HDFC Hybrid Debt Fund-Growth

Q: What are the returns of HDFC Hybrid Debt Fund?

The HDFC Hybrid Debt Fund is a 21 yrs 9 m old fund and has delivered average annual returns of 10.04% since inception. HDFC Hybrid Debt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 2.71% 9.88% 10.91% 8.92% 10.04%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹81.4014+0.23% 1 day change	10.04% p.a.	App exclusive #NA View Ranked Funds	₹3,406 Cr

Historical NAV & returns

NAV: ₹81.4014 as on Sep 03, 2025

This fund Category average

HDFC Hybrid Debt Fund overview

Expense ratio	1.74% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 1 year!
AUM (Fund size)	₹3,406 Cr
Lock-in Period	Nil
Age	21 yrs 9 m since Nov 17, 2003
Benchmark	NIFTY 50 Hybrid Composite Debt 15:85 Conservative
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

HDFC Hybrid Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.99%	-0.43%
3 Months	-1.25%	0.04%
6 Months	4.65%	5.71%
1 Year	2.71%	4.47%
2 Years	9.33%	9.13%
3 Years	9.88%	8.69%
4 Years	8.71%	7.64%
5 Years	10.91%	9.07%
7 Years	9.33%	7.68%
10 Years	8.92%	7.75%

Asset allocationas on May 31, 2025

Large Cap 18.14%

Mid Cap 1.65%

Small Cap 1.17%

Other Cap 0%

Top holdings

ICICI Bank Ltd.2.19%

HDFC Bank Ltd.2.09%

State Bank of India1.18%

Reliance Industries Ltd.1.03%

Top sectors

Financial 7.699999999999999%

Energy 3.2399999999999998%

Technology 1.78%

Healthcare 1.7599999999999998%

SOV 33.45%

AAA 32.0%

AA+ 9.38%

Cash & Call Money 3.29%

Top Debt Holdings

Tata Motors Ltd. 2.98%

Altius Telecom Infrastructure Trust 1.64%

National Highways Authority of India Ltd. 1.55%

Pipeline Infrastructure (India) Pvt. Ltd. 1.54%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 1.93%

Embassy Office Parks REIT 0.58%

Indus Infra Trust 0.09%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HDFC Hybrid Debt Fund	N.A.	3,406 Cr	21 yrs 9 m	1.74%
ICICI Prudential Regular Savings Fund	N.A.	3,188 Cr	21 yrs 6 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	24 yrs 6 m	1.55%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	22 yrs 11 m	1.84%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	824 Cr	21 yrs	2.0%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Hybrid Debt Fund	-0.99%	4.65%	2.71%	9.88%	10.91%	8.92%
ICICI Prudential Regular Savings Fund	0.52%	7.25%	6.45%	10.03%	9.91%	9.54%
SBI Conservative Hybrid Fund	-0.05%	6.83%	4.59%	9.85%	11.01%	9.04%
Canara Robeco Conservative Hybrid Fund	-0.13%	6.57%	5.02%	8.33%	8.44%	8.09%
Baroda BNP Paribas Conservative Hybrid Fund	-0.47%	5.35%	4.01%	8.05%	7.54%	7.31%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Hybrid Debt Fund	4.06	0.98	0.77	1.44
ICICI Prudential Regular Savings Fund	3.0	0.74	1.06	1.73
SBI Conservative Hybrid Fund	3.36	0.79	0.92	1.58
Canara Robeco Conservative Hybrid Fund	3.6	0.89	0.46	0.76
Baroda BNP Paribas Conservative Hybrid Fund	3.43	0.84	0.4	0.58

View all Conservative Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.68 vs. 2.73 Underperformed at beating benchmark
Sharpe	0.77 vs. 2.71 Poor risk-adjusted returns
Beta	0.98 vs. 0.91 More sensitive to market's ups & downs
Standard deviation	4.06 vs. 3.57 More volatile performance

Compare HDFC Hybrid Debt Fund in detail with

About this fund

About HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund-Growth is a Conservative Hybrid mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 21 yrs 9 m, having been launched on 17/11/2003. HDFC Hybrid Debt Fund-Growth has ₹3,406 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Hybrid Debt Fund-Growth as of 03/09/2025 is ₹81.40. The fund has an expense ratio of 1.74%, which is higher than what most other Conservative Hybrid funds charge. Currently, the fund has a 20.96% allocation to equity and 75.10% to Debt.

HDFC Hybrid Debt Fund-Growth returns of last 1-year are 2.69%. Since launch, it has delivered 10.14% average annual returns. The fund has doubled the money invested in it every 9 yrs.
HDFC Hybrid Debt Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Energy, Technology, Healthcare, Construction sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has moderate credit quality indicating the quality of borrowers it has lent it to is good.
The fund's top 5 holdings are in ICICI Bank Ltd., Altius Telecom Infrastructure Trust, National Highways Authority of India Ltd., Pipeline Infrastructure (India) Pvt. Ltd., Bajaj Housing Finance Ltd..

...

Fund AUM	3,406 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Amar Kalkundrikar

Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Shobhit Mehrotra

He is an MBA from Clemson University, USA. Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Srinivasan Ramamurthy

Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta. Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Investment objective

The scheme seeks to generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.

HDFC Mutual Fund details

No. of schemes	77 view all schemes
Total AUM	8,37,348 Cr as on Jun 30, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HDFC Balanced Advantage Fund	N.A.	1,00,299 Cr	0.13%	22.99%
HDFC Retirement Savings Fund - Hybrid Equity Plan	N.A.	1,657 Cr	-1.15%	17.63%
HDFC Hybrid Equity Fund	N.A.	24,461 Cr	0.47%	17.26%
HDFC Multi Asset Fund	N.A.	4,375 Cr	6.21%	15.23%
HDFC Multi-Asset Active FoF	N.A.	4,046 Cr	7.95%	N.A.
HDFC Equity Savings Fund	N.A.	5,546 Cr	2.88%	12.2%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Hybrid Debt Fund?

The current Net Asset Value (NAV) of the HDFC Hybrid Debt Fund - Direct Growth plan is approximately ₹81.4014 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The HDFC Hybrid Debt Fund is a 21 yrs 9 m old fund and has delivered average annual returns of 10.04% since inception.

HDFC Hybrid Debt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
2.71%	9.88%	10.91%	8.92%	10.04%

How much does this mutual fund charge as expense ratio?

The HDFC Hybrid Debt Fund - Direct Growth has an expense ratio of 1.74%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC Hybrid Debt Fund currently has assets under management (AUM) or fund size valued at approximately 3,406 Cr as on May 31, 2025.

What are the top stock holdings of HDFC Hybrid Debt Fund?

The HDFC Hybrid Debt Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ICICI Bank Ltd.	2.19%
HDFC Bank Ltd.	2.09%
State Bank of India	1.18%
Reliance Industries Ltd.	1.03%
Axis Bank Ltd.	1.03%
Bharti Airtel Ltd.	0.79%
Infosys Ltd.	0.76%
Sun Pharmaceutical Industries Ltd.	0.76%
Larsen & Toubro Ltd.	0.75%
ITC Ltd.	0.73%

What are the top sectors HDFC Hybrid Debt Fund has invested in?

The HDFC Hybrid Debt Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	7.699999999999999%
Energy	3.2399999999999998%
Technology	1.78%
Healthcare	1.7599999999999998%
Automobile	1.3699999999999999%
Communication	1.0%
Consumer Staples	0.9%
Construction	0.75%
Insurance	0.41%
Materials	0.28%

To whom does HDFC Hybrid Debt Fund lend to?

The top 3 debt holdings of HDFC Hybrid Debt Fund are as follows

Holding Name	Percentage of Portfolio
Tata Motors Ltd.	2.98%
Altius Telecom Infrastructure Trust	1.64%
National Highways Authority of India Ltd.	1.55%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Hybrid Debt Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	33.45%
AAA	32.0%
AA+	9.38%

What is risk level of HDFC Hybrid Debt Fund?

This is a Conservative Hybrid fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Hybrid Debt Fund?

HDFC Hybrid Debt Fund-Growth is the regular plan of the fund. For this plan of you pay 1.74% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.16%. That's 0.5800000000000001% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.5800000000000001% if you opt for direct plan of HDFC Hybrid Debt Fund

How can I redeem my investments in HDFC Hybrid Debt Fund?

Redeeming your investments in HDFC Hybrid Debt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Hybrid Debt Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Conservative Hybrid

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 10 Years.
Chance: This fund has generated a 9.14% annual return in 70% of times for investors holding for at least 5 years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 1 year