Franklin India Low Duration Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.5033+0.06% 1 day change	5.09%	App exclusive #NA View Ranked Funds	₹395 Cr

Historical NAV & returns

NAV: ₹10.5033 as on Oct 20, 2025

This fund Category average

Franklin India Low Duration Fund overview

AUM (Fund size)	₹395 Cr
Exit load	0%
Lock-in Period	Nil
Age	8 m since Feb 25, 2025
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.84% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Franklin India Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 24, 2025

Period	This fund	Category average
1 Month	0.53%	0.51%
3 Months	1.37%	1.33%
6 Months	3.38%	3.2%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 57.46541228%

SOV 15.27163464%

A1+ 13.6359006%

AA 11.36072378%

Top Debt Holdings

National Bank For Agriculture & Rural Development 9.03%

Canara Bank 7.41%

Tata Capital Financial Services Ltd. 6.65%

HDB Financial Services Ltd. 6.63%

Allocation by Instruments

Debenture 53.237317589999996%

Cash Margin 27.83168356%

State Development Loan 14.20835081%

Certificate of Deposit 13.6359006%

Other Holdings

Others 27.83%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Low Duration Fund	0.53%	3.38%	N.A.	N.A.	N.A.	N.A.
UTI Low Duration Fund	0.56%	3.39%	7.67%	7.48%	7.07%	6.17%
DSP Low Duration Fund	0.53%	3.21%	7.31%	7.23%	5.76%	6.7%
Sundaram Low Duration Fund	0.47%	3.03%	7.03%	6.95%	7.03%	5.91%
Mirae Asset Low Duration Fund	0.5%	3.2%	7.28%	7.07%	5.55%	5.98%
SBI Magnum Low Duration Fund	0.48%	3.14%	7.21%	7.11%	5.6%	6.59%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Low Duration Fund	N.A.	N.A.	N.A.	N.A.
UTI Low Duration Fund	0.4	1.04	2.27	5.06
DSP Low Duration Fund	0.4	1.11	1.63	2.69
Sundaram Low Duration Fund	0.4	0.99	1.02	1.98
Mirae Asset Low Duration Fund	0.37	1.01	1.35	2.47
SBI Magnum Low Duration Fund	0.39	1.07	1.42	2.86

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Low Duration Fund	N.A.	395 Cr	8 m	0.84%
UTI Low Duration Fund	N.A.	2,302 Cr	22 yrs 7 m	0.45%
DSP Low Duration Fund	N.A.	5,304 Cr	10 yrs 7 m	0.62%
Sundaram Low Duration Fund	N.A.	390 Cr	21 yrs 2 m	1.15%
Mirae Asset Low Duration Fund	N.A.	2,232 Cr	17 yrs 7 m	0.85%
SBI Magnum Low Duration Fund	N.A.	16,764 Cr	18 yrs 3 m	0.92%

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Franklin India Low Duration Fund in detail with

About this fund

About Franklin India Low Duration Fund

Franklin India Low Duration Fund is a Low Duration mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 8 m, having been launched on 25/02/2025. Franklin India Low Duration Fund has ₹395 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India Low Duration Fund as of 20/10/2025 is ₹10.50. The fund has an expense ratio of 0.84%, which is higher than what most other Low Duration funds charge.

The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in National Bank For Agriculture & Rural Development, Canara Bank, Tata Capital Financial Services Ltd., HDB Financial Services Ltd., Power Finance Corporation Ltd..

...

Fund AUM	395 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rahul Goswami

Mr. Goswami is a B. Sc (Mathematics and MBA (Finance) Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Chandni Gupta

She holds B.E. degree in IT and CFA degree from CFA Institute, USA. Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.

Investment objective

The scheme seeks to generate income by investing in debt and money market instruments, with Macaulay duration of the portfolio between 6 to 12 months. However, there is no assurance that the investment objective of the Scheme will be achieved.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,23,581 Cr as on Sep 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Franklin India Floating Rate Fund	N.A.	334 Cr	8.04%	7.86%
Franklin India Banking & PSU Debt Fund	N.A.	499 Cr	8.1%	7.6%
Franklin India Money Market Fund	N.A.	3,580 Cr	7.56%	7.49%
Franklin India Liquid Fund	N.A.	2,631 Cr	6.75%	7.01%
Franklin India Overnight Fund	N.A.	486 Cr	5.96%	6.34%
Franklin India Government Securities Fund	N.A.	168 Cr	6.01%	6.27%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India Low Duration Fund?

The current Net Asset Value (NAV) of the Franklin India Low Duration Fund plan is approximately ₹10.5033 as of Oct 20, 2025.

How much does this mutual fund charge as expense ratio?

The Franklin India Low Duration Fund has an expense ratio of 0.84%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately 395 Cr as on Sep 30, 2025.

To whom does Franklin India Low Duration Fund lend to?

The top 3 debt holdings of Franklin India Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	9.03%
Canara Bank	7.41%
Tata Capital Financial Services Ltd.	6.65%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Franklin India Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	57.46541228%
SOV	15.27163464%
A1+	13.6359006%

What is risk level of Franklin India Low Duration Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Franklin India Low Duration Fund?

Redeeming your investments in the Franklin India Low Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.