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Kotak Banking & Financial Services Fund Direct - Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹16.295+1.21% 1 day change | 22.39% |   | ₹1,213 Cr |
Historical NAV & returns
NAV: ₹16.295 as on Jul 21, 2025
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Kotak Banking & Financial Services Fund overview
| Expense ratio | 0.69% as on May 31, 2025 |
| Exit load | 0.5% 0.5% for redemption within 30 Days! |
| AUM (Fund size) | ₹1,213 Cr |
| Lock-in Period | Nil |
| Age | 2 yrs 5 m since Feb 06, 2023 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | This scheme is currently not buyable |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Kotak Banking & Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jun 12, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.09% | -0.09% |
| 3 Months | 3.56% | 5.13% |
| 6 Months | 18.29% | 18.68% |
| 1 Year | 11.88% | 13.48% |
| 2 Years | 17.57% | 20.17% |
Asset allocationas on May 31, 2025
Large Cap 76.13%
Mid Cap 11.06%
Small Cap 11.47%
Other Cap 0%
Top holdings
Top sectors
Financial 93.38000000000001%
Insurance 4.15%
Services 1.13%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bifurcation by Holding is not available for this fund
Allocation by Instruments
Repo 1.56%
Other Holdings
Others 1.56%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Kotak Mahindra Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 2 Years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: 0.5% for redemption within 30 Days