ITI Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The ITI Balanced Advantage Fund is a 6 yrs 1 m old fund and has delivered average annual returns of 5.92% since inception. ITI Balanced Advantage Fund Returns 1-Year 3-Year 5-Year Since Inception 4.27% 10.28% 8.9% 5.92%

Q: How much does this mutual fund charge as expense ratio?

The ITI Balanced Advantage Fund has an expense ratio of 2.39% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.2734-0.62% 1 day change	5.92% p.a.	App exclusive #NA View Ranked Funds	₹397 Cr

Historical NAV & returns

NAV: ₹14.2734 as on Feb 02, 2026

This fund Category average

ITI Balanced Advantage Fund overview

AUM (Fund size)	₹397 Cr
Exit load	1.0% Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.!
Lock-in Period	Nil
Age	6 yrs 1 m since Dec 09, 2019
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.39% as on Feb 02, 2026
Plan type	Regular
Risk	Very High

ITI Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-4.05%	-2.78%
3 Months	-3.24%	-2.21%
6 Months	-0.34%	0.4%
1 Year	4.27%	5.64%
2 Years	4.99%	6.8%
3 Years	10.28%	11.19%
4 Years	6.62%	9.03%
5 Years	8.9%	9.51%

Asset allocationas on Dec 31, 2025

Large Cap 47.56%

Mid Cap 13.34%

Small Cap 7.2%

Other Cap 0%

Top holdings

Reliance Industries Ltd.5.1%

Bharti Airtel Ltd.4.38%

HDFC Bank Ltd.4.32%

Shriram Finance Ltd3.65%

Top sectors

Financial 20.0%

Services 9.86%

Healthcare 7.619999999999999%

Energy 6.4399999999999995%

AAA 16.60513438%

Cash & Call Money 7.26431504%

Cash 4.13892254%

SOV 3.88303247%

Top Debt Holdings

National Bank For Agriculture & Rural Development 5.61%

GOI 3.88%

Power Grid Corporation Of India Ltd. 2.59%

Small Industries Devp. Bank of India Ltd. 1.91%

Allocation by Instruments

Bonds 11.84269082%

Net Receivables 7.26431504%

Cash Margin 4.13892254%

GOI Securities 3.88303247%

Other Holdings

Others 7.26%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ITI Balanced Advantage Fund	-4.05%	-0.34%	4.27%	10.28%	8.9%	N.A.
ICICI Prudential Balanced Advantage Fund	-2.3%	3.64%	10.16%	13.1%	11.69%	11.91%
Franklin India Dynamic Asset Allocation Active FoF	-2.57%	-0.02%	5.51%	12.65%	14.0%	10.49%
Axis Balanced Advantage Fund	-2.62%	1.83%	5.74%	13.92%	10.53%	7.71%
Tata Balanced Advantage Fund	-2.85%	1.02%	5.5%	10.42%	9.73%	7.47%
DSP Dynamic Asset Allocation Fund	-1.4%	2.34%	8.1%	12.24%	8.8%	9.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ITI Balanced Advantage Fund	7.36	0.72	0.59	0.91
ICICI Prudential Balanced Advantage Fund	5.47	0.56	1.22	1.74
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.01	1.53
Axis Balanced Advantage Fund	7.26	0.73	1.06	1.73
Tata Balanced Advantage Fund	6.51	0.68	0.67	0.99
DSP Dynamic Asset Allocation Fund	5.63	0.55	1.04	2.05

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ITI Balanced Advantage Fund	N.A.	397 Cr	6 yrs 1 m	2.39%
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	19 yrs 2 m	1.43%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	22 yrs 3 m	2.14%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	1.91%
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	1.73%
DSP Dynamic Asset Allocation Fund	N.A.	3,709 Cr	12 yrs	1.88%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.55 vs. 3.26 Underperformed at beating benchmark
Sharpe	0.59 vs. 3.04 Poor risk-adjusted returns
Beta	0.72 vs. 0.68 More sensitive to market's ups & downs
Standard deviation	7.36 vs. 5.55 More volatile performance

Compare ITI Balanced Advantage Fund in detail with

About this fund

About ITI Balanced Advantage Fund

ITI Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Iti Mutual Fund. This fund has been in existence for 6 yrs 1 m, having been launched on 09/12/2019. ITI Balanced Advantage Fund has ₹397 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of ITI Balanced Advantage Fund as of 02/02/2026 is ₹14.27. The fund has an expense ratio of 2.39%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 68.11% allocation to equity and 20.49% to Debt.

ITI Balanced Advantage Fund returns of last 1-year are 3.71%. Since launch, it has delivered 6.01% average annual returns. The fund has doubled the money invested in it every 6 yrs.
ITI Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Services, Healthcare, Energy, Technology sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in National Bank For Agriculture & Rural Development, Reliance Industries Ltd., Bharti Airtel Ltd., HDFC Bank Ltd., GOI.

...

Fund AUM

397 Cr as on Dec 31, 2025

Fund managers

Rohan Korde

Mr. Korde is a Masters in Management Studies (Finance), Bachelor of Commerce Prior to joining ITI Mutual Fund, he has worked with BOB Capital Markets as Vice President

Rajesh Bhatia

Mr. Bhatia has done B.Com, ACMA and CFA Prior to joining ITI Mutual Fund, he was associated with The Investment Trust Of India Ltd, Simto Investment Company Ltd, ProAlpha Systematic Capital, Heritage India Advisors Ltd and Reliance Capital Asset Management Ltd

Laukik Bagwe

Mr. Bagwe is a B.Com (H) and PGDBA (Finance) Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Vasav Sahgal

B.Com. and CFA Prior to joining ITI AMC, he has worked with Quant Mutual Fund, Eqestar capital as Equity Research Analyst.

Investment objective

The Scheme seeks capital appreciation by investing in equity and equity related securities and fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation.

ITI Mutual Fund details

No. of schemes	17 view all schemes
Total AUM	11,167 Cr as on Dec 31, 2025
Address	ITI Asset Mangement Limited, ITI House, Building no. 36, Dr. R. K. Shirodkar Marg, Parel, Mumbai, 400012
Email	mfassist@itiorg.com
Phone	022-66214999

More funds from ITI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
ITI Arbitrage Fund	N.A.	51 Cr	6.27%	5.07%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of ITI Balanced Advantage Fund?

The current Net Asset Value (NAV) of the ITI Balanced Advantage Fund plan is approximately ₹14.2734 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The ITI Balanced Advantage Fund is a 6 yrs 1 m old fund and has delivered average annual returns of 5.92% since inception.

ITI Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	Since Inception
4.27%	10.28%	8.9%	5.92%

How much does this mutual fund charge as expense ratio?

The ITI Balanced Advantage Fund has an expense ratio of 2.39%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ITI Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 397 Cr as on Dec 31, 2025.

What are the top stock holdings of ITI Balanced Advantage Fund?

The ITI Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Reliance Industries Ltd.	5.1%
Bharti Airtel Ltd.	4.38%
HDFC Bank Ltd.	4.32%
Shriram Finance Ltd	3.65%
ICICI Bank Ltd.	3.41%
Infosys Ltd.	3.01%
UPL Ltd.	2.65%
Mahindra & Mahindra Ltd.	2.35%
Swiggy Ltd.	2.29%
Vedanta Ltd.	2.26%

What are the top sectors ITI Balanced Advantage Fund has invested in?

The ITI Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	20.0%
Services	9.86%
Healthcare	7.619999999999999%
Energy	6.4399999999999995%
Technology	5.529999999999999%
Communication	4.38%
Materials	3.05%
Chemicals	2.65%
Automobile	2.35%
Metals & Mining	2.26%

To whom does ITI Balanced Advantage Fund lend to?

The top 3 debt holdings of ITI Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	5.61%
GOI	3.88%
Power Grid Corporation Of India Ltd.	2.59%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ITI Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	16.60513438%
Cash & Call Money	7.26431504%
Cash	4.13892254%

What is risk level of ITI Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ITI Balanced Advantage Fund?

Redeeming your investments in the ITI Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 10.44% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.