LIC MF Medium to Long Duration Fund

Q: What are the returns of this mutual fund scheme?

The LIC MF Medium to Long Duration Fund is a 26 yrs 10 m old fund and has delivered average annual returns of 7.7% since inception. LIC MF Medium to Long Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.94% 6.85% 5.34% 6.32% 7.7%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹73.2537-0.25% 1 day change	7.7% p.a.	App exclusive #NA View Ranked Funds	₹199 Cr

Historical NAV & returns

NAV: ₹73.2537 as on Feb 02, 2026

This fund Category average

LIC MF Medium to Long Duration Fund overview

AUM (Fund size)	₹199 Cr
Exit load	0.25% Exit load of 0.25% if redeemed within 15 days.!
Lock-in Period	Nil
Age	26 yrs 10 m since Mar 26, 1999
Benchmark	CRISIL Medium to Long Duration Debt A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.5% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

LIC MF Medium to Long Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.1%	-0.19%
3 Months	0.24%	0.09%
6 Months	0.17%	0.31%
1 Year	4.94%	4.38%
2 Years	6.78%	5.88%
3 Years	6.85%	6.27%
4 Years	6.16%	5.61%
5 Years	5.34%	5.01%
7 Years	6.3%	6.32%
10 Years	6.32%	6.47%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 76.77086906%

AAA 11.69683579%

A1+ 7.06923399%

Cash & Call Money 4.17475119%

Top Debt Holdings

GOI 53.26%

Gujarat State 13.0%

Maharashtra State 10.5%

HDFC Bank Ltd. 7.07%

Allocation by Instruments

GOI Securities 53.27128155%

State Development Loan 23.499587509999998%

Debenture 7.76300314%

Certificate of Deposit 7.06923399%

Other Holdings

Others 6.45%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Medium to Long Duration Fund	-0.1%	0.17%	4.94%	6.85%	5.34%	6.32%
SBI Medium to Long Duration Fund	-0.26%	0.45%	4.61%	6.62%	5.62%	7.36%
ICICI Prudential Bond Fund	-0.18%	0.64%	5.65%	7.35%	5.94%	7.17%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	0.07%	1.94%	6.78%	7.18%	5.85%	7.06%
Nippon India Medium to Long Duration Fund	-0.38%	-0.02%	3.71%	6.17%	5.09%	6.8%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Medium to Long Duration Fund	2.34	1.32	0.32	0.47
SBI Medium to Long Duration Fund	1.99	1.14	0.27	0.42
ICICI Prudential Bond Fund	1.98	1.12	0.61	0.78
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	1.2	N.A.	0.73	1.21
Nippon India Medium to Long Duration Fund	2.44	1.41	0.07	0.09

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Medium to Long Duration Fund	N.A.	199 Cr	26 yrs 10 m	0.5%
SBI Medium to Long Duration Fund	N.A.	2,159 Cr	27 yrs 3 m	1.49%
ICICI Prudential Bond Fund	N.A.	2,922 Cr	17 yrs 5 m	1.03%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	N.A.	1,351 Cr	19 yrs 1 m	0.42%
Nippon India Medium to Long Duration Fund	N.A.	390 Cr	28 yrs 1 m	1.53%

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.22 vs. 2.27 Underperformed at beating benchmark
Sharpe	0.32 vs. 1.85 Poor risk-adjusted returns
Beta	1.32 vs. 0.67 More sensitive to market's ups & downs
Standard deviation	2.34 vs. 2.03 More volatile performance

Compare LIC MF Medium to Long Duration Fund in detail with

About this fund

About LIC MF Medium to Long Duration Fund

LIC MF Medium to Long Duration Fund is a Medium to Long Duration mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 26 yrs 10 m, having been launched on 26/03/1999. LIC MF Medium to Long Duration Fund has ₹199 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Medium to Long Duration Fund as of 02/02/2026 is ₹73.25. The fund has an expense ratio of 0.5%, which is less than what most other Medium To Long Duration funds charge.

LIC MF Medium to Long Duration Fund returns of last 1-year are 5.13%. Since launch, it has delivered 7.76% average annual returns. The fund has doubled the money invested in it every 12 yrs.
LIC MF Medium to Long Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Gujarat State, Maharashtra State, HDFC Bank Ltd., Jamnagar Utilities and Power Pvt. Ltd..

...

Fund AUM	199 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Rahul Singh

Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A. Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 - April 2006).

Pratik Harish Shroff

Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities

Investment objective

The scheme endevours to generate attractive return by investing predominantly in quality debt and money market securities. The scheme may also take a 20 per cent exposure to equity.

LIC Mutual Fund details

No. of schemes	32 view all schemes
Total AUM	44,894 Cr as on Dec 31, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
LIC MF Banking & PSU Fund	N.A.	1,873 Cr	6.54%	7.01%
LIC MF Liquid Fund	N.A.	12,672 Cr	6.26%	6.88%
LIC MF Low Duration Fund	N.A.	1,938 Cr	6.42%	6.71%
LIC MF Short Duration Fund	N.A.	264 Cr	6.31%	6.66%
LIC MF Ultra Short Duration Fund	N.A.	220 Cr	6.1%	6.32%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Medium to Long Duration Fund?

The current Net Asset Value (NAV) of the LIC MF Medium to Long Duration Fund plan is approximately ₹73.2537 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The LIC MF Medium to Long Duration Fund is a 26 yrs 10 m old fund and has delivered average annual returns of 7.7% since inception.

LIC MF Medium to Long Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.94%	6.85%	5.34%	6.32%	7.7%

How much does this mutual fund charge as expense ratio?

The LIC MF Medium to Long Duration Fund has an expense ratio of 0.5%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The LIC MF Medium to Long Duration Fund currently has assets under management (AUM) or fund size valued at approximately 199 Cr as on Dec 31, 2025.

To whom does LIC MF Medium to Long Duration Fund lend to?

The top 3 debt holdings of LIC MF Medium to Long Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	53.26%
Gujarat State	13.0%
Maharashtra State	10.5%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The LIC MF Medium to Long Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	76.77086906%
AAA	11.69683579%
A1+	7.06923399%

What is risk level of LIC MF Medium to Long Duration Fund?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in LIC MF Medium to Long Duration Fund?

Redeeming your investments in the LIC MF Medium to Long Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium to Long Duration

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Medium to Long Duration funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.25% if redeemed within 15 days.