 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	CRISIL Medium to Long Duration Debt A-III Index
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	0.93%	0.78%
3 Months	4.3%	4.1%
6 Months	5.72%	5.6%
1 Year	10.74%	10.55%
2 Years	9.19%	8.66%
3 Years	9.16%	8.71%
4 Years	7.21%	6.94%
5 Years	7.02%	6.78%
7 Years	8.48%	7.6%
10 Years	8.07%	7.49%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 74.17032984%

AAA 13.54%

A1+ 9.2%

Cash & Call Money 2.47%

Top Debt Holdings

GOI 71.17%

Punjab National Bank 9.2%

National Bank For Agriculture & Rural Development 3.71%

Maharashtra State 2.54%

Allocation by Instruments

GOI Securities 71.17018215000002%

Certificate of Deposit 9.2%

Debenture 5.6000000000000005%

Bonds 5.050000000000001%

Other Holdings

Others 2.08%

Indus Infra Trust 0.34%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Kotak Bond Fund	N.A.	₹2,031 Crs	12 yrs 5 m	0.7%
Axis Income Plus Arbitrage Active FoF	N.A.	₹151 Crs	5 yrs 4 m	0.05%
Nippon India Income Fund	N.A.	₹400 Crs	12 yrs 5 m	0.67%
SBI Magnum Income Fund	N.A.	₹1,855 Crs	12 yrs 5 m	0.77%
ICICI Prudential Bond Fund	N.A.	₹2,858 Crs	12 yrs 5 m	0.62%
LIC MF Medium to Long Duration Fund	N.A.	₹191 Crs	12 yrs 5 m	0.21%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Bond Fund	0.93%	5.72%	10.74%	9.16%	7.02%	8.07%
Axis Income Plus Arbitrage Active FoF	0.79%	5.23%	10.14%	8.39%	7.2%	3.9%
Nippon India Income Fund	0.47%	5.46%	10.31%	9.12%	6.69%	8.22%
SBI Magnum Income Fund	0.9%	5.8%	10.8%	9.1%	7.33%	8.58%
ICICI Prudential Bond Fund	0.92%	5.99%	11.21%	9.38%	7.25%	8.16%
LIC MF Medium to Long Duration Fund	1.14%	6.45%	12.12%	9.54%	6.37%	7.27%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Bond Fund	1.89	1.34	1.26	2.56
Axis Income Plus Arbitrage Active FoF	1.86	N.A.	0.94	1.62
Nippon India Income Fund	2.06	1.42	1.17	2.15
SBI Magnum Income Fund	1.65	1.16	1.4	2.87
ICICI Prudential Bond Fund	1.63	1.12	1.57	3.26
LIC MF Medium to Long Duration Fund	2.14	1.49	1.3	2.2

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.58 vs. 2.42 Underperformed at beating benchmark
Sharpe	1.26 vs. 2.49 Poor risk-adjusted returns
Beta	1.34 vs. 1.51 Less sensitive to market ups & downs
Standard deviation	1.89 vs. 1.68 More volatile performance

Compare Kotak Bond Fund in detail with

About this fund

About Kotak Bond Fund

Kotak Bond Fund Direct-Growth is a Medium to Long Duration mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. Kotak Bond Fund Direct-Growth has ₹2,031 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Bond Fund Direct-Growth as of 05/06/2025 is ₹86.90. The fund has an expense ratio of 0.7%, which is close to what most other Medium To Long Duration funds charge.

Kotak Bond Fund Direct-Growth returns of last 1-year are 10.92%. Since launch, it has delivered 8.01% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Kotak Bond Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Punjab National Bank, National Bank For Agriculture & Rural Development, Maharashtra State, Power Finance Corporation Ltd..

...

Fund AUM	₹2,031 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Investment objective

The scheme aims to create a portfolio of debt instruments of different maturities so as to spread the risk across a wide maturity horizon and different kind of issuers in the debt market. The wholesale plan is targeted at big ticket investors and corporate.

Kotak Mahindra Mutual Fund details

No. of schemes	76 view all schemes
Total AUM	₹4,87,121 Crs as on Mar 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	₹2,943 Crs	12.38%	9.95%
Kotak Gilt Investment Fund	N.A.	₹3,934 Crs	10.91%	9.35%
Kotak Dynamic Bond Fund	N.A.	₹2,826 Crs	11.33%	9.14%
Kotak Medium Term Fund	N.A.	₹1,766 Crs	11.25%	8.87%
Kotak Banking and PSU Debt Fund	N.A.	₹6,011 Crs	10.27%	8.33%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Bond Fund?

The current Net Asset Value (NAV) of the Kotak Bond Fund - Direct Growth plan is approximately ₹86.8958 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Kotak Bond Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 8.01% since inception.

Kotak Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.74%	9.16%	7.02%	8.07%	8.01%

How much does this mutual fund charge as expense ratio?

The Kotak Bond Fund - Direct Growth has an expense ratio of 0.7%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Kotak Bond Fund currently has assets under management (AUM) or fund size valued at approximately ₹2,031 Crs crore as of Mar 31, 2025.

To whom does Kotak Bond Fund lend to?

The top 3 debt holdings of Kotak Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	71.17%
Punjab National Bank	9.2%
National Bank For Agriculture & Rural Development	3.71%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	74.17032984%
AAA	13.54%
A1+	9.2%

What is risk level of Kotak Bond Fund?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Kotak Bond Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak Bond Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Kotak Bond Fund is complete.

How can I redeem my investments in Kotak Bond Fund?

Redeeming your investments in Kotak Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Kotak Bond Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Medium to Long Duration

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Medium to Long Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.