Question 1

What is the current NAV of Franklin India Conservative Hybrid Fund A Direct- Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Franklin India Conservative Hybrid Fund - Direct Growth plan is approximately ₹99.9577 as of Sep 29, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Franklin India Conservative Hybrid Fund A Direct- Growth is a 12 yrs 8 m old fund and has delivered average annual returns of 9.21% since inception.

Franklin India Conservative Hybrid Fund A Direct- Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.02%	10.38%	9.84%	8.28%	9.21%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Franklin India Conservative Hybrid Fund - Direct Growth has an expense ratio of 0.74%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Franklin India Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 201 Cr as on Apr 30, 2025.

Question 5

What are the top stock holdings of Franklin India Conservative Hybrid Fund?

Accepted Answer

The Franklin India Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.48%
ICICI Bank Ltd.	1.97%
Larsen & Toubro Ltd.	1.07%
Bharti Airtel Ltd.	1.06%
Infosys Ltd.	1.04%
Axis Bank Ltd.	0.94%
Reliance Industries Ltd.	0.75%
Eternal Ltd.	0.73%
HCL Technologies Ltd.	0.72%
NTPC Ltd.	0.61%

Question 6

What are the top sectors Franklin India Conservative Hybrid Fund has invested in?

Accepted Answer

The Franklin India Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.48%
ICICI Bank Ltd.	1.97%
Larsen & Toubro Ltd.	1.07%
Bharti Airtel Ltd.	1.06%
Infosys Ltd.	1.04%
Axis Bank Ltd.	0.94%
Reliance Industries Ltd.	0.75%
Eternal Ltd.	0.73%
HCL Technologies Ltd.	0.72%
NTPC Ltd.	0.61%

Question 7

To whom does Franklin India Conservative Hybrid Fund lend to?

Accepted Answer

The top 3 debt holdings of Franklin India Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
Bajaj Finance Ltd.	7.82%
REC Ltd.	5.5%
Mahindra Rural Housing Finance Ltd.	5.15%

Question 8

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Franklin India Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Bajaj Finance Ltd.	7.82%
REC Ltd.	5.5%
Mahindra Rural Housing Finance Ltd.	5.15%

Question 9

What is risk level of Franklin India Conservative Hybrid Fund?

Accepted Answer

This is a Conservative Hybrid fund comes with Moderately High risk.

Question 10

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Franklin India Conservative Hybrid Fund A Direct- Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Franklin India Conservative Hybrid Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Franklin India Conservative Hybrid Fund is complete.

Question 12

How can I redeem my investments in Franklin India Conservative Hybrid Fund?

Accepted Answer

Redeeming your investments in the Franklin India Conservative Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.74% as on Aug 31, 2025
Exit load	0%
AUM (Fund size)	₹201 Cr
Lock-in Period	Nil
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	SIP: ₹500 & Lumpsum: ₹10000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.39%	0.72%
3 Months	-0.33%	0.2%
6 Months	4.23%	3.97%
1 Year	5.02%	4.64%
2 Years	10.38%	10.07%
3 Years	10.38%	10.02%
4 Years	8.41%	8.41%
5 Years	9.84%	10.17%
7 Years	8.77%	9.01%
10 Years	8.28%	8.59%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Conservative Hybrid Fund	0.39%	4.23%	5.02%	10.38%	9.84%	8.28%
ICICI Prudential Regular Savings Fund	0.72%	5.68%	6.83%	11.12%	10.85%	10.23%
SBI Conservative Hybrid Fund	0.78%	4.62%	4.58%	10.55%	11.82%	9.66%
Canara Robeco Conservative Hybrid Fund	0.26%	4.25%	4.74%	9.84%	9.84%	9.12%
Baroda BNP Paribas Conservative Hybrid Fund	0.59%	4.05%	4.62%	10.06%	9.39%	9.08%
Kotak Debt Hybrid Fund	1.45%	3.42%	3.0%	11.55%	12.24%	10.72%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Conservative Hybrid Fund	3.56	0.89	0.94	1.56
ICICI Prudential Regular Savings Fund	3.0	0.74	1.32	2.14
SBI Conservative Hybrid Fund	3.37	0.79	1.07	1.83
Canara Robeco Conservative Hybrid Fund	3.6	0.89	0.79	1.3
Baroda BNP Paribas Conservative Hybrid Fund	3.42	0.84	0.85	1.19
Kotak Debt Hybrid Fund	4.6	1.13	0.9	1.4

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Conservative Hybrid Fund	N.A.	201 Cr	12 yrs 8 m	0.74%
ICICI Prudential Regular Savings Fund	N.A.	3,235 Cr	12 yrs 8 m	0.98%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	12 yrs 8 m	1.08%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	12 yrs 8 m	0.68%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	813 Cr	12 yrs 8 m	0.51%
Kotak Debt Hybrid Fund	N.A.	3,129 Cr	12 yrs 8 m	0.48%

Franklin India Conservative Hybrid Fund A Direct- Growth

Historical NAV & returns

Franklin India Conservative Hybrid Fund overview

Franklin India Conservative Hybrid Fund Returns calculator

Trailing returns as on Sep 30, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Franklin India Conservative Hybrid Fund in detail with

About this fund

About Franklin India Conservative Hybrid Fund

Fund managers

Investment objective

Franklin Templeton Mutual Fund details

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Frequently asked questions

Franklin India Conservative Hybrid Fund A Direct- Growth Returns

ET Money rank

Alpha	1.12 vs. 3.4 Underperformed at beating benchmark
Sharpe	0.94 vs. 3.32 Poor risk-adjusted returns
Beta	0.89 vs. 1.08 Less sensitive to market ups & downs
Standard deviation	3.56 vs. 3.57 More stable returns

Fund AUM	201 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

No. of schemes	34 view all schemes
Total AUM	1,15,641 Cr as on Jun 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

Fund name	ETM Rank	AUM	1Y	5Y
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,288 Cr	2.21%	19.69%
Franklin India Aggressive Hybrid Fund	N.A.	2,187 Cr	-0.15%	19.17%
Franklin India Income Plus Arbitrage Active FoF	N.A.	69 Cr	10.92%	16.64%
Franklin India Equity Savings Fund	N.A.	678 Cr	5.36%	11.43%
Franklin India Retirement Fund	N.A.	515 Cr	2.65%	11.23%

Sector	Percentage of Portfolio
Financial	6.49%
Services	2.79%
Energy	2.05%
Technology	1.76%
Healthcare	1.7000000000000002%
Construction	1.35%
Automobile	1.34%
Communication	1.29%
Consumer Staples	1.23%
Capital Goods	0.8500000000000001%

Credit Quality	Percentage of Portfolio
AAA	43.94388654%
SOV	24.98734154%
AA+	5.06582416%