Kotak FMP Series 304 - 3119 Days

Q: What are the returns of this mutual fund scheme?

The Kotak FMP Series 304 - 3119 Days is a 2 yrs 9 m old fund and has delivered average annual returns of 9.2% since inception. Kotak FMP Series 304 - 3119 Days Returns 1-Year Since Inception 8.69% 9.2%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.7761+0.12% 1 day change	9.2% p.a.	App exclusive #NA View Ranked Funds	₹117 Cr

Historical NAV & returns

NAV: ₹12.7761 as on Oct 20, 2025

This fund Category average

Kotak FMP Series 304 - 3119 Days overview

AUM (Fund size)	₹117 Cr
Exit load	0%
Lock-in Period	Nil
Age	2 yrs 9 m since Dec 27, 2022
Benchmark	NIFTY Long Duration Debt Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.1% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak FMP Series 304 - 3119 Days Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 97.72%

Cash & Call Money 2.28%

Top Debt Holdings

GOI 15.05%

Allocation by Instruments

GOI Securities 82.67%

Central Government Loan 15.05%

Repo 1.96%

Net Current Assets 0.32%

Other Holdings

Others 1.96%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak FMP Series 304 - 3119 Days	0.77%	2.23%	8.69%	N.A.	N.A.	N.A.
Nippon India Quarterly Interval Series II	0.45%	2.88%	6.25%	6.92%	5.64%	6.24%
Aditya Birla Sun Life Interval Income Quarterly Series I	0.4%	2.62%	6.09%	6.89%	5.88%	6.02%
Nippon India Annual Interval Series I	0.51%	3.57%	7.22%	7.2%	5.85%	6.43%
UTI Annual Interval Fund - I	0.4%	2.7%	6.0%	6.55%	5.98%	5.72%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak FMP Series 304 - 3119 Days	N.A.	N.A.	N.A.	N.A.
Nippon India Quarterly Interval Series II	0.2	0.24	2.1	4.03
Aditya Birla Sun Life Interval Income Quarterly Series I	0.23	0.17	1.77	2.48
Nippon India Annual Interval Series I	0.34	0.19	1.88	4.15
UTI Annual Interval Fund - I	0.26	0.63	0.1	0.12

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak FMP Series 304 - 3119 Days	N.A.	117 Cr	2 yrs 9 m	0.1%
Nippon India Quarterly Interval Series II	N.A.	14 Cr	18 yrs 5 m	0.08%
Aditya Birla Sun Life Interval Income Quarterly Series I	N.A.	8 Cr	18 yrs 2 m	0.15%
Nippon India Annual Interval Series I	N.A.	3 Cr	18 yrs 5 m	0.26%
UTI Annual Interval Fund - I	N.A.	21 Cr	18 yrs 3 m	0.16%

View all Fmp funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak FMP Series 304 - 3119 Days in detail with

About this fund

About Kotak FMP Series 304 - 3119 Days

Kotak FMP Series 304 - 3119 Days is a FMP mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 2 yrs 9 m, having been launched on 27/12/2022. Kotak FMP Series 304 - 3119 Days has ₹117 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak FMP Series 304 - 3119 Days as of 20/10/2025 is ₹12.78. The fund has an expense ratio of 0.1%, which is close to what most other Fmp funds charge.

Kotak FMP Series 304 - 3119 Days returns of last 1-year are 8.90%. Since launch, it has delivered 9.12% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	117 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Deepak Agrawal

Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA. He has been associated with Kotak AMC since 2002.

Manu Sharma

Mr. Sharma has done M.Com and CA. He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.

Investment objective

The scheme seeks to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk.

Kotak Mahindra Mutual Fund details

No. of schemes	83 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	2,937 Cr	7.27%	8.65%
Kotak Medium Term Fund	N.A.	1,837 Cr	8.73%	8.07%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	N.A.	548 Cr	8.18%	7.91%
Kotak Floating Rate Fund	N.A.	2,989 Cr	8.3%	7.9%
Kotak Income Plus Arbitrage Omni FoF	N.A.	6,346 Cr	7.62%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak FMP Series 304 - 3119 Days?

The current Net Asset Value (NAV) of the Kotak FMP Series 304 - 3119 Days plan is approximately ₹12.7761 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Kotak FMP Series 304 - 3119 Days is a 2 yrs 9 m old fund and has delivered average annual returns of 9.2% since inception.

Kotak FMP Series 304 - 3119 Days Returns

1-Year	Since Inception
8.69%	9.2%

How much does this mutual fund charge as expense ratio?

The Kotak FMP Series 304 - 3119 Days has an expense ratio of 0.1%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak FMP Series 304 - 3119 Days currently has assets under management (AUM) or fund size valued at approximately 117 Cr as on Sep 30, 2025.

To whom does Kotak FMP Series 304 - 3119 Days lend to?

The top 3 debt holdings of Kotak FMP Series 304 - 3119 Days are as follows

Holding Name	Percentage of Portfolio
GOI	15.05%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak FMP Series 304 - 3119 Days allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	97.72%
Cash & Call Money	2.28%

What is risk level of Kotak FMP Series 304 - 3119 Days?

This is a Fmp fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak FMP Series 304 - 3119 Days?

Redeeming your investments in the Kotak FMP Series 304 - 3119 Days is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in FMP

#NA

Return Outperformance: This fund has generated highest return amongst FMP funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.