HSBC ELSS Tax saver Fund

Q: What are the returns of this mutual fund scheme?

The HSBC ELSS Tax saver Fund is a 19 yrs 9 m old fund and has delivered average annual returns of 14.26% since inception. HSBC ELSS Tax saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.01% 19.84% 20.7% 13.77% 14.26%

Q: How much does this mutual fund charge as expense ratio?

The HSBC ELSS Tax saver Fund has an expense ratio of 1.91% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹137.864+0.42% 1 day change	14.26% p.a.	App exclusive #NA View Ranked Funds	₹4,088 Cr

Historical NAV & returns

NAV: ₹137.864 as on Oct 20, 2025

This fund Category average

HSBC ELSS Tax saver Fund overview

AUM (Fund size)	₹4,088 Cr
Exit load	0%
Lock-in Period	3 Years
Age	19 yrs 9 m since Jan 05, 2006
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹500
Expense ratio	1.91% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HSBC ELSS Tax saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.04%	2.66%
3 Months	2.84%	2.85%
6 Months	10.88%	8.76%
1 Year	6.01%	4.9%
2 Years	24.72%	19.82%
3 Years	19.84%	17.64%
4 Years	14.83%	12.86%
5 Years	20.7%	21.07%
7 Years	15.33%	16.96%
10 Years	13.77%	14.02%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 51.12%

Mid Cap 20.81%

Small Cap 27.21%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.41%

ICICI Bank Ltd.3.81%

Reliance Industries Ltd.3.18%

Infosys Ltd.2.73%

Top sectors

Financial 23.14%

Capital Goods 17.61%

Technology 8.67%

Services 8.19%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 1.04%

Other Holdings

Others 1.04%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC ELSS Tax saver Fund	2.04%	10.88%	6.01%	19.84%	20.7%	13.77%
HDFC ELSS Tax Saver Fund	2.47%	8.79%	9.35%	22.09%	25.9%	14.26%
SBI ELSS Tax Saver Fund	3.2%	7.93%	3.95%	24.32%	25.51%	14.57%
Parag Parikh ELSS Tax Saver Fund	2.05%	7.22%	7.52%	17.77%	21.39%	12.56%
DSP ELSS Tax Saver Fund	2.84%	6.04%	4.91%	19.91%	23.36%	15.98%
Franklin India ELSS Tax Saver Fund	2.89%	6.71%	3.76%	18.69%	23.51%	13.37%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC ELSS Tax saver Fund	14.05	0.99	0.9	1.1
HDFC ELSS Tax Saver Fund	11.34	0.84	1.26	2.08
SBI ELSS Tax Saver Fund	13.2	0.96	1.24	2.04
Parag Parikh ELSS Tax Saver Fund	9.75	0.68	1.12	1.75
DSP ELSS Tax Saver Fund	13.17	0.97	0.95	1.87
Franklin India ELSS Tax Saver Fund	12.69	0.94	0.92	1.35

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC ELSS Tax saver Fund	N.A.	4,088 Cr	19 yrs 9 m	1.91%
HDFC ELSS Tax Saver Fund	N.A.	16,645 Cr	29 yrs 10 m	1.7%
SBI ELSS Tax Saver Fund	N.A.	30,420 Cr	18 yrs 5 m	1.58%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,639 Cr	6 yrs 3 m	1.72%
DSP ELSS Tax Saver Fund	N.A.	16,749 Cr	18 yrs 10 m	1.63%
Franklin India ELSS Tax Saver Fund	N.A.	6,531 Cr	26 yrs 6 m	1.81%

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.19 vs. 5.52 Underperformed at beating benchmark
Sharpe	0.9 vs. 6.2 Poor risk-adjusted returns
Beta	0.99 vs. 0.95 More sensitive to market's ups & downs
Standard deviation	14.05 vs. 12.08 More volatile performance

Compare HSBC ELSS Tax saver Fund in detail with

About this fund

About HSBC ELSS Tax saver Fund

HSBC ELSS Tax saver Fund is a ELSS mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 19 yrs 9 m, having been launched on 05/01/2006. HSBC ELSS Tax saver Fund has ₹4,088 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC ELSS Tax saver Fund as of 20/10/2025 is ₹137.86. The fund has an expense ratio of 1.91%, which is higher than what most other Elss funds charge.

HSBC ELSS Tax saver Fund returns of last 1-year are 0.62%. Since launch, it has delivered 14.28% average annual returns. The fund has doubled the money invested in it every 4 yrs.
HSBC ELSS Tax saver Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Capital Goods, Technology, Services, Energy sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Infosys Ltd., Larsen & Toubro Ltd..

...

Fund AUM	4,088 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Gupta

Mr. Gupta is a B. Com., PGDM (Finance) CFA (Investments) Prior to joining HSBC Mutual Fund, he has worked with Edelweiss Asset Management Limited, Goldman Sachs, Baer Capital and Deutsche Asset Management.

Investment objective

The scheme aims to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

HSBC Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	1,36,405 Cr as on Sep 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HSBC Small Cap Fund	N.A.	16,041 Cr	-2.96%	29.92%
HSBC Infrastructure Fund	N.A.	2,315 Cr	-1.1%	29.63%
HSBC Value Fund	N.A.	13,712 Cr	6.77%	26.08%
HSBC Business Cycles Fund	N.A.	1,117 Cr	2.39%	24.83%
HSBC Midcap Fund	N.A.	11,937 Cr	4.74%	24.09%
HSBC Large and Mid Cap Fund	N.A.	4,417 Cr	5.53%	22.34%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HSBC ELSS Tax saver Fund?

The current Net Asset Value (NAV) of the HSBC ELSS Tax saver Fund plan is approximately ₹137.864 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The HSBC ELSS Tax saver Fund is a 19 yrs 9 m old fund and has delivered average annual returns of 14.26% since inception.

HSBC ELSS Tax saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.01%	19.84%	20.7%	13.77%	14.26%

How much does this mutual fund charge as expense ratio?

The HSBC ELSS Tax saver Fund has an expense ratio of 1.91%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HSBC ELSS Tax saver Fund currently has assets under management (AUM) or fund size valued at approximately 4,088 Cr as on Sep 30, 2025.

What are the top stock holdings of HSBC ELSS Tax saver Fund?

The HSBC ELSS Tax saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.41%
ICICI Bank Ltd.	3.81%
Reliance Industries Ltd.	3.18%
Infosys Ltd.	2.73%
Larsen & Toubro Ltd.	2.7%
Eternal Ltd.	2.51%
Avalon Technologies Ltd.	2.26%
Amber Enterprises India Ltd.	2.15%
Bharti Airtel Ltd.	2.15%
State Bank of India	1.83%

What are the top sectors HSBC ELSS Tax saver Fund has invested in?

The HSBC ELSS Tax saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	23.14%
Capital Goods	17.61%
Technology	8.67%
Services	8.19%
Energy	6.330000000000001%
Construction	6.010000000000001%
Automobile	5.9399999999999995%
Consumer Discretionary	5.24%
Healthcare	5.09%
Consumer Staples	3.46%

What is risk level of HSBC ELSS Tax saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How can I redeem my investments in HSBC ELSS Tax saver Fund?

Redeeming your investments in the HSBC ELSS Tax saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.