ICICI Prudential Equity & Debt Fund

Q: What are the returns of this mutual fund scheme?

The ICICI Prudential Equity & Debt Fund is a 26 yrs old fund and has delivered average annual returns of 15.39% since inception. ICICI Prudential Equity & Debt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 2.07% 20.01% 25.92% 15.93% 15.39%

NAV as of Sep 26, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹397.14-0.8% 1 day change	15.39% p.a.	App exclusive #NA View Ranked Funds	₹45,168 Cr

Historical NAV & returns

NAV: ₹397.14 as on Sep 26, 2025

This fund Category average

ICICI Prudential Equity & Debt Fund overview

AUM (Fund size)	₹45,168 Cr
Exit load	1.0% Exit load for units in excess of 30% of the investment,1% will be charged for redemption within 365 days!
Lock-in Period	Nil
Age	26 yrs since Sep 20, 1999
Benchmark	CRISIL Hybrid 35+65 Aggressive Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.56% as on Aug 31, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

ICICI Prudential Equity & Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	0.89%	0.33%
3 Months	0.64%	-1.83%
6 Months	7.72%	6.47%
1 Year	2.07%	-1.75%
2 Years	18.92%	14.37%
3 Years	20.01%	14.79%
4 Years	16.63%	10.83%
5 Years	25.92%	17.5%
7 Years	17.5%	13.03%
10 Years	15.93%	11.77%

Asset allocationas on Aug 31, 2025

Large Cap 64.1%

Mid Cap 3.66%

Small Cap 5.27%

Other Cap 0%

Top holdings

ICICI Bank Ltd.5.67%

NTPC Ltd.5.41%

Reliance Industries Ltd.4.61%

Sun Pharmaceutical Industries Ltd.4.33%

Top sectors

Financial 18.39%

Energy 13.610000000000001%

Automobile 8.889999999999999%

Services 7.59%

SOV 9.20134017%

AAA 4.75813806%

A1+ 2.66011723%

Cash & Call Money 2.49053784%

Top Debt Holdings

GOI 1.61%

India Universal Trust AL1 1.51%

Bharti Telecom Ltd. 0.9%

Reserve Bank of India 0.88%

Allocation by Instruments

Debenture 4.91609583%

GOI Securities 4.901278810000001%

Repo 3.6070534%

Non Convertible Debenture 2.7884455799999994%

Other Holdings

Others 3.61%

Embassy Office Parks REIT 1.1%

Mindspace Business Parks REIT 0.54%

Brookfield India Real Estate Trust REIT 0.22%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Equity & Debt Fund	0.89%	7.72%	2.07%	20.01%	25.92%	15.93%
Edelweiss Aggressive Hybrid Fund	0.11%	5.7%	-1.24%	17.37%	19.78%	12.4%
Mahindra Manulife Aggressive Hybrid Fund	-0.43%	6.5%	-1.07%	17.03%	19.69%	10.43%
UTI Aggressive Hybrid Fund	0.19%	4.53%	-3.29%	16.45%	19.76%	12.15%
Franklin India Aggressive Hybrid Fund	-0.36%	4.53%	-1.24%	14.7%	17.93%	11.43%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Equity & Debt Fund	9.33	0.78	1.23	2.16
Edelweiss Aggressive Hybrid Fund	9.86	0.86	0.96	1.5
Mahindra Manulife Aggressive Hybrid Fund	10.3	0.91	0.88	1.45
UTI Aggressive Hybrid Fund	9.66	0.85	0.87	1.47
Franklin India Aggressive Hybrid Fund	8.97	0.78	0.83	1.23

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Equity & Debt Fund	N.A.	45,168 Cr	26 yrs	1.56%
Edelweiss Aggressive Hybrid Fund	N.A.	3,045 Cr	16 yrs 1 m	1.87%
Mahindra Manulife Aggressive Hybrid Fund	N.A.	1,837 Cr	6 yrs 3 m	2.02%
UTI Aggressive Hybrid Fund	N.A.	6,302 Cr	30 yrs 8 m	1.87%
Franklin India Aggressive Hybrid Fund	N.A.	2,187 Cr	25 yrs 10 m	2.05%

View all Aggressive Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.16 vs. 5.39 Higher outperformance against benchmark
Sharpe	1.23 vs. 4.76 Poor risk-adjusted returns
Beta	0.78 vs. 0.97 Less sensitive to market ups & downs
Standard deviation	9.33 vs. 10.12 More stable returns

Compare ICICI Prudential Equity & Debt Fund in detail with

About this fund

About ICICI Prudential Equity & Debt Fund

ICICI Prudential Equity & Debt Fund is a Aggressive Hybrid mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 26 yrs, having been launched on 20/09/1999. ICICI Prudential Equity & Debt Fund has ₹45,168 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Equity & Debt Fund as of 26/09/2025 is ₹397.14. The fund has an expense ratio of 1.56%, which is higher than what most other Aggressive Hybrid funds charge. Currently, the fund has a 73.03% allocation to equity and 20.55% to Debt.

ICICI Prudential Equity & Debt Fund returns of last 1-year are 1.24%. Since launch, it has delivered 15.27% average annual returns. The fund has doubled the money invested in it every 5 yrs.
ICICI Prudential Equity & Debt Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Financial, Energy, Automobile, Services, Healthcare sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in ICICI Bank Ltd., NTPC Ltd., Reliance Industries Ltd., Sun Pharmaceutical Industries Ltd., HDFC Bank Ltd..

...

Fund AUM	45,168 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Sankaran Naren

Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata. Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.

Mittul Kalawadia

Mr. Kalawadia is a B.Com. from Mithibai College, M.Com. from University of Mumbai and CA. from ICAI. He has been associated with ICICI Prudential since 2012.

Manish Banthia

Mr. Banthia is B.Com, CA and MBA He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Sri Sharma

Ms. Sharma has done B.Com, CA and CFA ( Level 2 cleared) Prior to joining ICICI Prudential Mutual Fund, she has worked with PwC

Akhil Kakkar

Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance) Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.

Sharmila D'mello

Ms. D'mello is CA and BAF She joined ICICI Prudential AMC Limited in September 2016.

Nitya Mishra

Ms. Mishra has done B.Tech, MBA (Finance) and CFA Prior to joining ICIC Prudential Mutual Fund, she has worked with SBI Capital Markets and CRISIL Ltd.

Investment objective

The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

ICICI Prudential Mutual Fund details

No. of schemes	103 view all schemes
Total AUM	9,83,726 Cr as on Jun 30, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
ICICI Prudential Multi Asset Fund	N.A.	64,770 Cr	6.53%	24.87%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	27,258 Cr	5.01%	15.46%
ICICI Prudential Balanced Advantage Fund	N.A.	65,711 Cr	4.65%	14.6%
ICICI Prudential Regular Savings Fund	N.A.	3,235 Cr	6.05%	9.98%
ICICI Prudential Equity Savings Fund	N.A.	15,863 Cr	5.57%	9.7%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Equity & Debt Fund?

The current Net Asset Value (NAV) of the ICICI Prudential Equity & Debt Fund plan is approximately ₹397.14 as of Sep 26, 2025.

What are the returns of this mutual fund scheme?

The ICICI Prudential Equity & Debt Fund is a 26 yrs old fund and has delivered average annual returns of 15.39% since inception.

ICICI Prudential Equity & Debt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
2.07%	20.01%	25.92%	15.93%	15.39%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Equity & Debt Fund has an expense ratio of 1.56%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Equity & Debt Fund currently has assets under management (AUM) or fund size valued at approximately 45,168 Cr as on Aug 31, 2025.

What are the top stock holdings of ICICI Prudential Equity & Debt Fund?

The ICICI Prudential Equity & Debt Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ICICI Bank Ltd.	5.67%
NTPC Ltd.	5.41%
Reliance Industries Ltd.	4.61%
Sun Pharmaceutical Industries Ltd.	4.33%
HDFC Bank Ltd.	4.08%
Maruti Suzuki India Ltd.	4.04%
Axis Bank Ltd.	3.59%
Avenue Supermarts Ltd.	3.25%
TVS Motor Company Ltd.	2.91%
Infosys Ltd.	2.76%

What are the top sectors ICICI Prudential Equity & Debt Fund has invested in?

The ICICI Prudential Equity & Debt Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	18.39%
Energy	13.610000000000001%
Automobile	8.889999999999999%
Services	7.59%
Healthcare	6.16%
Technology	4.92%
Construction	2.83%
Communication	2.71%
Capital Goods	2.1399999999999997%
Consumer Staples	2.06%

To whom does ICICI Prudential Equity & Debt Fund lend to?

The top 3 debt holdings of ICICI Prudential Equity & Debt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	1.61%
India Universal Trust AL1	1.51%
Bharti Telecom Ltd.	0.9%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ICICI Prudential Equity & Debt Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	9.20134017%
AAA	4.75813806%
A1+	2.66011723%

What is risk level of ICICI Prudential Equity & Debt Fund?

This is a Aggressive Hybrid fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ICICI Prudential Equity & Debt Fund?

Redeeming your investments in the ICICI Prudential Equity & Debt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Aggressive Hybrid

#NA

Return Outperformance: This fund has generated highest return amongst Aggressive Hybrid funds in the last 10 Years.
Chance: This fund has generated a 13.45% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load for units in excess of 30% of the investment,1% will be charged for redemption within 365 days