Q: What are the returns of this mutual fund scheme?

The ITI Balanced Advantage Fund Direct - Growth is a 6 yrs 1 m old fund and has delivered average annual returns of 8.0% since inception. ITI Balanced Advantage Fund Direct - Growth Returns 1-Year 3-Year 5-Year Since Inception 6.1% 12.28% 11.01% 8.0%

Question 1

What is the current NAV of ITI Balanced Advantage Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the ITI Balanced Advantage Fund - Direct Growth plan is approximately ₹16.0779 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The ITI Balanced Advantage Fund Direct - Growth is a 6 yrs 1 m old fund and has delivered average annual returns of 8.0% since inception.

ITI Balanced Advantage Fund Direct - Growth Returns

1-Year	3-Year	5-Year	Since Inception
6.1%	12.28%	11.01%	8.0%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The ITI Balanced Advantage Fund - Direct Growth has an expense ratio of 0.65%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The ITI Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 397 Cr as on Dec 31, 2025.

Question 5

What are the top stock holdings of ITI Balanced Advantage Fund?

Accepted Answer

The ITI Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Reliance Industries Ltd.	5.1%
Bharti Airtel Ltd.	4.38%
HDFC Bank Ltd.	4.32%
Shriram Finance Ltd	3.65%
ICICI Bank Ltd.	3.41%
Infosys Ltd.	3.01%
UPL Ltd.	2.65%
Mahindra & Mahindra Ltd.	2.35%
Swiggy Ltd.	2.29%
Vedanta Ltd.	2.26%

Question 6

What are the top sectors ITI Balanced Advantage Fund has invested in?

Accepted Answer

The ITI Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Reliance Industries Ltd.	5.1%
Bharti Airtel Ltd.	4.38%
HDFC Bank Ltd.	4.32%
Shriram Finance Ltd	3.65%
ICICI Bank Ltd.	3.41%
Infosys Ltd.	3.01%
UPL Ltd.	2.65%
Mahindra & Mahindra Ltd.	2.35%
Swiggy Ltd.	2.29%
Vedanta Ltd.	2.26%

Question 7

To whom does ITI Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of ITI Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	5.61%
GOI	3.88%
Power Grid Corporation Of India Ltd.	2.59%

Question 8

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The ITI Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	5.61%
GOI	3.88%
Power Grid Corporation Of India Ltd.	2.59%

Question 9

What is risk level of ITI Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in ITI Balanced Advantage Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for ITI Balanced Advantage Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the ITI Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in ITI Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in the ITI Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.65% as on Feb 02, 2026
Exit load	1.0% Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹397 Cr
Lock-in Period	Nil
Age	6 yrs 1 m since Dec 09, 2019
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High

Period	This fund	Category average
1 Month	-3.92%	-2.65%
3 Months	-2.82%	-1.91%
6 Months	0.53%	0.94%
1 Year	6.1%	7.37%
2 Years	6.83%	8.39%
3 Years	12.28%	12.8%
4 Years	8.6%	10.58%
5 Years	11.01%	11.06%

Fund name	1M	6M	1Y	3Y	5Y	10Y
ITI Balanced Advantage Fund	-3.92%	0.53%	6.1%	12.28%	11.01%	N.A.
ICICI Prudential Balanced Advantage Fund	-2.27%	3.93%	10.79%	13.78%	12.38%	12.81%
Tata Balanced Advantage Fund	-2.76%	1.66%	6.85%	11.92%	11.34%	8.65%
Franklin India Dynamic Asset Allocation Active FoF	-2.5%	0.44%	6.48%	13.68%	15.08%	11.61%
Axis Balanced Advantage Fund	-2.55%	2.46%	7.03%	15.29%	11.92%	8.95%
Nippon India Balanced Advantage Fund	-2.65%	1.8%	7.5%	13.28%	12.08%	12.93%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ITI Balanced Advantage Fund	7.37	0.72	0.84	1.28
ICICI Prudential Balanced Advantage Fund	5.48	0.56	1.33	1.89
Tata Balanced Advantage Fund	6.53	0.68	0.88	1.27
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.16	1.75
Axis Balanced Advantage Fund	7.25	0.73	1.23	1.99
Nippon India Balanced Advantage Fund	6.86	0.72	1.01	1.45

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ITI Balanced Advantage Fund	N.A.	397 Cr	6 yrs 1 m	0.65%
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	13 yrs 1 m	0.86%
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	0.51%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	13 yrs 1 m	1.25%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	0.73%
Nippon India Balanced Advantage Fund	N.A.	9,725 Cr	13 yrs 1 m	0.56%

ITI Balanced Advantage Fund Direct - Growth

Historical NAV & returns

ITI Balanced Advantage Fund overview

ITI Balanced Advantage Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About ITI Balanced Advantage Fund

Fund managers

Investment objective

ITI Mutual Fund details

More funds from ITI Mutual Fund

Frequently asked questions

ITI Balanced Advantage Fund Direct - Growth Returns

ET Money rank

Alpha	1.26 vs. 3.91 Underperformed at beating benchmark
Sharpe	0.84 vs. 3.7 Poor risk-adjusted returns
Beta	0.72 vs. 0.78 Less sensitive to market ups & downs
Standard deviation	7.37 vs. 5.56 More volatile performance

No. of schemes	17 view all schemes
Total AUM	11,167 Cr as on Dec 31, 2025
Address	ITI Asset Mangement Limited, ITI House, Building no. 36, Dr. R. K. Shirodkar Marg, Parel, Mumbai, 400012
Email	mfassist@itiorg.com
Phone	022-66214999

Sector	Percentage of Portfolio
Financial	20.0%
Services	9.86%
Healthcare	7.619999999999999%
Energy	6.4399999999999995%
Technology	5.529999999999999%
Communication	4.38%
Materials	3.05%
Chemicals	2.65%
Automobile	2.35%
Metals & Mining	2.26%

Credit Quality	Percentage of Portfolio
AAA	16.60513438%
Cash & Call Money	7.26431504%
Cash	4.13892254%