Q: What are the returns of this mutual fund scheme?

The Franklin India ELSS Tax Saver Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 15.53% since inception. Franklin India ELSS Tax Saver Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.62% 18.26% 16.67% 14.96% 15.53%

Question 1

What is the current NAV of Franklin India ELSS Tax Saver Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Franklin India ELSS Tax Saver Fund - Direct Growth plan is approximately ₹1607.8824 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Franklin India ELSS Tax Saver Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 15.53% since inception.

Franklin India ELSS Tax Saver Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.62%	18.26%	16.67%	14.96%	15.53%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Franklin India ELSS Tax Saver Fund - Direct Growth has an expense ratio of 1.08%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Franklin India ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 6,693 Cr as on Dec 31, 2025.

Question 5

What are the top stock holdings of Franklin India ELSS Tax Saver Fund?

Accepted Answer

The Franklin India ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.66%
ICICI Bank Ltd.	6.62%
Larsen & Toubro Ltd.	5.39%
Axis Bank Ltd.	4.7%
Bharti Airtel Ltd.	4.63%
Infosys Ltd.	4.53%
State Bank of India	4.16%
HCL Technologies Ltd.	3.55%
Reliance Industries Ltd.	3.46%
Kotak Mahindra Bank Ltd.	3.28%

Question 6

What are the top sectors Franklin India ELSS Tax Saver Fund has invested in?

Accepted Answer

The Franklin India ELSS Tax Saver Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.66%
ICICI Bank Ltd.	6.62%
Larsen & Toubro Ltd.	5.39%
Axis Bank Ltd.	4.7%
Bharti Airtel Ltd.	4.63%
Infosys Ltd.	4.53%
State Bank of India	4.16%
HCL Technologies Ltd.	3.55%
Reliance Industries Ltd.	3.46%
Kotak Mahindra Bank Ltd.	3.28%

Question 7

What is risk level of Franklin India ELSS Tax Saver Fund?

Accepted Answer

This is a Elss fund comes with Very High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

Yes, this fund comes with a mandatory lock-in period of 3 years.

Question 9

How do I invest in Franklin India ELSS Tax Saver Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Franklin India ELSS Tax Saver Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Franklin India ELSS Tax Saver Fund is complete.

Question 10

How can I redeem my investments in Franklin India ELSS Tax Saver Fund?

Accepted Answer

Redeeming your investments in the Franklin India ELSS Tax Saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.08% as on Jan 31, 2026
Exit load	0%
AUM (Fund size)	₹6,693 Cr
Lock-in Period	3 Years
Age	13 yrs 1 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-4.64%	-5.01%
3 Months	-4.93%	-5.02%
6 Months	-1.6%	-1.59%
1 Year	4.62%	4.97%
2 Years	9.3%	8.0%
3 Years	18.26%	15.73%
4 Years	13.69%	11.76%
5 Years	16.67%	14.44%
7 Years	16.06%	14.52%
10 Years	14.96%	14.18%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India ELSS Tax Saver Fund	-4.64%	-1.6%	4.62%	18.26%	16.67%	14.96%
HDFC ELSS Tax Saver Fund	-3.87%	1.45%	10.18%	21.13%	19.95%	16.39%
SBI ELSS Tax Saver Fund	-3.98%	1.53%	7.71%	23.79%	19.85%	16.65%
Parag Parikh ELSS Tax Saver Fund	-4.0%	-2.07%	3.43%	16.26%	17.76%	12.73%
DSP ELSS Tax Saver Fund	-3.82%	2.95%	10.75%	20.53%	18.24%	18.0%
Motilal Oswal ELSS Tax Saver Fund	-6.86%	-8.32%	1.07%	22.02%	18.3%	18.0%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India ELSS Tax Saver Fund	12.33	0.94	0.98	1.43
HDFC ELSS Tax Saver Fund	10.97	0.83	1.29	2.13
SBI ELSS Tax Saver Fund	12.91	0.96	1.29	2.03
Parag Parikh ELSS Tax Saver Fund	9.46	0.69	1.06	1.67
DSP ELSS Tax Saver Fund	12.92	0.97	1.08	1.94
Motilal Oswal ELSS Tax Saver Fund	19.11	1.23	0.89	0.99

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India ELSS Tax Saver Fund	N.A.	6,693 Cr	13 yrs 1 m	1.08%
HDFC ELSS Tax Saver Fund	N.A.	17,163 Cr	13 yrs 1 m	1.08%
SBI ELSS Tax Saver Fund	N.A.	32,609 Cr	13 yrs 1 m	0.89%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,915 Cr	6 yrs 6 m	0.62%
DSP ELSS Tax Saver Fund	N.A.	17,609 Cr	13 yrs 1 m	0.74%
Motilal Oswal ELSS Tax Saver Fund	N.A.	4,341 Cr	11 yrs 1 m	0.65%

Franklin India ELSS Tax Saver Fund Direct-Growth

Historical NAV & returns

Franklin India ELSS Tax Saver Fund overview

Franklin India ELSS Tax Saver Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About Franklin India ELSS Tax Saver Fund

Fund managers

Investment objective

Franklin Templeton Mutual Fund details

More funds from Franklin Templeton Mutual Fund

Frequently asked questions

Franklin India ELSS Tax Saver Fund Direct-Growth Returns

ET Money rank

Alpha	2.76 vs. 5.78 Underperformed at beating benchmark
Sharpe	0.98 vs. 6.89 Poor risk-adjusted returns
Beta	0.94 vs. 1.04 Less sensitive to market ups & downs
Standard deviation	12.33 vs. 12.48 More stable returns

Fund AUM	6,693 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	34 view all schemes
Total AUM	1,28,113 Cr as on Dec 31, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

Fund name	ETM Rank	AUM	1Y	5Y
Franklin Build India Fund	N.A.	3,036 Cr	11.56%	24.8%
Franklin India Small Cap Fund	N.A.	13,238 Cr	-3.06%	21.0%
Franklin India Opportunities Fund	N.A.	8,380 Cr	6.23%	20.85%
Templeton India Value Fund	N.A.	2,326 Cr	7.68%	19.58%
Franklin India Dividend Yield Fund	N.A.	2,402 Cr	5.64%	19.31%
Franklin India Mid Cap Fund	N.A.	12,831 Cr	4.26%	17.93%

Sector	Percentage of Portfolio
Financial	30.78%
Technology	8.82%
Services	8.350000000000001%
Energy	8.28%
Construction	6.869999999999999%
Consumer Staples	6.1499999999999995%
Capital Goods	5.37%
Healthcare	5.32%
Communication	4.63%
Automobile	4.38%