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ICICI Prudential Regular Savings Fund Direct-Growth
| NAV as of Feb 02, 2026 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹85.5108-0.23% 1 day change | 10.53% | App exclusive   | ₹3,359 Cr |
Historical NAV & returns
NAV: ₹85.5108 as on Feb 02, 2026
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ICICI Prudential Regular Savings Fund overview
| Expense ratio | 1.0% as on Feb 02, 2026 |
| Exit load | 1.0% Exit load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year! |
| AUM (Fund size) | ₹3,359 Cr |
| Lock-in Period | Nil |
| Age | 13 yrs 1 m since Jan 01, 2013 |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 Conservative |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | High |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
ICICI Prudential Regular Savings Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Feb 03, 2026
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.8% | -0.89% |
| 3 Months | 0.02% | -0.27% |
| 6 Months | 2.31% | 1.19% |
| 1 Year | 8.03% | 7.16% |
| 2 Years | 9.48% | 8.56% |
| 3 Years | 10.88% | 9.78% |
| 4 Years | 9.38% | 8.38% |
| 5 Years | 9.61% | 8.46% |
| 7 Years | 10.19% | 9.06% |
| 10 Years | 10.49% | 8.94% |
Asset allocationas on Dec 31, 2025
Large Cap 13.7%
Mid Cap 2.52%
Small Cap 6.51%
Other Cap 0%
Top holdings
Top sectors
Financial 4.2%
Energy 3.19%
Insurance 2.67%
Technology 2.17%
AA 19.13130817%
SOV 14.50704021%
AAA 14.48990242%
A1+ 7.34259602%
Top Debt Holdings
GOI 9.77%
HDFC Bank Ltd. 3.69%
Eris Lifesciences Ltd. 3.01%
Manappuram Finance Ltd. 2.97%
Allocation by Instruments
Non Convertible Debenture 24.61333375%
Debenture 16.610559280000004%
GOI Securities 9.776101579999999%
Certificate of Deposit 7.34259602%
Other Holdings
Others 1.67%
Mindspace Business Parks REIT 1.01%
Embassy Office Parks REIT 0.38%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from ICICI Prudential Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
- Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 10 Years.
- Chance: This fund has generated a 9.88% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
- Exit Load: Exit load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year