HDFC Focused Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The HDFC Focused Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 16.09% since inception. HDFC Focused Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 11.97% 23.81% 30.86% 16.03% 16.09%

Previously called: HDFC Focused 30 Direct-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹272.634+0.21% 1 day change	16.09% p.a.	App exclusive #NA View Ranked Funds	₹23,533 Cr

Historical NAV & returns

NAV: ₹272.634 as on Oct 20, 2025

This fund Category average

HDFC Focused Fund overview

Expense ratio	0.57% as on Sep 30, 2025
Exit load	1.0% Exit load of 1% if redeemed within 1 year!
AUM (Fund size)	₹23,533 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HDFC Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.47%	2.72%
3 Months	5.23%	3.22%
6 Months	9.87%	9.73%
1 Year	11.97%	5.16%
2 Years	27.44%	22.15%
3 Years	23.81%	20.02%
4 Years	20.9%	15.16%
5 Years	30.86%	23.56%
7 Years	20.6%	18.42%
10 Years	16.03%	15.46%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 67.67%

Mid Cap 4.81%

Small Cap 13.06%

Other Cap 0%

Top holdings

ICICI Bank Ltd.9.17%

HDFC Bank Ltd.8.28%

Axis Bank Ltd.7.21%

State Bank of India5.0%

Top sectors

Financial 35.56%

Automobile 14.390000000000002%

Services 7.73%

Healthcare 7.49%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.22%

Allocation by Instruments

Repo 12.06%

Real Estate Investment Trusts 2.4699999999999998%

GOI Securities 0.22%

Other Holdings

Others 12.06%

Nexus Select Trust 2.11%

Embassy Office Parks REIT 0.36%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Alpha	8.75 vs. 5.24 Higher outperformance against benchmark
Sharpe	1.59 vs. 4.83 Poor risk-adjusted returns
Beta	0.73 vs. 0.82 Less sensitive to market ups & downs
Standard deviation	9.93 vs. 8.7 More volatile performance

Compare HDFC Focused Fund in detail with

About this fund

About HDFC Focused Fund

HDFC Focused Fund Direct-Growth is a Strategy mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 12 yrs 9 m, having been launched on 01/01/2013. HDFC Focused Fund Direct-Growth has ₹23,533 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Focused Fund Direct-Growth as of 20/10/2025 is ₹272.63. The fund has an expense ratio of 0.57%, which is less than what most other Strategy funds charge.

HDFC Focused Fund Direct-Growth returns of last 1-year are 10.01%. Since launch, it has delivered 16.10% average annual returns. The fund has doubled the money invested in it every 4 yrs.
HDFC Focused Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Automobile, Services, Healthcare, Technology sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Axis Bank Ltd., State Bank of India, Maruti Suzuki India Ltd..

...

Fund AUM	23,533 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Amar Kalkundrikar

Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Roshi Jain

Ms. Jain is a CFA, ACA and PGDM. Prior to joining HDFC Asset Management Company Limited, she has worked with Franklin Templeton Investments, Goldman Sachs, London, Goldman Sachs, Singapore, Wipro Ltd. and S. R. Batliboi & Co.

Investment objective

The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments of up to 30 companies.

HDFC Mutual Fund details

No. of schemes	78 view all schemes
Total AUM	8,93,028 Cr as on Sep 30, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HDFC Infrastructure Fund	N.A.	2,522 Cr	5.76%	35.87%
HDFC Small Cap Fund	N.A.	36,828 Cr	7.67%	31.34%
HDFC Mid Cap Fund	N.A.	84,855 Cr	9.76%	30.8%
HDFC Flexi Cap Fund	N.A.	85,560 Cr	11.51%	30.02%
HDFC Large and Mid Cap Fund	N.A.	26,949 Cr	7.47%	27.56%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Focused Fund Direct-Growth?

The current Net Asset Value (NAV) of the HDFC Focused Fund - Direct Growth plan is approximately ₹272.634 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The HDFC Focused Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 16.09% since inception.

HDFC Focused Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
11.97%	23.81%	30.86%	16.03%	16.09%

How much does this mutual fund charge as expense ratio?

The HDFC Focused Fund - Direct Growth has an expense ratio of 0.57%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HDFC Focused Fund currently has assets under management (AUM) or fund size valued at approximately 23,533 Cr as on Sep 30, 2025.

What are the top stock holdings of HDFC Focused Fund?

The HDFC Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	9.17%
HDFC Bank Ltd.	8.28%
Axis Bank Ltd.	7.21%
State Bank of India	5.0%
Maruti Suzuki India Ltd.	4.26%
HCL Technologies Ltd.	4.24%
Kotak Mahindra Bank Ltd.	4.23%
Cipla Ltd.	3.83%
SBI Life Insurance Company Ltd.	3.42%
Eicher Motors Ltd.	2.77%

What are the top sectors HDFC Focused Fund has invested in?

The HDFC Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	35.56%
Automobile	14.390000000000002%
Services	7.73%
Healthcare	7.49%
Technology	4.24%
Metals & Mining	3.87%
Insurance	3.42%
Capital Goods	3.0300000000000002%
Communication	2.39%
Energy	2.26%

What is risk level of HDFC Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Focused Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC Focused Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the HDFC Focused Fund is complete.

How can I redeem my investments in HDFC Focused Fund?

Redeeming your investments in the HDFC Focused Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Chance: This fund has generated a 10.79% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 1 year