Q: What are the returns of HSBC Balanced Advantage Fund?

The HSBC Balanced Advantage Fund is a 14 yrs 7 m old fund and has delivered average annual returns of 10.73% since inception. HSBC Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 1.92% 11.61% 10.18% 8.26% 10.73%

Question 1

What is the current NAV of HSBC Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the HSBC Balanced Advantage Fund - Direct Growth plan is approximately ₹43.355 as of Sep 03, 2025.

Question 2

What are the returns of HSBC Balanced Advantage Fund?

Accepted Answer

The HSBC Balanced Advantage Fund is a 14 yrs 7 m old fund and has delivered average annual returns of 10.73% since inception.

HSBC Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
1.92%	11.61%	10.18%	8.26%	10.73%

Question 3

How much does HSBC Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The HSBC Balanced Advantage Fund - Direct Growth has an expense ratio of 2.11%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of HSBC Balanced Advantage Fund?

Accepted Answer

The HSBC Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,471 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of HSBC Balanced Advantage Fund?

Accepted Answer

The HSBC Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ICICI Bank Ltd.	6.94%
HDFC Bank Ltd.	6.92%
Infosys Ltd.	4.04%
Axis Bank Ltd.	3.99%
Aurobindo Pharma Ltd.	2.69%
Tata Power Company Ltd.	2.63%
ITC Ltd.	2.4%
Kotak Mahindra Bank Ltd.	2.07%
DLF Ltd.	1.94%
Polycab India Ltd.	1.81%

Question 6

What are the top sectors HSBC Balanced Advantage Fund has invested in?

Accepted Answer

The HSBC Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
ICICI Bank Ltd.	6.94%
HDFC Bank Ltd.	6.92%
Infosys Ltd.	4.04%
Axis Bank Ltd.	3.99%
Aurobindo Pharma Ltd.	2.69%
Tata Power Company Ltd.	2.63%
ITC Ltd.	2.4%
Kotak Mahindra Bank Ltd.	2.07%
DLF Ltd.	1.94%
Polycab India Ltd.	1.81%

Question 7

To whom does HSBC Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of HSBC Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	14.97%
National Bank For Agriculture & Rural Development	3.34%
REC Ltd.	1.75%

Question 8

What is the quality of borrowers HSBC Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The HSBC Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	14.97%
National Bank For Agriculture & Rural Development	3.34%
REC Ltd.	1.75%

Question 9

What is the risk level of HSBC Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with High risk.

Question 10

Is there any lock-in period in HSBC Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in HSBC Balanced Advantage Fund-Growth?

Accepted Answer

HSBC Balanced Advantage Fund-Growth is the regular plan of the fund. For this plan of you pay 2.11% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.86%. That's 1.25% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.25% if you opt for direct plan of HSBC Balanced Advantage Fund

Question 12

How can I redeem my investments in HSBC Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in HSBC Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HSBC Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	2.11% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year!
AUM (Fund size)	₹1,471 Cr
Lock-in Period	Nil
Age	14 yrs 7 m since Jan 17, 2011
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	High

Period	This fund	Category average
1 Month	-0.19%	0.03%
3 Months	1.31%	0.74%
6 Months	8.42%	9.72%
1 Year	1.92%	1.0%
2 Years	11.93%	12.25%
3 Years	11.61%	11.72%
4 Years	8.88%	9.74%
5 Years	10.18%	13.04%
7 Years	8.97%	10.13%
10 Years	8.26%	10.19%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC Balanced Advantage Fund	N.A.	1,471 Cr	14 yrs 7 m	2.11%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	18 yrs 10 m	1.44%
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 7 m	1.71%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	21 yrs 10 m	2.01%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	20 yrs 10 m	1.74%
Axis Balanced Advantage Fund	N.A.	3,431 Cr	8 yrs 1 m	1.92%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Balanced Advantage Fund	-0.19%	8.42%	1.92%	11.61%	10.18%	8.26%
ICICI Prudential Balanced Advantage Fund	1.32%	11.01%	5.77%	12.93%	14.37%	11.45%
Tata Balanced Advantage Fund	-0.25%	7.51%	-0.05%	10.49%	12.57%	7.34%
Franklin India Dynamic Asset Allocation FoF	-0.3%	8.19%	2.55%	13.12%	18.34%	10.42%
Nippon India Balanced Advantage Fund	0.53%	9.71%	1.93%	11.87%	13.47%	10.64%
Axis Balanced Advantage Fund	0.05%	7.55%	1.56%	13.09%	13.08%	7.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Balanced Advantage Fund	6.7	0.62	0.7	1.05
ICICI Prudential Balanced Advantage Fund	5.54	0.55	1.06	1.62
Tata Balanced Advantage Fund	6.59	0.67	0.55	0.88
Franklin India Dynamic Asset Allocation FoF	6.49	0.63	0.95	1.5
Nippon India Balanced Advantage Fund	7.02	0.71	0.69	1.08
Axis Balanced Advantage Fund	7.64	0.75	0.78	1.32

HSBC Balanced Advantage Fund-Growth

Historical NAV & returns

HSBC Balanced Advantage Fund overview

HSBC Balanced Advantage Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on Mar 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare HSBC Balanced Advantage Fund in detail with

About this fund

About HSBC Balanced Advantage Fund

Fund managers

Investment objective

HSBC Mutual Fund details

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Frequently asked questions

HSBC Balanced Advantage Fund Returns

ET Money rank

Alpha	1.3 vs. 2.63 Underperformed at beating benchmark
Sharpe	0.7 vs. 2.91 Poor risk-adjusted returns
Beta	0.62 vs. 0.65 Less sensitive to market ups & downs
Standard deviation	6.7 vs. 5.63 More volatile performance

Fund AUM	1,471 Cr as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	44 view all schemes
Total AUM	1,29,985 Cr as on Jun 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

Fund name	ETM Rank	AUM	1Y	5Y
HSBC Aggressive Hybrid Fund	N.A.	5,022 Cr	0.83%	16.05%
HSBC Equity Savings Fund	N.A.	624 Cr	5.59%	13.69%
HSBC Conservative Hybrid Fund	N.A.	160 Cr	5.66%	9.11%
HSBC Arbitrage Fund	N.A.	2,245 Cr	6.4%	5.48%

Sector	Percentage of Portfolio
Financial	25.159999999999997%
Healthcare	7.880000000000001%
Consumer Staples	6.890000000000001%
Energy	5.470000000000001%
Technology	5.43%
Services	4.78%
Capital Goods	4.45%
Construction	3.16%
Materials	1.19%
Consumer Discretionary	1.0%

Credit Quality	Percentage of Portfolio
Cash	22.98883139%
AAA	18.09628625%
SOV	12.78740224%