Q: What are the returns of HSBC Conservative Hybrid Fund?

The HSBC Conservative Hybrid Fund is a 21 yrs 7 m old fund and has delivered average annual returns of 8.81% since inception. HSBC Conservative Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.66% 10.14% 9.11% 7.83% 8.81%

Question 1

What is the current NAV of HSBC Conservative Hybrid Fund?

Accepted Answer

The current Net Asset Value (NAV) of the HSBC Conservative Hybrid Fund - Direct Growth plan is approximately ₹61.7887 as of Sep 03, 2025.

Question 2

What are the returns of HSBC Conservative Hybrid Fund?

Accepted Answer

The HSBC Conservative Hybrid Fund is a 21 yrs 7 m old fund and has delivered average annual returns of 8.81% since inception.

HSBC Conservative Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.66%	10.14%	9.11%	7.83%	8.81%

Question 3

How much does HSBC Conservative Hybrid Fund charge as the expense ratio?

Accepted Answer

The HSBC Conservative Hybrid Fund - Direct Growth has an expense ratio of 2.16%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of HSBC Conservative Hybrid Fund?

Accepted Answer

The HSBC Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately ₹160 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of HSBC Conservative Hybrid Fund?

Accepted Answer

The HSBC Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Eternal Ltd.	3.78%
GE Vernova T&D India Ltd.	2.34%
Transformers And Rectifiers India Ltd.	1.88%
Trent Ltd.	1.66%
Paradeep Phosphates Ltd.	1.13%
Kaynes Technology India Ltd.	0.76%
Kei Industries Ltd.	0.74%
Bharat Electronics Ltd.	0.71%
ICICI Bank Ltd.	0.64%
Persistent Systems Ltd.	0.63%

Question 6

What are the top sectors HSBC Conservative Hybrid Fund has invested in?

Accepted Answer

The HSBC Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Eternal Ltd.	3.78%
GE Vernova T&D India Ltd.	2.34%
Transformers And Rectifiers India Ltd.	1.88%
Trent Ltd.	1.66%
Paradeep Phosphates Ltd.	1.13%
Kaynes Technology India Ltd.	0.76%
Kei Industries Ltd.	0.74%
Bharat Electronics Ltd.	0.71%
ICICI Bank Ltd.	0.64%
Persistent Systems Ltd.	0.63%

Question 7

To whom does HSBC Conservative Hybrid Fund lend to?

Accepted Answer

The top 3 debt holdings of HSBC Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
Small Industries Devp. Bank of India Ltd.	6.71%
Bajaj Finance Ltd.	6.41%
Power Finance Corporation Ltd.	3.23%

Question 8

What is the quality of borrowers HSBC Conservative Hybrid Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The HSBC Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Small Industries Devp. Bank of India Ltd.	6.71%
Bajaj Finance Ltd.	6.41%
Power Finance Corporation Ltd.	3.23%

Question 9

What is the risk level of HSBC Conservative Hybrid Fund?

Accepted Answer

This is a Conservative Hybrid fund comes with Moderately High risk.

Question 10

Is there any lock-in period in HSBC Conservative Hybrid Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in HSBC Conservative Hybrid Fund-Growth?

Accepted Answer

HSBC Conservative Hybrid Fund-Growth is the regular plan of the fund. For this plan of you pay 2.16% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.23%. That's 0.9300000000000002% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.9300000000000002% if you opt for direct plan of HSBC Conservative Hybrid Fund

Question 12

How can I redeem my investments in HSBC Conservative Hybrid Fund?

Accepted Answer

Redeeming your investments in HSBC Conservative Hybrid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HSBC Conservative Hybrid Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	2.16% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹160 Cr
Lock-in Period	Nil
Age	21 yrs 7 m since Jan 22, 2004
Benchmark	NIFTY 50 Hybrid Composite Debt 15:85 Conservative
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	-0.55%	-0.43%
3 Months	0.36%	0.04%
6 Months	8.35%	5.71%
1 Year	5.66%	4.47%
2 Years	11.27%	9.13%
3 Years	10.14%	8.69%
4 Years	7.76%	7.64%
5 Years	9.11%	9.07%
7 Years	8.43%	7.68%
10 Years	7.83%	7.75%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC Conservative Hybrid Fund	N.A.	160 Cr	21 yrs 7 m	2.16%
ICICI Prudential Regular Savings Fund	N.A.	3,188 Cr	21 yrs 6 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	24 yrs 6 m	1.55%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	22 yrs 11 m	1.84%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	824 Cr	21 yrs	2.0%
HDFC Hybrid Debt Fund	N.A.	3,406 Cr	21 yrs 9 m	1.74%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Conservative Hybrid Fund	-0.55%	8.35%	5.66%	10.14%	9.11%	7.83%
ICICI Prudential Regular Savings Fund	0.52%	7.25%	6.45%	10.03%	9.91%	9.54%
SBI Conservative Hybrid Fund	-0.05%	6.83%	4.59%	9.85%	11.01%	9.04%
Canara Robeco Conservative Hybrid Fund	-0.13%	6.57%	5.02%	8.33%	8.44%	8.09%
Baroda BNP Paribas Conservative Hybrid Fund	-0.47%	5.35%	4.01%	8.05%	7.54%	7.31%
HDFC Hybrid Debt Fund	-0.99%	4.65%	2.71%	9.88%	10.91%	8.92%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Conservative Hybrid Fund	4.77	1.01	0.67	0.81
ICICI Prudential Regular Savings Fund	3.0	0.74	1.06	1.73
SBI Conservative Hybrid Fund	3.36	0.79	0.92	1.58
Canara Robeco Conservative Hybrid Fund	3.6	0.89	0.46	0.76
Baroda BNP Paribas Conservative Hybrid Fund	3.43	0.84	0.4	0.58
HDFC Hybrid Debt Fund	4.06	0.98	0.77	1.44

HSBC Conservative Hybrid Fund-Growth

Historical NAV & returns

HSBC Conservative Hybrid Fund overview

HSBC Conservative Hybrid Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare HSBC Conservative Hybrid Fund in detail with

About this fund

About HSBC Conservative Hybrid Fund

Fund managers

Investment objective

HSBC Mutual Fund details

More funds from HSBC Mutual Fund

Frequently asked questions

HSBC Conservative Hybrid Fund Returns

ET Money rank

Alpha	0.66 vs. 2.73 Underperformed at beating benchmark
Sharpe	0.67 vs. 2.71 Poor risk-adjusted returns
Beta	1.01 vs. 0.91 More sensitive to market's ups & downs
Standard deviation	4.77 vs. 3.57 More volatile performance

Fund AUM	160 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	44 view all schemes
Total AUM	1,29,985 Cr as on Jun 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

Fund name	ETM Rank	AUM	1Y	5Y
HSBC Aggressive Hybrid Fund	N.A.	5,022 Cr	0.83%	16.05%
HSBC Equity Savings Fund	N.A.	624 Cr	5.59%	13.69%
HSBC Balanced Advantage Fund	N.A.	1,471 Cr	1.92%	10.18%
HSBC Arbitrage Fund	N.A.	2,245 Cr	6.4%	5.48%

Sector	Percentage of Portfolio
Capital Goods	7.589999999999999%
Services	6.209999999999999%
Construction	2.2800000000000002%
Financial	1.27%
Chemicals	1.13%
Technology	0.97%
Consumer Discretionary	0.57%
Energy	0.5%

Credit Quality	Percentage of Portfolio
SOV	64.28%
AAA	9.64%
Cash & Call Money	6.21%