Q: What are the returns of Baroda BNP Paribas Conservative Hybrid Fund?

The Baroda BNP Paribas Conservative Hybrid Fund is a 21 yrs old fund and has delivered average annual returns of 7.38% since inception. Baroda BNP Paribas Conservative Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.01% 8.05% 7.54% 7.31% 7.38%

Question 1

What is the current NAV of Baroda BNP Paribas Conservative Hybrid Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Baroda BNP Paribas Conservative Hybrid Fund - Direct Growth plan is approximately ₹44.568 as of Sep 03, 2025.

Question 2

What are the returns of Baroda BNP Paribas Conservative Hybrid Fund?

Accepted Answer

The Baroda BNP Paribas Conservative Hybrid Fund is a 21 yrs old fund and has delivered average annual returns of 7.38% since inception.

Baroda BNP Paribas Conservative Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.01%	8.05%	7.54%	7.31%	7.38%

Question 3

How much does Baroda BNP Paribas Conservative Hybrid Fund charge as the expense ratio?

Accepted Answer

The Baroda BNP Paribas Conservative Hybrid Fund - Direct Growth has an expense ratio of 2.0%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Baroda BNP Paribas Conservative Hybrid Fund?

Accepted Answer

The Baroda BNP Paribas Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately ₹824 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Baroda BNP Paribas Conservative Hybrid Fund?

Accepted Answer

The Baroda BNP Paribas Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.06%
ICICI Bank Ltd.	1.6%
Reliance Industries Ltd.	1.01%
Infosys Ltd.	0.69%
Cummins India Ltd.	0.54%
Sagility India Ltd.	0.53%
Bharti Airtel Ltd.	0.53%
Eternal Ltd.	0.5%
Divi's Laboratories Ltd.	0.5%
State Bank of India	0.5%

Question 6

What are the top sectors Baroda BNP Paribas Conservative Hybrid Fund has invested in?

Accepted Answer

The Baroda BNP Paribas Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.06%
ICICI Bank Ltd.	1.6%
Reliance Industries Ltd.	1.01%
Infosys Ltd.	0.69%
Cummins India Ltd.	0.54%
Sagility India Ltd.	0.53%
Bharti Airtel Ltd.	0.53%
Eternal Ltd.	0.5%
Divi's Laboratories Ltd.	0.5%
State Bank of India	0.5%

Question 7

To whom does Baroda BNP Paribas Conservative Hybrid Fund lend to?

Accepted Answer

The top 3 debt holdings of Baroda BNP Paribas Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	24.44%
Indian Railway Finance Corporation Ltd.	4.26%
Export-Import Bank Of India	4.07%

Question 8

What is the quality of borrowers Baroda BNP Paribas Conservative Hybrid Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Baroda BNP Paribas Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	24.44%
Indian Railway Finance Corporation Ltd.	4.26%
Export-Import Bank Of India	4.07%

Question 9

What is the risk level of Baroda BNP Paribas Conservative Hybrid Fund?

Accepted Answer

This is a Conservative Hybrid fund comes with Moderately High risk.

Question 10

Is there any lock-in period in Baroda BNP Paribas Conservative Hybrid Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Baroda BNP Paribas Conservative Hybrid Fund Regular-Growth?

Accepted Answer

Baroda BNP Paribas Conservative Hybrid Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 2.0% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.51%. That's 1.49% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.49% if you opt for direct plan of Baroda BNP Paribas Conservative Hybrid Fund

Question 12

How can I redeem my investments in Baroda BNP Paribas Conservative Hybrid Fund?

Accepted Answer

Redeeming your investments in Baroda BNP Paribas Conservative Hybrid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Baroda BNP Paribas Conservative Hybrid Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	2.0% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1% if redeemed within 6 months!
AUM (Fund size)	₹824 Cr
Lock-in Period	Nil
Age	21 yrs since Aug 09, 2004
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	This scheme is currently not buyable
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	-0.47%	-0.43%
3 Months	-0.35%	0.04%
6 Months	5.35%	5.71%
1 Year	4.01%	4.47%
2 Years	8.48%	9.13%
3 Years	8.05%	8.69%
4 Years	6.37%	7.64%
5 Years	7.54%	9.07%
7 Years	7.16%	7.68%
10 Years	7.31%	7.75%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	824 Cr	21 yrs	2.0%
ICICI Prudential Regular Savings Fund	N.A.	3,188 Cr	21 yrs 6 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	24 yrs 6 m	1.55%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	22 yrs 11 m	1.84%
HDFC Hybrid Debt Fund	N.A.	3,406 Cr	21 yrs 9 m	1.74%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Conservative Hybrid Fund	-0.47%	5.35%	4.01%	8.05%	7.54%	7.31%
ICICI Prudential Regular Savings Fund	0.52%	7.25%	6.45%	10.03%	9.91%	9.54%
SBI Conservative Hybrid Fund	-0.05%	6.83%	4.59%	9.85%	11.01%	9.04%
Canara Robeco Conservative Hybrid Fund	-0.13%	6.57%	5.02%	8.33%	8.44%	8.09%
HDFC Hybrid Debt Fund	-0.99%	4.65%	2.71%	9.88%	10.91%	8.92%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Conservative Hybrid Fund	3.43	0.84	0.4	0.58
ICICI Prudential Regular Savings Fund	3.0	0.74	1.06	1.73
SBI Conservative Hybrid Fund	3.36	0.79	0.92	1.58
Canara Robeco Conservative Hybrid Fund	3.6	0.89	0.46	0.76
HDFC Hybrid Debt Fund	4.06	0.98	0.77	1.44

Baroda BNP Paribas Conservative Hybrid Fund Regular-Growth

Historical NAV & returns

Baroda BNP Paribas Conservative Hybrid Fund overview

Baroda BNP Paribas Conservative Hybrid Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Baroda BNP Paribas Conservative Hybrid Fund in detail with

About this fund

About Baroda BNP Paribas Conservative Hybrid Fund

Fund managers

Investment objective

Baroda BNP Paribas Mutual Fund details

Frequently asked questions

Baroda BNP Paribas Conservative Hybrid Fund Returns

ET Money rank

Alpha	-0.71 vs. 2.73 Underperformed at beating benchmark
Sharpe	0.4 vs. 2.71 Poor risk-adjusted returns
Beta	0.84 vs. 0.91 Less sensitive to market ups & downs
Standard deviation	3.43 vs. 3.57 More stable returns

Fund AUM	824 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	41 view all schemes
Total AUM	48,441 Cr as on Jun 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

Sector	Percentage of Portfolio
Financial	7.03%
Services	3.99%
Technology	2.0%
Healthcare	1.52%
Energy	1.47%
Capital Goods	1.27%
Consumer Staples	1.15%
Communication	0.8300000000000001%
Automobile	0.8200000000000001%
Chemicals	0.74%

Credit Quality	Percentage of Portfolio
AAA	35.23%
SOV	25.43235461%
Cash & Call Money	5.84%