Q: What are the returns of SBI Conservative Hybrid Fund?

The SBI Conservative Hybrid Fund is a 24 yrs 6 m old fund and has delivered average annual returns of 8.4% since inception. SBI Conservative Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.59% 9.85% 11.01% 9.04% 8.4%

Question 1

What is the current NAV of SBI Conservative Hybrid Fund?

Accepted Answer

The current Net Asset Value (NAV) of the SBI Conservative Hybrid Fund - Direct Growth plan is approximately ₹72.8093 as of Sep 03, 2025.

Question 2

What are the returns of SBI Conservative Hybrid Fund?

Accepted Answer

The SBI Conservative Hybrid Fund is a 24 yrs 6 m old fund and has delivered average annual returns of 8.4% since inception.

SBI Conservative Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.59%	9.85%	11.01%	9.04%	8.4%

Question 3

How much does SBI Conservative Hybrid Fund charge as the expense ratio?

Accepted Answer

The SBI Conservative Hybrid Fund - Direct Growth has an expense ratio of 1.55%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of SBI Conservative Hybrid Fund?

Accepted Answer

The SBI Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately ₹9,643 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of SBI Conservative Hybrid Fund?

Accepted Answer

The SBI Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Reliance Industries Ltd.	2.77%
ICICI Bank Ltd.	1.8%
Axis Bank Ltd.	1.25%
Infosys Ltd.	1.2%
Punjab National Bank	1.01%
Bajaj Finance Ltd.	0.95%
HDFC Asset Management Company Ltd.	0.9%
Grindwell Norton Ltd.	0.9%
Aether Industries Ltd.	0.8%
State Bank of India	0.77%

Question 6

What are the top sectors SBI Conservative Hybrid Fund has invested in?

Accepted Answer

The SBI Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Reliance Industries Ltd.	2.77%
ICICI Bank Ltd.	1.8%
Axis Bank Ltd.	1.25%
Infosys Ltd.	1.2%
Punjab National Bank	1.01%
Bajaj Finance Ltd.	0.95%
HDFC Asset Management Company Ltd.	0.9%
Grindwell Norton Ltd.	0.9%
Aether Industries Ltd.	0.8%
State Bank of India	0.77%

Question 7

To whom does SBI Conservative Hybrid Fund lend to?

Accepted Answer

The top 3 debt holdings of SBI Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	8.76%
Aditya Birla Renewables Ltd.	3.18%
Tata Power Renewable Energy Ltd.	3.18%

Question 8

What is the quality of borrowers SBI Conservative Hybrid Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The SBI Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	8.76%
Aditya Birla Renewables Ltd.	3.18%
Tata Power Renewable Energy Ltd.	3.18%

Question 9

What is the risk level of SBI Conservative Hybrid Fund?

Accepted Answer

This is a Conservative Hybrid fund comes with High risk.

Question 10

Is there any lock-in period in SBI Conservative Hybrid Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in SBI Conservative Hybrid Fund-Growth?

Accepted Answer

SBI Conservative Hybrid Fund-Growth is the regular plan of the fund. For this plan of you pay 1.55% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.08%. That's 0.47% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.47% if you opt for direct plan of SBI Conservative Hybrid Fund

Question 12

How can I redeem my investments in SBI Conservative Hybrid Fund?

Accepted Answer

Redeeming your investments in SBI Conservative Hybrid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Conservative Hybrid Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.55% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year!
AUM (Fund size)	₹9,643 Cr
Lock-in Period	Nil
Age	24 yrs 6 m since Feb 22, 2001
Benchmark	NIFTY 50 Hybrid Composite Debt 15:85 Conservative
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	-0.05%	-0.43%
3 Months	0.93%	0.04%
6 Months	6.83%	5.71%
1 Year	4.59%	4.47%
2 Years	9.44%	9.13%
3 Years	9.85%	8.69%
4 Years	8.91%	7.64%
5 Years	11.01%	9.07%
7 Years	9.8%	7.68%
10 Years	9.04%	7.75%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	24 yrs 6 m	1.55%
ICICI Prudential Regular Savings Fund	N.A.	3,188 Cr	21 yrs 6 m	1.72%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	22 yrs 11 m	1.84%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	824 Cr	21 yrs	2.0%
HDFC Hybrid Debt Fund	N.A.	3,406 Cr	21 yrs 9 m	1.74%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Conservative Hybrid Fund	-0.05%	6.83%	4.59%	9.85%	11.01%	9.04%
ICICI Prudential Regular Savings Fund	0.52%	7.25%	6.45%	10.03%	9.91%	9.54%
Canara Robeco Conservative Hybrid Fund	-0.13%	6.57%	5.02%	8.33%	8.44%	8.09%
Baroda BNP Paribas Conservative Hybrid Fund	-0.47%	5.35%	4.01%	8.05%	7.54%	7.31%
HDFC Hybrid Debt Fund	-0.99%	4.65%	2.71%	9.88%	10.91%	8.92%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Conservative Hybrid Fund	3.36	0.79	0.92	1.58
ICICI Prudential Regular Savings Fund	3.0	0.74	1.06	1.73
Canara Robeco Conservative Hybrid Fund	3.6	0.89	0.46	0.76
Baroda BNP Paribas Conservative Hybrid Fund	3.43	0.84	0.4	0.58
HDFC Hybrid Debt Fund	4.06	0.98	0.77	1.44

SBI Conservative Hybrid Fund-Growth

Historical NAV & returns

SBI Conservative Hybrid Fund overview

SBI Conservative Hybrid Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare SBI Conservative Hybrid Fund in detail with

About this fund

About SBI Conservative Hybrid Fund

Fund managers

Investment objective

SBI Mutual Fund details

More funds from SBI Mutual Fund

Frequently asked questions

SBI Conservative Hybrid Fund Returns

ET Money rank

Alpha	1.12 vs. 2.73 Underperformed at beating benchmark
Sharpe	0.92 vs. 2.71 Poor risk-adjusted returns
Beta	0.79 vs. 0.91 Less sensitive to market ups & downs
Standard deviation	3.36 vs. 3.57 More stable returns

Fund AUM	9,643 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	71 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

Fund name	ETM Rank	AUM	1Y	5Y
SBI Equity Hybrid Fund	N.A.	74,036 Cr	5.8%	16.07%
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	7.18%	14.43%
SBI Equity Savings Fund	N.A.	5,443 Cr	4.53%	11.73%
SBI Arbitrage Opportunities Fund	N.A.	31,895 Cr	6.71%	5.82%

Sector	Percentage of Portfolio
Financial	8.36%
Energy	2.77%
Consumer Staples	1.76%
Materials	1.4600000000000002%
Metals & Mining	1.38%
Technology	1.2%
Chemicals	0.9400000000000001%
Services	0.9000000000000001%
Capital Goods	0.87%
Textiles	0.79%

Credit Quality	Percentage of Portfolio
AAA	26.76%
AA+	18.21%
SOV	11.52%